Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.34% |
$1,831,858 |
$1,831,858 |
$0 |
$-150,988 |
-8.24% |
| Missouri Total |
100.00% |
$34,302,205 |
$34,750,943 |
$9,954,123 |
$9,858,014 |
28.37% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,029 |
$1,058 |
$0 |
$-4,936 |
-466.54% |
| Missouri Total |
100.00% |
$20,287,178 |
$20,136,360 |
$3,041,006 |
$9,338,707 |
46.38% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$215 |
$0 |
$104 |
48.37% |
| Missouri Total |
100.00% |
$4,486,169 |
$4,096,450 |
$-508,812 |
$92,897 |
2.27% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$332,068 |
$309,039 |
$41,461 |
$9,758 |
3.16% |
| Missouri Total |
100.00% |
$92,474,523 |
$93,458,371 |
$54,124,240 |
$54,255,152 |
58.05% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.06% |
$4,191,646 |
$4,202,619 |
$129,595 |
$1,507,659 |
35.87% |
| Missouri Total |
100.00% |
$82,830,527 |
$82,671,242 |
$40,838,688 |
$40,730,063 |
49.27% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$143,038 |
|
| Missouri Total |
100.00% |
$111,471,643 |
$109,462,300 |
$59,637,104 |
$96,110,695 |
87.80% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.04% |
$6,538,431 |
$4,064,264 |
$641,328 |
$2,163,967 |
53.24% |
| Missouri Total |
100.00% |
$631,114,959 |
$626,549,471 |
$439,987,620 |
$530,264,046 |
84.63% |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.95% |
$500,440 |
$497,872 |
$67,303 |
$630,964 |
126.73% |
| Missouri Total |
100.00% |
$12,680,999 |
$12,571,210 |
$6,490,868 |
$7,245,222 |
57.63% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.65% |
$16,559,597 |
$16,018,406 |
$798,824 |
$2,002,544 |
12.50% |
| Missouri Total |
100.00% |
$1,002,570,001 |
$992,049,972 |
$424,018,402 |
$542,248,649 |
54.66% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$21,018 |
$13,880 |
$0 |
$-8,164 |
-58.82% |
| Missouri Total |
100.00% |
$74,987,799 |
$73,995,713 |
$157,888 |
$395,238 |
0.53% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$132 |
$0 |
$-4,241 |
-3,212.88% |
| Missouri Total |
100.00% |
$20,361,971 |
$21,271,061 |
$10,450,633 |
$5,404,531 |
25.41% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
67,404 |
$287,921 |
$292,907 |
$0 |
$20 |
$0 |
0.00% |
| Missouri Total |
100.00% |
4,501,659 |
$105,142,951 |
$105,661,993 |
$0 |
$47,992,224 |
$49,741,908 |
47.08% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.22% |
15 |
$2,977,462 |
$3,002,299 |
$0 |
$100,000 |
$74,401 |
2.48% |
| Missouri Total |
100.00% |
1,061,393 |
$243,294,314 |
$241,790,431 |
$79,672 |
$161,498,969 |
$188,529,874 |
77.97% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.48% |
17,013 |
$2,528,235 |
$2,562,938 |
$0 |
$2,110,825 |
$1,785,622 |
69.67% |
| Missouri Total |
100.00% |
13,789,610 |
$171,032,545 |
$170,947,087 |
$0 |
$78,730,474 |
$83,312,347 |
48.74% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
621,052 |
$1,383,147 |
$1,464,536 |
$0 |
$2,199,472 |
$1,860,023 |
127.00% |
| Missouri Total |
100.00% |
1,214,997 |
$117,584,904 |
$117,788,867 |
$0 |
$90,581,960 |
$98,006,992 |
83.21% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$444 |
|
| Missouri Total |
100.00% |
$1,012,279,567 |
$992,537,797 |
$1,261,030,502 |
$1,342,733,936 |
135.28% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$737,839 |
$466,353 |
$195,693 |
$331,650 |
71.12% |
| Missouri Total |
100.00% |
$232,233,886 |
$221,364,045 |
$106,188,581 |
$132,014,826 |
59.64% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$661,733 |
$636,632 |
$592,500 |
$212,358 |
33.36% |
| Missouri Total |
100.00% |
$133,792,923 |
$134,958,248 |
$60,700,054 |
$52,960,943 |
39.24% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.35% |
$525,706 |
$563,452 |
$156,405 |
$612,459 |
108.70% |
| Missouri Total |
100.00% |
$38,824,385 |
$38,005,163 |
$19,675,076 |
$43,782,935 |
115.20% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.96% |
$30,250,190 |
$25,029,175 |
$9,050,958 |
$18,696,707 |
74.70% |
| Missouri Total |
100.00% |
$609,320,778 |
$606,834,036 |
$371,638,001 |
$406,762,156 |
67.03% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-335 |
$702 |
$1,170 |
$4,706 |
670.37% |
| Missouri Total |
100.00% |
$774,244,203 |
$772,078,132 |
$446,106,602 |
$448,667,576 |
58.11% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$17 |
$169 |
$10 |
$138 |
81.66% |
| Missouri Total |
100.00% |
$572,450,303 |
$570,418,432 |
$364,345,730 |
$361,090,401 |
63.30% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.17% |
$2,741,168 |
$2,424,315 |
$-1,125 |
$669,893 |
27.63% |
| Missouri Total |
100.00% |
$44,403,319 |
$42,164,248 |
$20,352,833 |
$16,253,820 |
38.55% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
705,484 |
$7,176,765 |
$7,322,680 |
$0 |
$4,410,317 |
$3,720,046 |
50.80% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$4,523,714 |
$4,511,658 |
$171,056 |
$1,517,417 |
33.63% |
| Missouri Total |
100.00% |
$605,153,895 |
$607,620,684 |
$315,616,485 |
$343,004,510 |
56.45% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$143,038 |
|
| Missouri Total |
100.00% |
$295,134,822 |
$291,522,479 |
$146,503,161 |
$187,777,953 |
64.41% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
705,484 |
$7,176,765 |
$7,322,680 |
$0 |
$4,410,317 |
$3,720,046 |
50.80% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$444 |
|
| Missouri Total |
100.00% |
$1,094,712,981 |
$1,075,174,196 |
$1,351,507,667 |
$1,445,548,788 |
134.45% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
$661,733 |
$636,632 |
$592,500 |
$212,358 |
33.36% |
| Missouri Total |
100.00% |
$189,392,763 |
$191,945,065 |
$71,311,677 |
$64,755,507 |
33.74% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-318 |
$871 |
$1,180 |
$4,844 |
556.14% |
| Missouri Total |
100.00% |
$2,766,162,801 |
$2,757,999,491 |
$1,847,465,192 |
$1,843,214,920 |
66.83% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
$64,892,405 |
$56,060,141 |
$11,674,122 |
$26,818,060 |
47.84% |
| Missouri Total |
100.00% |
$8,413,347,296 |
$8,321,806,293 |
$5,503,150,397 |
$6,015,338,706 |
72.28% |