Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
$297,936 |
$297,936 |
$0 |
$2,055 |
0.69% |
| Missouri Total |
100.00% |
$24,815,924 |
$23,122,644 |
$7,419,805 |
$4,753,189 |
20.56% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$5,646 |
$5,313 |
$0 |
$-173 |
-3.26% |
| Missouri Total |
100.00% |
$27,669,389 |
$25,670,642 |
$12,911,930 |
$15,612,038 |
60.82% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$13,659 |
$12,962 |
$0 |
$7,723 |
59.58% |
| Missouri Total |
100.00% |
$5,303,214 |
$4,993,614 |
$368,382 |
$652,459 |
13.07% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$318,019 |
$288,469 |
$449,384 |
$459,994 |
159.46% |
| Missouri Total |
100.00% |
$100,129,998 |
$97,822,943 |
$64,372,919 |
$65,993,777 |
67.46% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$118,407 |
$104,797 |
$110,283 |
$59,913 |
57.17% |
| Missouri Total |
100.00% |
$70,505,630 |
$68,931,162 |
$42,329,454 |
$43,293,904 |
62.81% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.42% |
$6,873,794 |
$4,330,049 |
$2,209,887 |
$3,060,807 |
70.69% |
| Missouri Total |
100.00% |
$283,746,186 |
$279,497,195 |
$156,875,245 |
$177,516,187 |
63.51% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$-1 |
$23,182 |
$15,490 |
-1,549,000.00% |
| Missouri Total |
100.00% |
$86,761,462 |
$83,153,066 |
$58,126,480 |
$59,524,316 |
71.58% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$256,230 |
$249,967 |
$6,288 |
$15,724 |
6.29% |
| Missouri Total |
100.00% |
$130,941,330 |
$133,656,795 |
$68,896,938 |
$66,254,244 |
49.57% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
$5,856,355 |
$5,712,198 |
$2,541,072 |
$4,930,898 |
86.32% |
| Missouri Total |
100.00% |
$738,238,971 |
$734,910,972 |
$364,027,601 |
$376,477,571 |
51.23% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
$7,176,092 |
$7,028,921 |
$1,396,053 |
$-797,587 |
-11.35% |
| Missouri Total |
100.00% |
$933,615,745 |
$932,627,248 |
$492,947,093 |
$582,771,682 |
62.49% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$134,762 |
$239,485 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$93,471,212 |
$93,748,366 |
$34,085 |
$-614,832 |
-0.66% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.04% |
$3,235,024 |
$5,064,613 |
$173,216 |
$2,397,769 |
47.34% |
| Missouri Total |
100.00% |
$32,211,582 |
$35,172,405 |
$11,703,216 |
$25,618,319 |
72.84% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$50,347 |
$35,155 |
$0 |
$-16,867 |
-47.98% |
| Missouri Total |
100.00% |
$24,099,068 |
$23,807,207 |
$4,711,752 |
$17,957,343 |
75.43% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
157,314 |
$983,372 |
$910,073 |
$0 |
$262,001 |
$312,920 |
34.38% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.85% |
11 |
$5,478,783 |
$4,733,437 |
$0 |
$5,671,161 |
$4,575,675 |
96.67% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
2,403 |
$376,483 |
$354,894 |
$0 |
$1,500 |
$1,791 |
0.50% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
712 |
$1,227,454 |
$1,227,454 |
$0 |
$766,391 |
$915,241 |
74.56% |
| Missouri Total |
100.00% |
1,383,188 |
$357,408,725 |
$355,763,844 |
$15,260 |
$272,922,956 |
$260,208,900 |
73.14% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.04% |
$-667,592 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$1,837,284,961 |
$1,810,657,149 |
$1,010,959,193 |
$1,006,706,837 |
55.60% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
48 |
$3,672 |
$3,672 |
$0 |
$0 |
$-31 |
-0.84% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$1,067,111 |
$1,736,246 |
$2,719,584 |
$2,942,570 |
169.48% |
| Missouri Total |
100.00% |
