Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.99% |
$1,036,527 |
$1,036,527 |
$0 |
$-3,038 |
-0.29% |
| Missouri Total |
100.00% |
$20,770,256 |
$22,481,459 |
$8,103,035 |
$10,806,495 |
48.07% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$7,767 |
$6,767 |
$0 |
$-6,598 |
-97.50% |
| Missouri Total |
100.00% |
$21,943,004 |
$21,276,391 |
$3,177,439 |
$3,419,960 |
16.07% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-2 |
|
| Missouri Total |
100.00% |
$4,321,608 |
$4,116,053 |
$237,761 |
$1,005,021 |
24.42% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$187,525 |
$186,654 |
$411,319 |
$396,261 |
212.30% |
| Missouri Total |
100.00% |
$82,894,808 |
$79,882,130 |
$55,997,900 |
$58,740,249 |
73.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$91,996 |
$91,360 |
$79,427 |
$35,683 |
39.06% |
| Missouri Total |
100.00% |
$59,045,646 |
$57,606,112 |
$34,404,141 |
$33,634,106 |
58.39% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.23% |
$3,187,840 |
$3,119,695 |
$88,322 |
$-2,098,037 |
-67.25% |
| Missouri Total |
100.00% |
$260,009,834 |
$252,654,610 |
$128,629,839 |
$148,672,138 |
58.84% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$82 |
$11,316 |
$13,268 |
16,180.49% |
| Missouri Total |
100.00% |
$69,508,352 |
$67,379,327 |
$37,701,583 |
$41,075,325 |
60.96% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$234,127 |
$235,785 |
$29,268 |
$26,336 |
11.17% |
| Missouri Total |
100.00% |
$159,633,112 |
$164,178,492 |
$94,021,760 |
$61,788,774 |
37.64% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.96% |
$6,641,375 |
$6,635,976 |
$3,158,032 |
$1,232,136 |
18.57% |
| Missouri Total |
100.00% |
$691,235,498 |
$678,287,560 |
$466,032,773 |
$327,522,304 |
48.29% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
$5,538,534 |
$5,211,428 |
$3,359,857 |
$1,500,867 |
28.80% |
| Missouri Total |
100.00% |
$826,679,767 |
$798,627,288 |
$478,911,181 |
$451,241,679 |
56.50% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$90,209 |
$105,681 |
$0 |
$-2 |
0.00% |
| Missouri Total |
100.00% |
$94,608,884 |
$93,614,236 |
$182,211 |
$-717,071 |
-0.77% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.32% |
$3,592,193 |
$3,279,346 |
$0 |
$2,019,587 |
61.59% |
| Missouri Total |
100.00% |
$25,093,254 |
$24,960,818 |
$4,587,279 |
$39,916,897 |
159.92% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$28,063 |
$28,063 |
$0 |
$-11,815 |
-42.10% |
| Missouri Total |
100.00% |
$22,676,335 |
$22,014,984 |
$7,647,967 |
$6,622,273 |
30.08% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
93,073 |
$648,871 |
$625,589 |
$0 |
$126,473 |
$125,560 |
20.07% |
| Missouri Total |
100.00% |
4,563,228 |
$99,026,369 |
$100,643,515 |
$6,319 |
$47,957,270 |
$49,955,641 |
49.64% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$411 |
$411 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
733,895 |
$220,118,548 |
$219,285,057 |
$0 |
$165,816,300 |
$166,155,018 |
75.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.05% |
6 |
$5,326,290 |
$4,540,315 |
$0 |
$8,801,884 |
$8,738,353 |
192.46% |
| Missouri Total |
100.00% |
1,125,267 |
$259,900,676 |
$260,513,436 |
$253,141 |
$212,934,734 |
$228,524,884 |
87.72% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
7,840 |
$180,223 |
$171,524 |
$0 |
$25,139 |
$24,958 |
14.55% |
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.71% |
79,408 |
$6,337,443 |
$6,337,443 |
$0 |
$5,523,834 |
$5,483,963 |
86.53% |
| Missouri Total |
100.00% |
951,366 |
$234,150,257 |
$235,327,544 |
$0 |
$180,958,786 |
$177,937,489 |
75.61% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
64 |
$4,893 |
$4,893 |
$0 |
$0 |
$3,473 |
70.98% |
| Missouri Total |
100.00% |
