Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.37% |
$1,922,832 |
$1,922,837 |
$0 |
$-1,473 |
-0.08% |
| Missouri Total |
100.00% |
$30,184,694 |
$30,316,999 |
$16,077,301 |
$19,562,911 |
64.53% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$457 |
$488 |
$0 |
$5,067 |
1,038.32% |
| Missouri Total |
100.00% |
$18,807,299 |
$18,806,672 |
$5,489,504 |
$3,970,647 |
21.11% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-119 |
|
| Missouri Total |
100.00% |
$3,167,368 |
$3,299,915 |
$214,812 |
$541,296 |
16.40% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$13,580 |
$19,912 |
$359,770 |
$295,033 |
1,481.68% |
| Missouri Total |
100.00% |
$77,057,583 |
$78,921,978 |
$48,940,904 |
$49,540,130 |
62.77% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$11,981 |
$16,556 |
$143,307 |
$75,812 |
457.91% |
| Missouri Total |
100.00% |
$55,520,797 |
$57,985,862 |
$36,017,749 |
$34,078,969 |
58.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.82% |
$12,439,080 |
$9,689,191 |
$2,297,429 |
$2,817,216 |
29.08% |
| Missouri Total |
100.00% |
$258,154,184 |
$257,360,422 |
$125,225,656 |
$97,952,380 |
38.06% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$80,916 |
$50,612 |
|
| Missouri Total |
100.00% |
$61,865,392 |
$63,274,235 |
$39,871,431 |
$35,026,063 |
55.36% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,204 |
|
| Missouri Total |
100.00% |
$138,786,628 |
$140,042,733 |
$59,970,280 |
$61,029,098 |
43.58% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
$6,871,120 |
$6,970,101 |
$106,515 |
$-524,815 |
-7.53% |
| Missouri Total |
100.00% |
$617,263,524 |
$620,689,922 |
$328,059,456 |
$325,579,492 |
52.45% |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.85% |
$444,407 |
$448,706 |
$74,848 |
$58,027 |
12.93% |
| Missouri Total |
100.00% |
$11,554,901 |
$10,238,539 |
$6,046,127 |
$6,266,122 |
61.20% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.63% |
$14,541,960 |
$16,666,857 |
$1,056,259 |
$-3,507,826 |
-21.05% |
| Missouri Total |
100.00% |
$891,058,853 |
$920,403,457 |
$488,936,905 |
$555,612,334 |
60.37% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$54,642 |
$36,184 |
$0 |
$799 |
2.21% |
| Missouri Total |
100.00% |
$84,492,688 |
$81,049,628 |
$188,260 |
$-44,004 |
-0.05% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-131,819 |
|
| Missouri Total |
100.00% |
$22,725,317 |
$22,907,547 |
$7,746,231 |
$24,214,873 |
105.71% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$67,805 |
$20,434 |
$0 |
$17,523 |
85.75% |
| Missouri Total |
100.00% |
$20,682,756 |
$20,432,295 |
$13,881,143 |
$12,838,518 |
62.83% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.24% |
160,426 |
$1,084,905 |
$1,014,723 |
$0 |
$1,062,073 |
$516,314 |
50.88% |
| Missouri Total |
100.00% |
4,212,201 |
$87,160,796 |
$87,586,505 |
$0 |
$51,632,494 |
$56,380,230 |
64.37% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
51 |
$1,828 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
858,934 |
$191,105,734 |
$189,372,101 |
$0 |
$134,629,290 |
$134,927,961 |
71.25% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.83% |
23 |
$4,702,803 |
$4,566,250 |
$0 |
$7,048,306 |
$3,426,445 |
75.04% |
| Missouri Total |
100.00% |
1,266,752 |
$256,309,616 |
$254,915,092 |
$101,841 |
$184,783,260 |
$196,034,771 |
76.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.87% |
11,036 |
$3,529,108 |
$3,450,057 |
$0 |
$1,544,834 |
$751,002 |
21.77% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.82% |
91,549 |
$1,131,806 |
$1,116,195 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
