Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.04% |
$2,236,622 |
$2,236,622 |
$0 |
$4,830 |
0.22% |
| Missouri Total |
100.00% |
$24,747,975 |
$28,213,280 |
$10,094,938 |
$8,623,370 |
30.56% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$4,138 |
$1,878 |
$0 |
$-156 |
-8.31% |
| Missouri Total |
100.00% |
$20,387,427 |
$19,781,475 |
$6,464,274 |
$3,233,928 |
16.35% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$3,947,222 |
$3,742,335 |
$258,680 |
$651,220 |
17.40% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$169,883 |
$164,628 |
$219,103 |
$313,984 |
190.72% |
| Missouri Total |
100.00% |
$73,563,009 |
$72,251,431 |
$46,974,050 |
$45,740,179 |
63.31% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$78,785 |
$76,778 |
$60,872 |
$60,885 |
79.30% |
| Missouri Total |
100.00% |
$54,492,447 |
$54,889,116 |
$51,451,857 |
$51,189,453 |
93.26% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
$3,007,272 |
$3,168,404 |
$1,157,717 |
$547,202 |
17.27% |
| Missouri Total |
100.00% |
$233,555,349 |
$233,795,288 |
$134,486,974 |
$77,298,502 |
33.06% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$-66 |
$61,108 |
$40,649 |
-61,589.39% |
| Missouri Total |
100.00% |
$67,437,962 |
$65,871,928 |
$38,046,788 |
$40,561,485 |
61.58% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$147,946 |
$143,462 |
$0 |
$3,276 |
2.28% |
| Missouri Total |
100.00% |
$143,973,036 |
$127,548,129 |
$511,675,142 |
$187,580,108 |
147.07% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
$5,393,693 |
$5,467,338 |
$8,858,247 |
$7,023,460 |
128.46% |
| Missouri Total |
100.00% |
$636,825,329 |
$627,924,214 |
$703,032,634 |
$673,757,224 |
107.30% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
$6,915,449 |
$6,775,660 |
$2,677,435 |
$5,228,283 |
77.16% |
| Missouri Total |
100.00% |
$769,309,531 |
$755,858,998 |
$473,625,893 |
$521,822,963 |
69.04% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$111,025 |
$87,418 |
$0 |
$-27 |
-0.03% |
| Missouri Total |
100.00% |
$93,309,847 |
$91,000,667 |
$191,930 |
$684,955 |
0.75% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.84% |
$3,736,862 |
$3,456,048 |
$43,459 |
$2,053,963 |
59.43% |
| Missouri Total |
100.00% |
$26,996,846 |
$26,838,726 |
$7,985,170 |
$26,893,883 |
100.21% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$28,063 |
$28,067 |
$0 |
$-6,492 |
-23.13% |
| Missouri Total |
100.00% |
$20,946,687 |
$21,088,635 |
$8,399,320 |
$9,276,912 |
43.99% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.27% |
63,681 |
$1,184,922 |
$1,213,041 |
$0 |
$1,511,864 |
$1,802,412 |
148.59% |
| Missouri Total |
100.00% |
3,842,968 |
$93,669,143 |
$94,083,836 |
$8,069 |
$44,365,104 |
$45,430,057 |
48.29% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$1,173 |
$1,173 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
826,186 |
$218,668,481 |
$223,189,228 |
$0 |
$161,839,723 |
$162,520,532 |
72.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
9 |
$3,790,202 |
$4,067,100 |
$0 |
$2,786,880 |
$3,321,158 |
81.66% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
8,085 |
$913,469 |
$1,390,073 |
$0 |
$626,030 |
$746,048 |
53.67% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.15% |
57,272 |
$3,960,324 |
$3,960,324 |
$0 |
$2,057,309 |
$2,451,719 |
61.91% |
| Missouri Total |
100.00% |
846,466 |
$184,005,327 |
$182,778,042 |
$0 |
$130,083,713 |
$119,374,475 |
65.31% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
43 |
$3,240 |
$3,240 |
$0 |
$0 |
$-706 |
-21.79% |
| Missouri Total |
100.00% |
464,273 |
$59,535,290 |
$60,410,372 |
$0 |
$27,176,435 |
$28,289,411 |
