Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$6,748 |
|
| Missouri Total |
100.00% |
$27,325,168 |
$26,941,354 |
$15,695,916 |
$14,622,663 |
54.28% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$532 |
|
| Missouri Total |
100.00% |
$18,955,228 |
$18,287,187 |
$5,291,031 |
$3,594,129 |
19.65% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-10 |
|
| Missouri Total |
100.00% |
$3,620,651 |
$3,312,173 |
$891,750 |
$582,766 |
17.59% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$138,094 |
$136,893 |
$256,502 |
$304,398 |
222.36% |
| Missouri Total |
100.00% |
$67,973,411 |
$67,092,775 |
$49,185,497 |
$49,373,363 |
73.59% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$45,484 |
$43,315 |
$117,365 |
$64,471 |
148.84% |
| Missouri Total |
100.00% |
$48,805,511 |
$49,307,255 |
$48,995,508 |
$50,364,145 |
102.14% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.47% |
$10,881,154 |
$10,536,825 |
$82,049 |
$982,584 |
9.33% |
| Missouri Total |
100.00% |
$243,315,390 |
$242,282,062 |
$131,212,252 |
$157,399,677 |
64.97% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-2 |
$295 |
$17,186 |
$34,132 |
11,570.17% |
| Missouri Total |
100.00% |
$65,314,047 |
$62,637,287 |
$38,905,581 |
$46,438,542 |
74.14% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$137,889 |
$91,554 |
$0 |
$6,957 |
7.60% |
| Missouri Total |
100.00% |
$132,096,980 |
$132,862,854 |
$534,785,776 |
$914,391,979 |
688.22% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
$4,902,109 |
$5,090,279 |
$4,037,998 |
$8,664,502 |
170.22% |
| Missouri Total |
100.00% |
$623,078,795 |
$617,289,195 |
$781,102,405 |
$1,024,996,965 |
166.05% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
$5,475,613 |
$5,273,286 |
$1,585,747 |
$-1,096,246 |
-20.79% |
| Missouri Total |
100.00% |
$711,838,566 |
$698,167,969 |
$466,741,914 |
$445,394,771 |
63.79% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$104,090 |
$93,935 |
$0 |
$-28 |
-0.03% |
| Missouri Total |
100.00% |
$88,645,202 |
$88,150,399 |
$14,839 |
$264,831 |
0.30% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.45% |
$3,164,156 |
$2,996,684 |
$0 |
$1,593,423 |
53.17% |
| Missouri Total |
100.00% |
$25,406,274 |
$24,527,899 |
$5,444,789 |
$15,795,772 |
64.40% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$139,620,953 |
$136,011,190 |
$126,172,719 |
$134,786,825 |
99.10% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$28,063 |
$28,059 |
$0 |
$11,784 |
42.00% |
| Missouri Total |
100.00% |
$21,813,242 |
$20,604,814 |
$21,654,301 |
$23,726,307 |
115.15% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
23,601 |
$718,793 |
$761,083 |
$0 |
$64,822 |
$64,822 |
8.52% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$1,536 |
$1,536 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
814,122 |
$203,840,252 |
$208,091,722 |
$0 |
$147,687,410 |
$147,890,089 |
71.07% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
10 |
$2,789,872 |
$2,531,240 |
$0 |
$4,345,981 |
$3,212,113 |
126.90% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.24% |
8,646 |
$1,673,048 |
$1,674,139 |
$0 |
$689,097 |
$689,097 |
41.16% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.31% |
8,439 |
$2,269,627 |
$2,269,627 |
$0 |
$1,663,025 |
$1,663,025 |
73.27% |
| Missouri Total |
100.00% |
751,633 |
$172,887,922 |
$172,900,544 |
$0 |
$127,766,825 |
$131,863,432 |
76.27% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
$1,435,503 |
$1,431,450 |
$506,854 |
$585,232 |
40.88% |
| Missouri Total |
100.00% |
$225,757,245 |
$224,301,660 |
$95,502,294 |
$102,810,977 |
45.84% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,359 |
$2,359 |
$0 |
$855 |
36.24% |
| Missouri Total |
100.00% |
$26,326,999 |
$26,472,722 |
$15,185,561 |
$10,375,129 |
39.19% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.88% |
$1,040,744 |
$1,043,678 |
$42,500 |
$347,996 |
33.34% |
| Missouri Total |
100.00% |
$4,756,975 |
$4,741,487 |
$1,806,516 |
$845,782 |
17.84% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$6,005 |
$8,197 |
$0 |
$4,079 |
49.76% |
| Missouri Total |
100.00% |
$99,368,399 |
$103,561,617 |
$36,323,679 |
$19,085,356 |
18.43% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
$419,086 |
$413,122 |
$172,823 |
$194,036 |
46.97% |
| Missouri Total |
100.00% |
$27,459,940 |
$25,797,383 |
$15,034,458 |
$6,398,527 |
24.80% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.46% |
$24,217,135 |
$24,938,056 |
$6,625,012 |
$9,034,465 |
36.23% |
| Missouri Total |
100.00% |
$539,738,707 |
$507,441,650 |
$290,505,798 |
$277,999,437 |
54.78% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$2 |
|
| Missouri Total |
100.00% |
$756,602,300 |
$752,143,000 |
$479,689,059 |
$481,789,069 |
64.06% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$2 |
|
| Missouri Total |
100.00% |
$496,575,111 |
$497,303,449 |
$418,009,502 |
$419,888,774 |
84.43% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$770,311,841 |
$768,571,810 |
$454,875,540 |
$467,789,744 |
60.86% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.65% |
$454,149 |
$525,716 |
$0 |
$-209,654 |
-39.88% |
| Missouri Total |
100.00% |
$27,565,820 |
$27,187,832 |
$34,632,487 |
$49,270,952 |
181.22% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
40,702 |
$7,452,876 |
$7,237,625 |
$0 |
$6,762,925 |
$5,629,057 |
77.77% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.44% |
$11,064,730 |
$10,717,328 |
$473,102 |
$1,385,585 |
12.93% |
| Missouri Total |
100.00% |
$453,329,352 |
$449,144,084 |
$293,673,634 |
$333,884,217 |
74.34% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$137,889 |
$91,554 |
$0 |
$6,957 |
7.60% |
| Missouri Total |
100.00% |
$392,952,320 |
$399,228,408 |
$766,541,068 |
$1,196,005,414 |
299.58% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
40,702 |
$7,452,876 |
$7,237,625 |
$0 |
$6,762,925 |
$5,629,057 |
77.77% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
$1,049,108 |
$1,054,234 |
$42,500 |
$352,930 |
33.48% |
| Missouri Total |
100.00% |
$137,193,063 |
$141,619,550 |
$54,208,628 |
$29,155,168 |
20.59% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$3 |
|
| Missouri Total |
100.00% |
$2,886,086,443 |
$2,878,296,685 |
$1,905,391,573 |
$1,913,115,970 |
66.47% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
$52,843,095 |
$53,059,485 |
$13,508,612 |
$20,623,282 |
38.87% |
| Missouri Total |
100.00% |
$8,596,852,003 |
$8,512,987,529 |
$7,215,311,579 |
$8,060,392,321 |
94.68% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.38% |
$391,464 |
$405,782 |
$64,576 |
$93,024 |
22.92% |
| Missouri Total |
100.00% |
$2,721,750 |
$4,662,542 |
$5,545,296 |
$5,651,274 |
121.21% |