$374,553,346 |
$370,942,985 |
$173,137,418 |
$174,376,037 |
47.01% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.25% |
$1,204,877 |
$618,987 |
$0 |
$220,050 |
35.55% |
| Missouri Total |
100.00% |
$28,327,347 |
$27,266,161 |
$17,429,362 |
$23,232,734 |
85.21% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.20% |
$640,998 |
$745,505 |
$17,000 |
$-53,144 |
-7.13% |
| Missouri Total |
100.00% |
$7,818,065 |
$7,552,745 |
$2,582,703 |
$2,639,154 |
34.94% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$3,611 |
$6,143 |
$0 |
$602 |
9.80% |
| Missouri Total |
100.00% |
$71,283,262 |
$72,308,015 |
$26,484,714 |
$34,206,657 |
47.31% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.82% |
$977,125 |
$913,222 |
$405,478 |
$924,336 |
101.22% |
| Missouri Total |
100.00% |
$34,686,446 |
$34,325,462 |
$24,344,883 |
$18,404,591 |
53.62% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.40% |
$23,270,737 |
$23,292,417 |
$17,488,052 |
$22,127,682 |
95.00% |
| Missouri Total |
100.00% |
$528,907,596 |
$518,348,063 |
$254,202,200 |
$340,616,278 |
65.71% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.15% |
$164,951 |
$164,951 |
$22,542 |
$27,330 |
16.57% |
| Missouri Total |
100.00% |
$5,231,618 |
$5,006,825 |
$4,746,306 |
$10,178,655 |
203.30% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
$-100,043 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$961,184,400 |
$941,702,125 |
$612,509,979 |
$625,696,270 |
66.44% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
$-97,083 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$924,265,547 |
$898,895,798 |
$594,450,694 |
$693,296,675 |
77.13% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$117,406 |
$120,372 |
$0 |
$-110,049 |
-91.42% |
| Missouri Total |
100.00% |
$35,406,749 |
$36,831,928 |
$19,085,668 |
$4,563,654 |
12.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
160,488 |
$8,069,764 |
$7,229,530 |
$0 |
$6,701,053 |
$5,805,596 |
80.30% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
$7,310,220 |
$4,723,314 |
$2,792,736 |
$3,596,204 |
76.14% |
| Missouri Total |
100.00% |
$567,168,353 |
$554,940,913 |
$335,526,183 |
$362,018,311 |
65.24% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$256,230 |
$249,967 |
$6,288 |
$15,724 |
6.29% |
| Missouri Total |
100.00% |
$465,087,166 |
$430,145,030 |
$186,469,218 |
$187,500,800 |
43.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
160,440 |
$8,066,092 |
$7,225,858 |
$0 |
$6,701,053 |
$5,805,627 |
80.35% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.03% |
$-667,592 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$1,923,297,569 |
$1,895,905,435 |
$1,048,532,487 |
$1,045,688,904 |
55.16% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
48 |
$3,672 |
$3,672 |
$0 |
$0 |
$-31 |
-0.84% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.63% |
$1,849,486 |
$1,370,635 |
$17,000 |
$167,508 |
12.22% |
| Missouri Total |
100.00% |
$113,635,101 |
$113,293,448 |
$46,853,476 |
$64,361,816 |
56.81% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
$-197,126 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$3,606,547,016 |
$3,519,179,649 |
$2,378,359,181 |
$2,559,975,195 |
72.74% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$51,015,189 |
$51,064,527 |
$27,567,716 |
$36,223,536 |
70.94% |
| Missouri Total |
100.00% |
$10,452,526,357 |
$10,257,868,974 |
$5,782,469,749 |
$6,209,192,376 |
60.53% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
$96,820 |
$96,820 |
$5,695 |
$8,413 |
8.69% |
| Missouri Total |
100.00% |
$10,475,039 |
$8,913,955 |
$9,004,216 |
$9,081,216 |
101.88% |