Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.26% |
$1,354,223 |
$1,354,223 |
$0 |
$-10,226 |
-0.76% |
| Missouri Total |
100.00% |
$25,567,606 |
$25,386,925 |
$13,582,597 |
$12,020,384 |
47.35% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3,791 |
|
| Missouri Total |
100.00% |
$18,453,018 |
$18,339,979 |
$3,269,980 |
$6,256,121 |
34.11% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-20 |
|
| Missouri Total |
100.00% |
$3,260,625 |
$3,207,086 |
$5,088,605 |
$5,124,949 |
159.80% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$40,401 |
$30,095 |
$423,338 |
$388,271 |
1,290.15% |
| Missouri Total |
100.00% |
$66,932,024 |
$68,113,590 |
$40,992,950 |
$41,381,049 |
60.75% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
$163,822 |
$159,847 |
$-4,798 |
$7,961 |
4.98% |
| Missouri Total |
100.00% |
$46,363,065 |
$46,936,009 |
$27,901,887 |
$26,760,293 |
57.01% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.79% |
$14,088,912 |
$17,053,516 |
$298,460 |
$3,570,149 |
20.93% |
| Missouri Total |
100.00% |
$243,296,034 |
$246,226,707 |
$133,490,194 |
$118,854,870 |
48.27% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$-369 |
$10,017 |
$-1,541 |
417.62% |
| Missouri Total |
100.00% |
$59,807,757 |
$59,450,991 |
$34,293,122 |
$37,025,272 |
62.28% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$27,089 |
$29,246 |
$1,366 |
$-861 |
-2.94% |
| Missouri Total |
100.00% |
$131,914,727 |
$134,145,060 |
$55,201,863 |
$46,760,577 |
34.86% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.93% |
$5,651,830 |
$6,312,718 |
$1,167,206 |
$462,121 |
7.32% |
| Missouri Total |
100.00% |
$607,509,479 |
$606,804,684 |
$310,259,666 |
$298,468,703 |
49.19% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$1,127,957 |
$1,587,572 |
$1,204,124 |
$-2,775,871 |
-174.85% |
| Missouri Total |
100.00% |
$679,862,271 |
$690,205,385 |
$452,712,053 |
$461,544,429 |
66.87% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$116,261,158 |
$112,008,073 |
$54,274,641 |
$62,478,611 |
55.78% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$72,090 |
$68,118 |
$0 |
$-223 |
-0.33% |
| Missouri Total |
100.00% |
$87,756,586 |
$87,451,308 |
$336,994 |
$255,691 |
0.29% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.24% |
$2,965,343 |
$3,025,158 |
$131,010 |
$2,092,771 |
69.18% |
| Missouri Total |
100.00% |
$24,229,644 |
$24,194,625 |
$9,181,976 |
$30,115,866 |
124.47% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$27,955 |
$66,186 |
$0 |
$18,596 |
28.10% |
| Missouri Total |
100.00% |
$20,805,445 |
$20,566,492 |
$13,613,445 |
$14,143,100 |
68.77% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
35,611 |
$730,915 |
$698,443 |
$0 |
$33,540 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$1,934 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.73% |
18 |
$4,409,120 |
$4,277,963 |
$0 |
$1,390,815 |
$2,375,934 |
55.54% |
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.96% |
8,039 |
$2,385,080 |
$2,269,939 |
$0 |
$932,617 |
$1,187,966 |
52.33% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
91,164 |
$1,533,728 |
$1,484,191 |
$0 |
$689,062 |
$1,601,173 |
107.88% |
| Missouri Total |
100.00% |
788,966 |
$148,663,632 |
$147,405,469 |
$0 |
$108,076,042 |
$117,972,833 |
80.03% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
$1,319,743 |
$1,288,447 |
$169,591 |
$330,801 |
25.67% |
| Missouri Total |
100.00% |
