Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.09% |
$-21,734 |
$-21,734 |
$0 |
$-2,411 |
11.09% |
| Missouri Total |
100.00% |
$23,294,572 |
$22,304,198 |
$8,362,261 |
$15,846,821 |
71.05% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$8,063 |
$7,632 |
$0 |
$734 |
9.62% |
| Missouri Total |
100.00% |
$26,072,281 |
$26,100,591 |
$9,330,255 |
$22,057,894 |
84.51% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$13,106 |
$12,933 |
$0 |
$1,419 |
10.97% |
| Missouri Total |
100.00% |
$6,173,252 |
$5,706,376 |
$424,931 |
$412,537 |
7.23% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$348,851 |
$339,258 |
$1,146,864 |
$1,189,934 |
350.75% |
| Missouri Total |
100.00% |
$110,955,536 |
$105,718,876 |
$71,191,761 |
$71,923,830 |
68.03% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$141,502 |
$138,411 |
$251,585 |
$244,814 |
176.87% |
| Missouri Total |
100.00% |
$78,772,308 |
$76,069,890 |
$62,597,825 |
$62,700,108 |
82.42% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.91% |
$-2,682,212 |
$2,861,902 |
$3,705,530 |
$3,197,221 |
111.72% |
| Missouri Total |
100.00% |
$295,507,209 |
$290,516,466 |
$155,916,859 |
$201,614,460 |
69.40% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$183,455 |
$197,316 |
$1,349 |
$-4,534 |
-2.30% |
| Missouri Total |
100.00% |
$135,246,907 |
$136,699,359 |
$104,370,616 |
$94,696,818 |
69.27% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$5,538,096 |
$5,687,710 |
$3,392,931 |
$2,322,358 |
40.83% |
| Missouri Total |
100.00% |
$756,239,309 |
$750,426,388 |
$440,744,531 |
$464,430,322 |
61.89% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
$6,352,251 |
$6,435,209 |
$689,349 |
$-193,422 |
-3.01% |
| Missouri Total |
100.00% |
$920,594,433 |
$922,617,505 |
$507,457,767 |
$517,743,987 |
56.12% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$53,569 |
$141,556 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$96,449,694 |
$94,375,894 |
$9,743 |
$43,904 |
0.05% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.39% |
$2,728,265 |
$3,268,786 |
$193,978 |
$1,296,470 |
39.66% |
| Missouri Total |
100.00% |
$36,933,361 |
$35,168,082 |
$11,810,302 |
$25,313,466 |
71.98% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$80,461 |
$66,617 |
$0 |
$22,010 |
33.04% |
| Missouri Total |
100.00% |
$24,250,973 |
$24,064,709 |
$15,218,950 |
$4,421,228 |
18.37% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.82% |
111,080 |
$871,293 |
$863,775 |
$0 |
$126,866 |
$301,685 |
34.93% |
| Missouri Total |
100.00% |
6,067,185 |
$106,534,521 |
$105,209,625 |
$6,428 |
$47,178,677 |
$50,921,510 |
48.40% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$3,300 |
$3,300 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
734,667 |
$245,599,771 |
$244,314,159 |
$0 |
$161,017,689 |
$162,927,287 |
66.69% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
15 |
$1,304,670 |
$4,970,316 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
0 |
$319,314 |
$317,268 |
$0 |
$6,252 |
$14,832 |
4.67% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
900 |
$1,633,280 |
$1,633,280 |
$0 |
$560,359 |
$1,329,633 |
81.41% |
| Missouri Total |
100.00% |
1,329,457 |
$408,514,667 |
$405,168,784 |
$20,537 |
$306,379,691 |
$294,603,703 |
72.71% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
34 |
$2,576 |
$2,576 |
$0 |
$0 |
$-655 |
-25.43% |
| Missouri Total |
100.00% |
393,021 |
$60,851,889 |
$60,538,383 |
$0 |
$25,153,595 |
$26,631,367 |
43.99% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$1,301,772 |
$1,352,865 |
$2,686,524 |
$2,590,331 |
191.47% |
| Missouri Total |
100.00% |
$380,069,054 |
$381,268,777 |
$176,117,952 |
$177,232,550 |
46.48% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$854 |
$586,744 |
$0 |
$371,689 |
63.35% |
| Missouri Total |
100.00% |
$29,029,936 |
$29,041,237 |
$20,467,000 |
$25,501,445 |
87.81% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.66% |
$507,260 |
$580,414 |
$480,000 |
$408,968 |
70.46% |
| Missouri Total |
100.00% |
$7,619,717 |
$7,707,001 |
$2,992,531 |
$4,240,845 |
55.03% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$1,286 |
$0 |
$-744 |
-57.85% |
| Missouri Total |
100.00% |
$67,940,489 |
$66,673,811 |
$24,326,023 |
$40,774,941 |
61.16% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.54% |
$1,156,356 |
$1,111,535 |
$538,352 |
$60,225 |
5.42% |
| Missouri Total |
100.00% |
$32,690,630 |
$33,110,611 |
$25,267,624 |
$28,598,918 |
86.37% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.91% |
$62,887,929 |
$62,672,195 |
$12,545,698 |
$45,728,420 |
72.96% |
| Missouri Total |
100.00% |
$633,865,629 |
$602,522,168 |
$350,555,989 |
$475,953,751 |
78.99% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.62% |
$108,654 |
$108,654 |
$1,894 |
$-10,037 |
-9.24% |
| Missouri Total |
100.00% |
$6,717,968 |
$6,846,499 |
$6,475,434 |
$16,713,345 |
244.12% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$115,986 |
$131,089 |
$1,481,250 |
$1,639,547 |
1,250.71% |
| Missouri Total |
100.00% |
$37,877,232 |
$36,863,658 |
$38,856,254 |
$25,118,726 |
68.14% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
112,039 |
$4,134,433 |
$7,790,515 |
$0 |
$693,477 |
$1,645,495 |
21.12% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.36% |
$-2,191,859 |
$3,339,571 |
$5,103,979 |
$4,631,969 |
138.70% |
| Missouri Total |
100.00% |
$606,871,006 |
$589,258,410 |
$363,253,603 |
$421,903,030 |
71.60% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$183,455 |
$197,316 |
$1,349 |
$-4,534 |
-2.30% |
| Missouri Total |
100.00% |
$468,585,268 |
$467,425,208 |
$277,353,504 |
$301,445,958 |
64.49% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
112,005 |
$4,131,857 |
$7,787,939 |
$0 |
$693,477 |
$1,646,150 |
21.14% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
34 |
$2,576 |
$2,576 |
$0 |
$0 |
$-655 |
-25.43% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
$508,114 |
$1,168,444 |
$480,000 |
$779,913 |
66.75% |
| Missouri Total |
100.00% |
$110,581,910 |
$109,206,859 |
$48,898,385 |
$70,100,715 |
64.19% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
$78,898,518 |
$85,756,412 |
$27,115,804 |
$58,856,206 |
68.63% |
| Missouri Total |
100.00% |
$10,964,901,395 |
$10,765,849,375 |
$6,516,872,099 |
$6,932,901,283 |
64.40% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
$76,034 |
$76,034 |
$500 |
$-6,786 |
-8.92% |
| Missouri Total |
100.00% |
$10,557,025 |
$10,789,522 |
$12,286,454 |
$11,696,887 |
108.41% |