Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.90% |
$872,761 |
$872,761 |
$0 |
$-1,615 |
-0.19% |
| Missouri Total |
100.00% |
$22,401,016 |
$22,306,061 |
$7,067,743 |
$6,844,247 |
30.68% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$4,894 |
$4,942 |
$0 |
$513 |
10.38% |
| Missouri Total |
100.00% |
$25,034,391 |
$23,673,923 |
$6,084,938 |
$4,844,739 |
20.46% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$10,443 |
$15,305 |
$0 |
$8,568 |
55.98% |
| Missouri Total |
100.00% |
$4,848,131 |
$4,678,679 |
$425,168 |
$457,628 |
9.78% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$292,543 |
$306,450 |
$263,830 |
$212,214 |
69.25% |
| Missouri Total |
100.00% |
$96,202,136 |
$92,202,277 |
$61,116,740 |
$62,024,565 |
67.27% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$127,997 |
$133,215 |
$25,560 |
$24,936 |
18.72% |
| Missouri Total |
100.00% |
$63,718,933 |
$61,585,914 |
$43,629,749 |
$42,723,387 |
69.37% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
$3,301,787 |
$3,321,366 |
$359,863 |
$1,240,386 |
37.35% |
| Missouri Total |
100.00% |
$276,130,715 |
$267,829,210 |
$149,469,428 |
$152,058,551 |
56.77% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$8,652 |
$7,169 |
|
| Missouri Total |
100.00% |
$80,862,101 |
$79,070,844 |
$48,586,421 |
$56,917,139 |
71.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$224,329 |
$230,433 |
$20,021 |
$25,763 |
11.18% |
| Missouri Total |
100.00% |
$138,878,432 |
$141,490,230 |
$76,433,828 |
$98,392,416 |
69.54% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
$6,067,567 |
$6,404,824 |
$1,330,685 |
$3,186,236 |
49.75% |
| Missouri Total |
100.00% |
$728,629,554 |
$725,088,654 |
$391,700,000 |
$386,873,909 |
53.36% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$4,196,676 |
$6,003,975 |
$1,643,996 |
$129,708 |
2.16% |
| Missouri Total |
100.00% |
$923,742,185 |
$913,935,939 |
$471,685,742 |
$538,321,857 |
58.90% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$164,532 |
$249,940 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$93,827,799 |
$93,699,295 |
$462 |
$461,084 |
0.49% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.23% |
$6,389,729 |
$4,049,525 |
$0 |
$3,293,873 |
81.34% |
| Missouri Total |
100.00% |
$39,371,939 |
$34,587,169 |
$7,541,337 |
$47,864,657 |
138.39% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$42,306 |
$75,811 |
$0 |
$18,984 |
25.04% |
| Missouri Total |
100.00% |
$23,628,130 |
$23,499,581 |
$12,010,929 |
$5,163,611 |
21.97% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
35,448 |
$679,665 |
$712,201 |
$0 |
$211,297 |
$215,115 |
30.20% |
| Missouri Total |
100.00% |
5,585,434 |
$109,615,562 |
$110,621,146 |
$11,973 |
$43,523,286 |
$42,190,276 |
38.14% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
13 |
$4,456,077 |
$4,902,305 |
$0 |
$6,148,747 |
$6,348,315 |
129.50% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
2,030 |
$427,950 |
$399,828 |
$0 |
$10,964 |
$11,145 |
2.79% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
1,040 |
$1,425,523 |
$1,425,523 |
$0 |
$1,708,243 |
$1,736,285 |
121.80% |
| Missouri Total |
100.00% |
1,243,398 |
$331,623,405 |
$331,119,779 |
$13,616 |
$254,223,258 |
$258,786,878 |
78.16% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$667,592 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$1,778,721,687 |
$1,746,553,860 |
$916,664,894 |
$982,153,529 |
56.23% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
52 |
$3,972 |
$3,972 |
$0 |
$0 |
$-349 |
-8.79% |
| Missouri Total |
100.00% |
405,271 |
$58,683,332 |
$59,637,947 |
$0 |
$27,509,679 |
$36,494,147 |
61.19% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
$1,781,936 |
$2,127,652 |
$211,714 |
$818,123 |
38.45% |
| Missouri Total |
100.00% |
$321,625,294 |
$320,345,276 |
$142,529,914 |
