Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.66% |
$2,225,312 |
$2,225,312 |
$0 |
$82,203 |
3.69% |
| Missouri Total |
100.00% |
$33,388,422 |
$33,883,394 |
$19,256,853 |
$5,255,177 |
15.51% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$512 |
$958 |
$0 |
$4,922 |
513.78% |
| Missouri Total |
100.00% |
$19,710,931 |
$19,914,744 |
$4,046,366 |
$2,532,523 |
12.72% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-142 |
|
| Missouri Total |
100.00% |
$3,182,069 |
$3,381,487 |
$321,486 |
$359,240 |
10.62% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$129,992 |
$188,415 |
$50,828 |
$115,373 |
61.23% |
| Missouri Total |
100.00% |
$86,538,763 |
$87,149,357 |
$46,101,509 |
$46,531,157 |
53.39% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$187,334 |
$235,192 |
$3,418 |
$77,055 |
32.76% |
| Missouri Total |
100.00% |
$58,387,652 |
$59,263,543 |
$25,355,809 |
$25,958,109 |
43.80% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.28% |
$5,773,932 |
$5,471,426 |
$53,338 |
$1,074,551 |
19.64% |
| Missouri Total |
100.00% |
$253,574,124 |
$255,111,322 |
$189,701,291 |
$173,304,828 |
67.93% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$-99 |
$59,533 |
$16,741 |
-16,910.10% |
| Missouri Total |
100.00% |
$68,679,461 |
$68,661,375 |
$43,890,092 |
$47,403,373 |
69.04% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$638 |
$-57,082 |
|
| Missouri Total |
100.00% |
$144,026,467 |
$144,446,977 |
$52,390,607 |
$30,932,182 |
21.41% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.43% |
$8,958,507 |
$8,970,098 |
$1,885 |
$731,124 |
8.15% |
| Missouri Total |
100.00% |
$624,940,170 |
$624,330,193 |
$333,873,467 |
$302,067,806 |
48.38% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.92% |
$18,957,067 |
$19,092,625 |
$1,834,148 |
$5,706,570 |
29.89% |
| Missouri Total |
100.00% |
$989,406,000 |
$970,897,495 |
$441,727,642 |
$532,644,865 |
54.86% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$27,009 |
$30,717 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$79,029,470 |
$76,674,346 |
$28,862 |
$-135,014 |
-0.18% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-2,466 |
|
| Missouri Total |
100.00% |
$21,914,254 |
$21,387,403 |
$5,210,221 |
$3,731,487 |
17.45% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
169,241 |
$734,825 |
$689,030 |
$0 |
$113,861 |
$131,573 |
19.10% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$1,405 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
957,092 |
$179,952,585 |
$177,933,575 |
$0 |
$125,274,508 |
$125,921,554 |
70.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.35% |
20 |
$6,082,392 |
$5,741,923 |
$0 |
$5,579,209 |
$6,447,102 |
112.28% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.47% |
11,345 |
$4,699,757 |
$4,478,700 |
$0 |
$4,440,595 |
$5,131,367 |
114.57% |
| Missouri Total |
100.00% |
3,809,557 |
$190,462,502 |
$190,165,792 |
$0 |
$83,562,105 |
$88,246,389 |
46.40% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
1,684 |
$604,441 |
$574,192 |
$0 |
$1,252,476 |
$1,447,309 |
252.06% |
| Missouri Total |
100.00% |
787,028 |
$121,404,526 |
$123,205,114 |
$0 |
$102,608,262 |
$107,131,127 |
86.95% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$24 |
|
| Missouri Total |
100.00% |
$1,104,392,640 |
$1,074,000,796 |
$709,074,079 |
$627,110,618 |
58.39% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$159,854 |
$403,771 |
$6,797 |
$-19,697 |
-4.88% |
| Missouri Total |
100.00% |
$239,442,069 |
$236,471,744 |
$112,810,278 |
$95,566,111 |
40.41% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,103 |
$1,103 |
$0 |
$67,570 |
6,126.02% |
| Missouri Total |
100.00% |
$28,947,064 |
$30,601,130 |
$18,854,499 |
$-8,009,803 |
-26.17% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.21% |
$749,413 |
$711,537 |
$723,435 |
$938,062 |
131.84% |
| Missouri Total |
100.00% |
$9,131,432 |
$8,885,721 |
$5,693,259 |
$5,063,113 |
56.98% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
$358,668 |
$444,806 |
$1,873,605 |
$1,461,987 |
328.68% |
| Missouri Total |
100.00% |
$37,888,210 |
$39,107,765 |
$50,266,074 |
$31,376,670 |
80.23% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.34% |
$30,739,839 |
$29,549,745 |
$6,373,196 |
$10,453,722 |
35.38% |
| Missouri Total |
100.00% |
$575,434,677 |
$590,437,730 |
$260,993,910 |
$258,810,100 |
43.83% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$157 |
|
| Missouri Total |
100.00% |
$768,820,222 |
$770,181,860 |
$486,991,645 |
$492,954,502 |
64.00% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1,014 |
|
| Missouri Total |
100.00% |
$451,416,503 |
$448,696,918 |
$224,867,856 |
$225,784,139 |
50.32% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2 |
$2 |
$0 |
$-1,088 |
-54,400.00% |
| Missouri Total |
100.00% |
$708,860,964 |
$710,973,342 |
$437,992,152 |
$443,359,132 |
62.36% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$1 |
$0 |
$-146 |
-14,600.00% |
| Missouri Total |
100.00% |
$571,426,128 |
$570,905,786 |
$376,209,278 |
$373,624,472 |
65.44% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.71% |
$1,011,869 |
$1,732,720 |
$756,162 |
$720,885 |
41.60% |
| Missouri Total |
100.00% |
$37,364,634 |
$39,698,625 |
$24,495,724 |
$1,772,988 |
4.47% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
182,299 |
$12,122,820 |
$11,483,845 |
$0 |
$11,386,141 |
$13,157,351 |
114.57% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.23% |
$6,091,258 |
$5,894,934 |
$167,117 |
$1,283,720 |
21.78% |
| Missouri Total |
100.00% |
$495,923,750 |
$499,191,223 |
$316,980,955 |
$302,558,098 |
60.61% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$638 |
$-57,082 |
|
| Missouri Total |
100.00% |
$299,223,030 |
$296,828,557 |
$113,754,015 |
$91,289,737 |
30.76% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
182,299 |
$12,122,820 |
$11,483,845 |
$0 |
$11,386,141 |
$13,157,351 |
114.57% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$24 |
|
| Missouri Total |
100.00% |
$1,165,295,534 |
$1,134,201,601 |
$749,764,107 |
$660,625,401 |
58.25% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$750,516 |
$712,640 |
$723,435 |
$1,005,632 |
141.11% |
| Missouri Total |
100.00% |
$169,414,625 |
$173,191,830 |
$79,077,895 |
$21,078,113 |
12.17% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3 |
$3 |
$0 |
$-63 |
-2,100.00% |
| Missouri Total |
100.00% |
$2,756,783,633 |
$2,756,117,839 |
$1,680,492,993 |
$1,705,663,119 |
61.89% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
$69,716,411 |
$69,499,116 |
$11,790,258 |
$21,361,806 |
30.74% |
| Missouri Total |
100.00% |
$8,389,562,041 |
$8,290,577,887 |
$4,565,097,639 |
$4,421,956,843 |
53.34% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.42% |
$435,997 |
$440,787 |
$53,275 |
$-9,533 |
-2.16% |
| Missouri Total |
100.00% |
$5,176,808 |
$5,122,235 |
$2,196,358 |
$3,430,994 |
66.98% |