Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.38% |
$1,789,847 |
$1,789,847 |
$0 |
$2,179 |
0.12% |
| Missouri Total |
100.00% |
$28,035,877 |
$27,854,783 |
$11,851,893 |
$5,962,431 |
21.41% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$252 |
$0 |
$-777 |
-308.33% |
| Missouri Total |
100.00% |
$18,653,904 |
$18,691,900 |
$49,196,986 |
$44,479,899 |
237.96% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-63 |
|
| Missouri Total |
100.00% |
$3,182,065 |
$3,204,459 |
$555,484 |
$432,096 |
13.48% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$21,291 |
$18,604 |
$4,903 |
$-23,073 |
-124.02% |
| Missouri Total |
100.00% |
$69,154,118 |
$71,801,637 |
$38,620,769 |
$37,867,947 |
52.74% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$191,005 |
$189,562 |
$4,810 |
$65,112 |
34.35% |
| Missouri Total |
100.00% |
$49,460,665 |
$51,448,150 |
$27,569,025 |
$26,734,442 |
51.96% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.68% |
$13,498,144 |
$13,867,940 |
$286,292 |
$859,937 |
6.20% |
| Missouri Total |
100.00% |
$237,445,190 |
$248,038,410 |
$154,682,730 |
$137,117,232 |
55.28% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$54 |
$8,765 |
$15,885 |
29,416.67% |
| Missouri Total |
100.00% |
$59,009,477 |
$59,232,722 |
$33,517,860 |
$31,719,492 |
53.55% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$37,793 |
$24,135 |
$0 |
$2,050 |
8.49% |
| Missouri Total |
100.00% |
$112,822,740 |
$110,985,710 |
$60,198,500 |
$61,827,953 |
55.71% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
$6,592,882 |
$6,533,620 |
$10,177,562 |
$11,412,356 |
174.67% |
| Missouri Total |
100.00% |
$600,330,719 |
$606,012,031 |
$365,600,628 |
$347,788,065 |
57.39% |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.91% |
$469,858 |
$471,435 |
$48,100 |
$25,657 |
5.44% |
| Missouri Total |
100.00% |
$9,562,362 |
$11,016,756 |
$6,271,432 |
$6,187,197 |
56.16% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
$4,772,536 |
$6,357,825 |
$1,666,799 |
$327,231 |
5.15% |
| Missouri Total |
100.00% |
$743,922,238 |
$784,442,587 |
$459,440,256 |
$412,467,149 |
52.58% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$2 |
|
| Missouri Total |
100.00% |
$135,190,717 |
$131,177,501 |
$69,931,682 |
$68,850,387 |
52.49% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$55,318 |
$50,126 |
$0 |
$-520 |
-1.04% |
| Missouri Total |
100.00% |
$88,842,606 |
$87,650,394 |
$5,546 |
$89,271 |
0.10% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.59% |
$3,439,504 |
$1,174,813 |
$642,727 |
$1,904,414 |
162.10% |
| Missouri Total |
100.00% |
$25,317,096 |
$22,845,001 |
$9,935,493 |
$3,037,791 |
13.30% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$113,619,352 |
$111,063,896 |
$99,742,943 |
$102,909,673 |
92.66% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
$85,299 |
$67,837 |
$0 |
$28,418 |
41.89% |
| Missouri Total |
100.00% |
$20,019,949 |
$20,542,544 |
$8,964,561 |
$6,486,803 |
31.58% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.82% |
183,404 |
$699,606 |
$673,303 |
$0 |
$337,412 |
$333,896 |
49.59% |
| Missouri Total |
100.00% |
3,963,850 |
$85,322,660 |
$83,068,482 |
$6,585 |
$45,564,463 |
$36,881,093 |
44.40% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$2,954 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
868,798 |
$192,108,990 |
$189,886,540 |
$0 |
$135,631,538 |
$141,080,718 |
74.30% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
20 |
$3,104,527 |
$3,097,193 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,373,925 |