$183,122,058 |
57.16% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$55,007 |
$55,007 |
$0 |
$17,197 |
31.26% |
| Missouri Total |
100.00% |
$26,720,496 |
$27,278,471 |
$8,514,950 |
$4,664,529 |
17.10% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.06% |
$865,688 |
$902,982 |
$380,000 |
$87,200 |
9.66% |
| Missouri Total |
100.00% |
$6,630,916 |
$6,615,553 |
$2,883,181 |
$2,787,259 |
42.13% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$7,507 |
$6,226 |
$36,000 |
$-16,371 |
-262.95% |
| Missouri Total |
100.00% |
$75,011,759 |
$76,626,408 |
$34,298,618 |
$14,585,676 |
19.03% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.31% |
$839,102 |
$767,000 |
$529,230 |
$442,786 |
57.73% |
| Missouri Total |
100.00% |
$36,256,547 |
$35,643,503 |
$15,212,306 |
$23,823,268 |
66.84% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.25% |
$21,869,915 |
$22,072,590 |
$5,676,158 |
$2,998,814 |
13.59% |
| Missouri Total |
100.00% |
$515,140,855 |
$519,234,427 |
$280,461,690 |
$262,963,088 |
50.64% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.26% |
$182,331 |
$182,331 |
$10,892 |
$12,416 |
6.81% |
| Missouri Total |
100.00% |
$8,052,601 |
$8,672,192 |
$2,125,565 |
$1,995,976 |
23.02% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$100,043 |
$0 |
$0 |
$5 |
|
| Missouri Total |
100.00% |
$897,518,738 |
$876,148,477 |
$571,577,101 |
$579,088,060 |
66.09% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$9 |
|
| Missouri Total |
100.00% |
$612,182,831 |
$597,464,513 |
$385,880,063 |
$391,155,586 |
65.47% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$97,083 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$850,103,248 |
$834,581,297 |
$517,765,819 |
$562,474,740 |
67.40% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$686,048,903 |
$678,599,026 |
$470,744,720 |
$496,075,662 |
73.10% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
$221,974 |
$238,456 |
$0 |
$-78,495 |
-32.92% |
| Missouri Total |
100.00% |
$38,027,501 |
$36,646,318 |
$20,989,060 |
$21,040,848 |
57.42% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
38,583 |
$6,993,187 |
$7,443,829 |
$0 |
$8,079,251 |
$8,310,511 |
111.64% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
$3,722,327 |
$3,761,031 |
$657,905 |
$1,484,705 |
39.48% |
| Missouri Total |
100.00% |
$541,675,969 |
$525,247,428 |
$316,541,311 |
$325,759,987 |
62.02% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$224,329 |
$230,433 |
$20,021 |
$25,763 |
11.18% |
| Missouri Total |
100.00% |
$481,097,386 |
$491,632,182 |
$367,147,574 |
$394,860,369 |
80.32% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
38,531 |
$6,989,215 |
$7,439,857 |
$0 |
$8,079,251 |
$8,310,860 |
111.71% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$667,592 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
$1,863,459,970 |
$1,829,072,506 |
$952,741,152 |
$1,018,296,974 |
55.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
52 |
$3,972 |
$3,972 |
$0 |
$0 |
$-349 |
-8.79% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.81% |
$928,202 |
$964,215 |
$416,000 |
$88,026 |
9.13% |
| Missouri Total |
100.00% |
$114,306,152 |
$116,671,497 |
$47,836,377 |
$23,056,520 |
19.76% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$197,126 |
$0 |
$0 |
$16 |
|
| Missouri Total |
100.00% |
$3,351,084,736 |
$3,281,894,332 |
$2,130,561,236 |
$2,228,449,077 |
67.90% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$48,496,269 |
$48,133,318 |
$10,508,235 |
$12,440,785 |
25.85% |
| Missouri Total |
100.00% |
$10,032,177,523 |
$9,884,165,752 |
$5,710,273,309 |
$6,012,243,754 |
60.83% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.17% |
$112,527 |
$112,527 |
$11,634 |
$12,364 |
10.99% |
| Missouri Total |
100.00% |
$9,597,095 |
$12,487,357 |
$5,631,955 |
$5,010,997 |
40.13% |