46.83% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
$1,579,892 |
$1,484,930 |
$329,408 |
$1,040,489 |
70.07% |
| Missouri Total |
100.00% |
$251,077,947 |
$245,818,928 |
$107,952,815 |
$106,816,632 |
43.45% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,398 |
$2,398 |
$0 |
$-38,141 |
-1,590.53% |
| Missouri Total |
100.00% |
$26,758,217 |
$27,024,112 |
$8,158,460 |
$6,868,410 |
25.42% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.42% |
$1,016,318 |
$1,002,265 |
$99,000 |
$232,903 |
23.24% |
| Missouri Total |
100.00% |
$7,574,864 |
$7,685,481 |
$2,256,649 |
$765,252 |
9.96% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$4,567 |
$4,726 |
$0 |
$1,797 |
38.02% |
| Missouri Total |
100.00% |
$90,030,972 |
$92,044,066 |
$29,093,806 |
$20,512,799 |
22.29% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.71% |
$470,268 |
$448,617 |
$270,875 |
$211,007 |
47.03% |
| Missouri Total |
100.00% |
$27,508,745 |
$28,825,002 |
$13,092,235 |
$19,214,050 |
66.66% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.09% |
$23,500,299 |
$24,417,802 |
$8,707,964 |
$-964,915 |
-3.95% |
| Missouri Total |
100.00% |
$461,691,015 |
$447,268,928 |
$219,280,553 |
$181,607,186 |
40.60% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.94% |
$208,038 |
$208,038 |
$999 |
$-13,155 |
-6.32% |
| Missouri Total |
100.00% |
$4,211,591 |
$3,793,470 |
$702,511 |
$823,038 |
21.70% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$4 |
|
| Missouri Total |
100.00% |
$775,031,437 |
$766,473,191 |
$466,017,354 |
$460,478,571 |
60.08% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$8 |
|
| Missouri Total |
100.00% |
$508,767,073 |
$500,798,890 |
$525,177,476 |
$527,242,547 |
105.28% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$789,674,783 |
$781,038,431 |
$465,749,146 |
$472,619,351 |
60.51% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.76% |
$814,965 |
$864,881 |
$398,000 |
$249,846 |
28.89% |
| Missouri Total |
100.00% |
$29,564,346 |
$28,428,379 |
$44,645,093 |
$16,932,718 |
59.56% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
129,092 |
$9,853,330 |
$10,634,951 |
$0 |
$6,982,083 |
$8,320,631 |
78.24% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.70% |
$3,255,940 |
$3,409,744 |
$1,498,800 |
$962,720 |
28.23% |
| Missouri Total |
100.00% |
$462,627,613 |
$459,964,494 |
$284,028,221 |
$228,376,591 |
49.65% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$147,946 |
$143,462 |
$0 |
$3,276 |
2.28% |
| Missouri Total |
100.00% |
$425,452,165 |
$412,290,938 |
$1,012,696,210 |
$752,606,756 |
182.54% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
129,049 |
$9,850,090 |
$10,631,711 |
$0 |
$6,982,083 |
$8,321,337 |
78.27% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
43 |
$3,240 |
$3,240 |
$0 |
$0 |
$-706 |
-21.79% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
$1,023,283 |
$1,009,389 |
$99,000 |
$196,559 |
19.47% |
| Missouri Total |
100.00% |
$129,221,772 |
$131,629,363 |
$39,892,506 |
$24,836,546 |
18.87% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$13 |
|
| Missouri Total |
100.00% |
$2,949,920,889 |
$2,920,504,822 |
$2,007,630,042 |
$2,022,653,624 |
69.26% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
$49,626,043 |
$50,241,372 |
$22,917,290 |
$15,983,383 |
31.81% |
| Missouri Total |
100.00% |
$8,797,938,375 |
$8,628,677,686 |
$7,047,847,291 |
$6,788,635,323 |
78.68% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.64% |
$199,560 |
$201,478 |
$33,103 |
$-6,317 |
-3.14% |
| Missouri Total |
100.00% |
$12,131,402 |
$11,223,963 |
$7,398,623 |
$6,514,946 |
58.04% |