Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.25% |
$858,992 |
$858,992 |
$0 |
$-34 |
0.00% |
| Missouri Total |
100.00% |
$20,210,672 |
$20,560,848 |
$9,583,270 |
$4,724,780 |
22.98% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$7,172 |
$7,744 |
$0 |
$520 |
6.71% |
| Missouri Total |
100.00% |
$22,419,603 |
$22,033,792 |
$1,464,240 |
$3,129,115 |
14.20% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$11,719 |
$1,895 |
$0 |
$1,109 |
58.52% |
| Missouri Total |
100.00% |
$4,608,339 |
$4,463,740 |
$904,933 |
$490,528 |
10.99% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$253,043 |
$229,956 |
$480,525 |
$595,625 |
259.02% |
| Missouri Total |
100.00% |
$89,199,049 |
$86,548,357 |
$59,038,073 |
$59,180,253 |
68.38% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$109,665 |
$99,604 |
$99,520 |
$130,912 |
131.43% |
| Missouri Total |
100.00% |
$62,345,709 |
$60,950,303 |
$37,364,798 |
$38,214,534 |
62.70% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
$3,423,054 |
$3,367,150 |
$5,608,032 |
$4,922,727 |
146.20% |
| Missouri Total |
100.00% |
$260,260,500 |
$254,195,778 |
$149,857,390 |
$159,836,896 |
62.88% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$-5 |
$40,574 |
$40,120 |
-802,400.00% |
| Missouri Total |
100.00% |
$81,551,167 |
$80,917,450 |
$48,399,917 |
$48,602,997 |
60.06% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$257,649 |
$255,993 |
$-8,047 |
$8,675 |
3.39% |
| Missouri Total |
100.00% |
$158,531,063 |
$154,692,159 |
$72,884,571 |
$61,058,828 |
39.47% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
$7,663,139 |
$7,099,284 |
$2,161,776 |
$368,122 |
5.19% |
| Missouri Total |
100.00% |
$710,090,975 |
$698,309,645 |
$440,536,532 |
$390,637,732 |
55.94% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
$9,203,380 |
$6,999,476 |
$2,195,718 |
$4,038,754 |
57.70% |
| Missouri Total |
100.00% |
$895,555,364 |
$864,367,723 |
$467,047,374 |
$499,393,157 |
57.78% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$394,654 |
$162,715 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$97,891,710 |
$97,512,676 |
$-175,429 |
$-197,935 |
-0.20% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.21% |
$1,707,853 |
$3,767,322 |
$0 |
$2,113,353 |
56.10% |
| Missouri Total |
100.00% |
$32,795,679 |
$32,406,347 |
$11,846,569 |
$8,354,504 |
25.78% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$66,717 |
$37,394 |
$0 |
$14,389 |
38.48% |
| Missouri Total |
100.00% |
$23,777,769 |
$22,863,610 |
$5,978,845 |
$16,576,999 |
72.50% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
28,516 |
$835,199 |
$865,800 |
$0 |
$20,665 |
$15,571 |
1.80% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.96% |
13 |
$5,284,523 |
$5,061,277 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
2,312 |
$267,953 |
$281,964 |
$0 |
$25,510 |
$19,135 |
6.79% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.19% |
769 |
$3,368,073 |
$3,368,073 |
$0 |
$3,341,243 |
$2,506,264 |
74.41% |
| Missouri Total |
100.00% |
1,061,148 |
$281,925,029 |
$281,526,112 |
$14,081 |
$225,743,687 |
$235,172,185 |
83.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
84 |
$6,389 |
$6,389 |
$0 |
$0 |
$-70 |
-1.10% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$2,259,406 |
$1,763,709 |
$2,205,609 |
$2,156,061 |
122.25% |
| Missouri Total |
100.00% |
$302,520,608 |
$298,344,173 |
$125,065,191 |
$133,537,670 |
44.76% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,805 |
$2,805 |
$0 |
$-3,064 |
-109.23% |
| Missouri Total |
100.00% |
$28,011,464 |
$27,930,444 |
$8,456,987 |
$3,501,381 |
12.54% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.49% |
$1,015,071 |
$1,033,633 |
$170,000 |
$118,919 |
11.50% |
| Missouri Total |
100.00% |
$6,155,716 |
$6,604,859 |
$4,270,790 |
$2,225,463 |
33.69% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$5,834 |
$5,027 |
$0 |
$50,057 |
995.76% |
| Missouri Total |
100.00% |
$79,013,127 |
$78,298,966 |
$36,920,432 |
$26,547,745 |
33.91% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.16% |
$747,064 |
$698,282 |
$120,726 |
$134,030 |
19.19% |
| Missouri Total |
100.00% |
$34,634,508 |
$33,744,783 |
$21,573,720 |
$14,309,016 |
42.40% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.45% |
$22,256,829 |
$22,746,801 |
$5,155,949 |
$4,492,985 |
19.75% |
| Missouri Total |
100.00% |
$500,303,337 |
$505,217,925 |
$217,749,226 |
$192,888,554 |
38.18% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.85% |
$198,030 |
$198,030 |
$1,000 |
$8,746 |
4.42% |
| Missouri Total |
100.00% |
$6,960,330 |
$5,834,068 |
$1,357,850 |
$2,136,485 |
36.62% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-4 |
|
| Missouri Total |
100.00% |
$837,758,415 |
$827,399,131 |
$533,907,399 |
$536,409,422 |
64.83% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-8 |
|
| Missouri Total |
100.00% |
$572,783,491 |
$561,993,526 |
$362,643,463 |
$365,157,271 |
64.98% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$817,662,934 |
$812,332,106 |
$483,619,076 |
$536,906,786 |
66.09% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
$198,947 |
$193,596 |
$0 |
$-214,598 |
-110.85% |
| Missouri Total |
100.00% |
$35,324,968 |
$34,881,502 |
$25,488,513 |
$64,917,657 |
186.11% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
31,694 |
$9,762,137 |
$9,583,503 |
$0 |
$3,387,418 |
$2,540,900 |
26.51% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$3,785,762 |
$3,696,705 |
$6,228,651 |
$5,689,384 |
153.90% |
| Missouri Total |
100.00% |
$520,522,642 |
$509,016,003 |
$307,540,170 |
$316,917,314 |
62.26% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$257,649 |
$255,993 |
$-8,047 |
$8,675 |
3.39% |
| Missouri Total |
100.00% |
$456,379,064 |
$455,931,601 |
$243,338,154 |
$177,771,548 |
38.99% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
31,610 |
$9,755,748 |
$9,577,114 |
$0 |
$3,387,418 |
$2,540,970 |
26.53% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
84 |
$6,389 |
$6,389 |
$0 |
$0 |
$-70 |
-1.10% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
$1,023,710 |
$1,041,465 |
$170,000 |
$165,912 |
15.93% |
| Missouri Total |
100.00% |
$118,842,690 |
$117,930,971 |
$51,180,713 |
$33,554,372 |
28.45% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-13 |
|
| Missouri Total |
100.00% |
$3,171,499,379 |
$3,132,869,036 |
$1,978,115,627 |
$2,048,375,679 |
65.38% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$50,770,638 |
$49,659,018 |
$18,239,428 |
$18,987,163 |
38.24% |
| Missouri Total |
100.00% |
$9,646,741,891 |
$9,474,468,202 |
$5,389,839,350 |
$5,326,446,312 |
56.22% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.87% |
$129,615 |
$129,615 |
$8,046 |
$9,768 |
7.54% |
| Missouri Total |
100.00% |
$14,844,516 |
$14,435,882 |
$10,561,481 |
$10,714,085 |
74.22% |