643,992 |
$138,403,489 |
$138,339,711 |
$0 |
$101,010,079 |
$105,913,017 |
76.56% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$77 |
|
| Missouri Total |
100.00% |
$1,140,222,822 |
$1,105,212,438 |
$900,332,032 |
$944,278,585 |
85.44% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$755,110 |
$414,835 |
$46,980 |
$1,698,764 |
409.50% |
| Missouri Total |
100.00% |
$223,065,754 |
$231,018,123 |
$112,048,086 |
$134,417,678 |
58.18% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,177 |
$2,177 |
$0 |
$-25,447 |
-1,168.90% |
| Missouri Total |
100.00% |
$29,485,159 |
$29,598,095 |
$8,780,442 |
$8,197,263 |
27.70% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.07% |
$677,875 |
$728,162 |
$16,000 |
$254,620 |
34.97% |
| Missouri Total |
100.00% |
$6,124,970 |
$8,076,355 |
$1,972,065 |
$512,657 |
6.35% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
$323,961 |
$347,056 |
$129,853 |
$173,723 |
50.06% |
| Missouri Total |
100.00% |
$37,715,153 |
$37,528,549 |
$23,843,516 |
$19,171,992 |
51.09% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.80% |
$29,033,633 |
$32,874,584 |
$15,288,956 |
$30,006,231 |
91.27% |
| Missouri Total |
100.00% |
$604,569,893 |
$615,621,569 |
$387,895,647 |
$326,778,287 |
53.08% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1,117 |
|
| Missouri Total |
100.00% |
$761,230,898 |
$758,776,246 |
$484,971,058 |
$486,449,846 |
64.11% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1,892 |
|
| Missouri Total |
100.00% |
$475,957,854 |
$473,162,593 |
$303,504,331 |
$301,091,698 |
63.63% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-2 |
$-2 |
$0 |
$803 |
-40,150.00% |
| Missouri Total |
100.00% |
$701,144,550 |
$700,313,850 |
$477,171,987 |
$492,756,427 |
70.36% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-1 |
$-1 |
$0 |
$356 |
-35,600.00% |
| Missouri Total |
100.00% |
$579,295,490 |
$574,940,585 |
$373,914,316 |
$372,625,474 |
64.81% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$215,048 |
$188,339 |
$400,609 |
$25,655 |
13.62% |
| Missouri Total |
100.00% |
$28,737,063 |
$29,395,330 |
$21,476,963 |
$34,290,103 |
116.65% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
263,085 |
$10,450,450 |
$10,147,225 |
$0 |
$9,655,213 |
$4,693,761 |
46.26% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.61% |
$12,464,641 |
$9,725,659 |
$2,881,422 |
$3,238,673 |
33.30% |
| Missouri Total |
100.00% |
$477,550,267 |
$483,398,095 |
$266,550,419 |
$232,551,058 |
48.11% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,204 |
|
| Missouri Total |
100.00% |
$375,864,213 |
$371,145,068 |
$189,278,815 |
$218,124,965 |
58.77% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
263,085 |
$10,450,450 |
$10,147,225 |
$0 |
$9,655,213 |
$4,693,761 |
46.26% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$77 |
|
| Missouri Total |
100.00% |
$1,197,095,955 |
$1,159,999,605 |
$940,823,123 |
$986,372,454 |
85.03% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
$680,052 |
$730,339 |
$16,000 |
$229,173 |
31.38% |
| Missouri Total |
100.00% |
$164,271,452 |
$167,197,843 |
$52,799,664 |
$26,633,906 |
15.93% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-3 |
$-3 |
$0 |
$4,168 |
-138,933.33% |
| Missouri Total |
100.00% |
$2,778,334,278 |
$2,765,680,206 |
$1,791,179,745 |
$1,814,488,748 |
65.61% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
$67,375,665 |
$70,346,416 |
$20,001,442 |
$31,290,624 |
44.48% |
| Missouri Total |
100.00% |
$8,482,169,798 |
$8,475,190,441 |
$5,193,444,276 |
$5,545,130,263 |
65.43% |