460,939 |
$56,610,700 |
$56,692,594 |
$0 |
$23,953,435 |
$23,581,126 |
41.59% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.68% |
$1,831,902 |
$1,492,435 |
$465,328 |
$-261,629 |
-17.53% |
| Missouri Total |
100.00% |
$269,318,307 |
$269,204,255 |
$108,428,992 |
$109,184,866 |
40.56% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$29,019 |
$29,019 |
$0 |
$14,874 |
51.26% |
| Missouri Total |
100.00% |
$27,260,542 |
$27,008,248 |
$8,753,308 |
$12,224,931 |
45.26% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.74% |
$978,601 |
$1,018,136 |
$290,000 |
$314,330 |
30.87% |
| Missouri Total |
100.00% |
$5,222,258 |
$5,413,807 |
$1,674,312 |
$1,558,626 |
28.79% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,334 |
$4,516 |
$0 |
$1,106 |
24.49% |
| Missouri Total |
100.00% |
$87,488,292 |
$99,226,970 |
$32,178,191 |
$13,132,287 |
13.23% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.86% |
$581,681 |
$529,961 |
$392,463 |
$526,630 |
99.37% |
| Missouri Total |
100.00% |
$31,212,639 |
$29,702,991 |
$13,365,872 |
$13,948,248 |
46.96% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.79% |
$23,844,413 |
$23,603,857 |
$8,685,162 |
$8,835,922 |
37.43% |
| Missouri Total |
100.00% |
$498,061,411 |
$476,078,725 |
$197,983,441 |
$251,260,209 |
52.78% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.70% |
$217,915 |
$217,915 |
$18,627 |
$29,162 |
13.38% |
| Missouri Total |
100.00% |
$5,888,683 |
$6,122,010 |
$1,115,261 |
$2,199,075 |
35.92% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-7 |
|
| Missouri Total |
100.00% |
$800,954,415 |
$793,565,402 |
$482,384,706 |
$486,066,310 |
61.25% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-12 |
|
| Missouri Total |
100.00% |
$540,136,506 |
$528,591,224 |
$273,583,115 |
$271,741,548 |
51.41% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$807,845,220 |
$802,808,573 |
$468,588,623 |
$477,815,927 |
59.52% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$256,684 |
$378,191 |
$67,500 |
$39,496 |
10.44% |
| Missouri Total |
100.00% |
$34,952,330 |
$33,711,194 |
$10,267,790 |
$11,053,314 |
32.79% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
180,394 |
$12,498,131 |
$11,680,175 |
$0 |
$14,477,330 |
$14,376,307 |
123.08% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.70% |
$3,467,361 |
$3,397,791 |
$590,384 |
$-1,652,825 |
-48.64% |
| Missouri Total |
100.00% |
$498,803,067 |
$484,633,793 |
$269,435,457 |
$297,584,725 |
61.40% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$234,127 |
$235,785 |
$29,268 |
$26,336 |
11.17% |
| Missouri Total |
100.00% |
$465,445,973 |
$471,198,182 |
$373,460,583 |
$301,165,048 |
63.91% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
180,330 |
$12,493,238 |
$11,675,282 |
$0 |
$14,477,330 |
$14,372,834 |
123.10% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
64 |
$4,893 |
$4,893 |
$0 |
$0 |
$3,473 |
70.98% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
$1,011,954 |
$1,051,671 |
$290,000 |
$330,310 |
31.41% |
| Missouri Total |
100.00% |
$126,013,248 |
$137,661,413 |
$46,121,942 |
$28,714,151 |
20.86% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-22 |
|
| Missouri Total |
100.00% |
$3,050,835,935 |
$3,017,981,285 |
$1,804,278,707 |
$1,835,654,434 |
60.82% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
$48,546,380 |
$47,377,069 |
$17,064,627 |
$12,615,878 |
26.63% |
| Missouri Total |
100.00% |
$9,281,403,597 |
$9,110,397,202 |
$5,326,875,791 |
$4,962,116,395 |
54.47% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.12% |
$165,675 |
$165,675 |
$8,006 |
$11,363 |
6.86% |
| Missouri Total |
100.00% |
$14,735,171 |
$13,740,135 |
$4,594,633 |
$4,770,626 |
34.72% |