$213,958,608 |
$212,889,339 |
$109,685,143 |
$103,375,666 |
48.56% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$3,544 |
$3,544 |
$0 |
$675 |
19.05% |
| Missouri Total |
100.00% |
$26,921,014 |
$27,263,494 |
$10,839,530 |
$13,497,973 |
49.51% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.03% |
$1,084,657 |
$1,079,012 |
$75,000 |
$335,377 |
31.08% |
| Missouri Total |
100.00% |
$5,157,482 |
$5,522,265 |
$986,659 |
$-3,141,694 |
-56.89% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$6,997 |
$2,735 |
$0 |
$1,236 |
45.19% |
| Missouri Total |
100.00% |
$106,619,531 |
$106,086,781 |
$31,565,514 |
$30,607,970 |
28.85% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
$395,171 |
$365,505 |
$88,530 |
$55,438 |
15.17% |
| Missouri Total |
100.00% |
$26,943,829 |
$29,716,141 |
$15,906,755 |
$19,834,580 |
66.75% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.25% |
$25,239,552 |
$21,985,807 |
$32,886,182 |
$15,652,758 |
71.19% |
| Missouri Total |
100.00% |
$585,627,179 |
$576,485,720 |
$284,022,044 |
$264,509,677 |
45.88% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$0 |
$-161 |
-16,100.00% |
| Missouri Total |
100.00% |
$755,321,292 |
$758,133,967 |
$477,250,153 |
$462,205,423 |
60.97% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-135 |
|
| Missouri Total |
100.00% |
$499,271,332 |
$495,447,180 |
$259,104,349 |
$255,374,708 |
51.54% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$0 |
$2 |
200.00% |
| Missouri Total |
100.00% |
$772,271,799 |
$761,347,849 |
$456,137,054 |
$436,190,500 |
57.29% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$0 |
$-22 |
-2,200.00% |
| Missouri Total |
100.00% |
$588,726,443 |
$583,357,594 |
$383,037,324 |
$373,070,684 |
63.95% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.82% |
$454,096 |
$542,571 |
$3,654 |
$-145,346 |
-26.79% |
| Missouri Total |
100.00% |
$24,912,194 |
$24,812,727 |
$27,885,813 |
$29,809,529 |
120.14% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
134,837 |
$9,060,777 |
$8,730,536 |
$0 |
$3,046,034 |
$5,165,073 |
59.16% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.24% |
$14,293,135 |
$17,243,089 |
$727,017 |
$3,964,840 |
22.99% |
| Missouri Total |
100.00% |
$441,308,880 |
$445,808,731 |
$254,777,010 |
$244,015,159 |
54.74% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$27,089 |
$29,246 |
$1,366 |
$-864 |
-2.95% |
| Missouri Total |
100.00% |
$349,246,553 |
$338,155,359 |
$205,023,769 |
$184,332,393 |
54.51% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
134,837 |
$9,060,777 |
$8,730,536 |
$0 |
$3,046,034 |
$5,165,073 |
59.16% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$1,095,198 |
$1,085,291 |
$75,000 |
$337,288 |
31.08% |
| Missouri Total |
100.00% |
$145,160,731 |
$145,275,189 |
$44,688,165 |
$44,343,473 |
30.52% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3 |
$3 |
$0 |
$-316 |
-10,533.33% |
| Missouri Total |
100.00% |
$2,887,388,073 |
$2,866,814,132 |
$1,730,926,545 |
$1,670,104,975 |
58.26% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
$54,482,554 |
$55,414,524 |
$36,484,159 |
$20,013,303 |
36.12% |
| Missouri Total |
100.00% |
$8,368,410,476 |
$8,301,280,585 |
$4,890,271,388 |
$4,773,232,479 |
57.50% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.99% |
$459,169 |
$460,590 |
$30,479 |
$35,347 |
7.67% |
| Missouri Total |
100.00% |
$5,749,016 |
$6,553,354 |
$4,013,423 |
$3,084,112 |
47.06% |