$258,760,883 |
$256,420,533 |
$117,532 |
$176,556,410 |
$189,010,903 |
73.71% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
7,147 |
$1,396,484 |
$1,413,936 |
$0 |
$75,553 |
$95,399 |
6.75% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
97,197 |
$1,593,892 |
$1,548,597 |
$0 |
$1,935,615 |
$1,955,679 |
126.29% |
| Missouri Total |
100.00% |
750,565 |
$147,543,722 |
$146,705,478 |
$0 |
$110,561,963 |
$115,245,737 |
78.56% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
$1,188,641 |
$911,716 |
$97,857 |
$95,942 |
10.52% |
| Missouri Total |
100.00% |
$211,405,830 |
$223,252,884 |
$128,380,740 |
$83,255,877 |
37.29% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,849 |
$2,849 |
$0 |
$-133 |
-4.67% |
| Missouri Total |
100.00% |
$26,500,843 |
$27,951,125 |
$12,910,677 |
$4,797,557 |
17.16% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.88% |
$1,023,871 |
$858,659 |
$575,000 |
$306,692 |
35.72% |
| Missouri Total |
100.00% |
$7,378,936 |
$7,271,487 |
$16,183,484 |
$16,981,912 |
233.54% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
$334,424 |
$316,181 |
$153,818 |
$123,468 |
39.05% |
| Missouri Total |
100.00% |
$33,167,077 |
$33,546,033 |
$14,673,687 |
$11,468,045 |
34.19% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.96% |
$35,868,259 |
$38,307,522 |
$10,128,057 |
$36,257,189 |
94.65% |
| Missouri Total |
100.00% |
$601,938,646 |
$616,111,938 |
$304,288,865 |
$287,982,695 |
46.74% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-464 |
|
| Missouri Total |
100.00% |
$760,505,125 |
$758,741,635 |
$445,596,171 |
$453,617,037 |
59.79% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,221 |
|
| Missouri Total |
100.00% |
$493,695,416 |
$488,770,299 |
$254,052,988 |
$258,879,794 |
52.97% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-164 |
|
| Missouri Total |
100.00% |
$721,381,361 |
$714,805,595 |
$451,704,251 |
$466,129,688 |
65.21% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-36 |
|
| Missouri Total |
100.00% |
$586,305,649 |
$583,737,349 |
$368,569,673 |
$372,977,567 |
63.89% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.96% |
$801,105 |
$504,304 |
$61,924 |
$17,738 |
3.52% |
| Missouri Total |
100.00% |
$27,083,268 |
$27,153,288 |
$16,429,441 |
$17,581,581 |
64.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
287,773 |
$6,797,463 |
$6,733,029 |
$0 |
$2,348,580 |
$2,384,974 |
35.42% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.13% |
$13,710,440 |
$14,076,160 |
$304,770 |
$917,861 |
6.52% |
| Missouri Total |
100.00% |
$438,717,522 |
$454,480,308 |
$266,425,043 |
$251,609,726 |
55.36% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$37,793 |
$24,135 |
$0 |
$2,052 |
8.50% |
| Missouri Total |
100.00% |
$340,216,650 |
$327,447,788 |
$214,954,602 |
$203,921,249 |
62.28% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
287,773 |
$6,797,463 |
$6,733,029 |
$0 |
$2,348,580 |
$2,384,974 |
35.42% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
$1,026,720 |
$861,508 |
$575,000 |
$306,559 |
35.58% |
| Missouri Total |
100.00% |
$155,867,385 |
$159,189,839 |
$76,864,434 |
$47,022,591 |
29.54% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,885 |
|
| Missouri Total |
100.00% |
$2,824,652,648 |
$2,807,501,540 |
$1,673,553,485 |
$1,716,047,558 |
61.12% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
$70,172,626 |
$71,447,281 |
$23,856,614 |
$51,417,820 |
71.97% |
| Missouri Total |
100.00% |
$8,304,542,734 |
$8,329,171,627 |
$4,993,465,146 |
$4,871,221,055 |
58.48% |