Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.06% |
$1,735,999 |
$1,735,999 |
$0 |
$7,824 |
0.45% |
| Missouri Total |
100.00% |
$34,321,704 |
$33,891,884 |
$6,891,430 |
$20,795,199 |
61.36% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.03% |
$-5,927 |
$2,445 |
$0 |
$-2,006 |
-82.04% |
| Missouri Total |
100.00% |
$20,374,249 |
$20,930,936 |
$2,859,093 |
$1,756,010 |
8.39% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$871 |
$656 |
$0 |
$252 |
38.41% |
| Missouri Total |
100.00% |
$3,086,430 |
$2,879,888 |
$1,213,949 |
$1,259,157 |
43.72% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$219,726 |
$187,053 |
$60,611 |
$155,846 |
83.32% |
| Missouri Total |
100.00% |
$94,966,273 |
$95,533,021 |
$47,545,217 |
$48,272,677 |
50.53% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.37% |
$3,680,334 |
$3,707,489 |
$66,951 |
$1,629,332 |
43.95% |
| Missouri Total |
100.00% |
$268,161,058 |
$271,980,407 |
$147,975,880 |
$159,836,768 |
58.77% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$2,251,066 |
$2,749,066 |
$243,588 |
$-598,983 |
-21.79% |
| Missouri Total |
100.00% |
$622,649,146 |
$614,760,000 |
$249,031,666 |
$248,131,677 |
40.36% |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.00% |
$547,266 |
$541,871 |
$15,938 |
$-421,655 |
-77.81% |
| Missouri Total |
100.00% |
$13,666,007 |
$12,470,067 |
$4,870,076 |
$4,988,731 |
40.01% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.49% |
$15,036,641 |
$15,480,717 |
$1,756,968 |
$3,177,473 |
20.53% |
| Missouri Total |
100.00% |
$1,008,002,549 |
$968,998,320 |
$461,730,864 |
$594,472,086 |
61.35% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-76 |
$147,113 |
|
| Missouri Total |
100.00% |
$125,326,456 |
$123,830,473 |
$49,964,516 |
$52,859,548 |
42.69% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$12,347 |
$19,186 |
$0 |
$-5,794 |
-30.20% |
| Missouri Total |
100.00% |
$72,917,424 |
$71,294,758 |
$251,686 |
$-954,977 |
-1.34% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.05% |
$-11,378 |
$32,826 |
$0 |
$23,357 |
71.15% |
| Missouri Total |
100.00% |
$23,042,366 |
$22,631,716 |
$5,944,543 |
$13,472,018 |
59.53% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
57,295 |
$340,187 |
$322,213 |
$0 |
$45,794 |
$246,198 |
76.41% |
| Missouri Total |
100.00% |
3,812,798 |
$101,315,087 |
$102,239,760 |
$213 |
$51,619,501 |
$61,942,309 |
60.59% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$1,432 |
$1,432 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
815,445 |
$155,697,937 |
$153,560,512 |
$0 |
$107,243,260 |
$109,868,015 |
71.55% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
11 |
$3,017,339 |
$2,835,472 |
$0 |
$402,985 |
$2,166,544 |
76.41% |
| Missouri Total |
100.00% |
1,158,172 |
$228,531,900 |
$227,368,945 |
$28,467 |
$151,603,491 |
$309,579,612 |
136.16% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.06% |
124,022 |
$1,604,031 |
$1,482,179 |
$0 |
$210,651 |
$1,132,512 |
76.41% |
| Missouri Total |
100.00% |
9,482,211 |
$150,748,936 |
$150,704,720 |
$0 |
$62,675,376 |
$61,233,285 |
40.63% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.55% |
1,439 |
$1,893,115 |
$1,802,959 |
$0 |
$256,446 |
$1,378,710 |
76.47% |
| Missouri Total |
100.00% |
604,305 |
$122,060,010 |
$121,995,529 |
$0 |
$85,468,808 |
$89,851,650 |
73.65% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-546 |
|
| Missouri Total |
100.00% |
$974,940,150 |
$962,933,485 |
$397,280,337 |
$443,502,680 |
46.06% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$145,520 |
$187,741 |
$203,206 |
$-1,440,174 |
-767.11% |
| Missouri Total |
100.00% |
$201,917,577 |
$199,964,322 |
$75,938,842 |
$90,734,243 |
45.38% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$638,645 |
$513,856 |
$81,052 |
$589,699 |
114.76% |
| Missouri Total |
100.00% |
$133,799,432 |
$134,869,365 |
$49,802,894 |
$77,185,727 |
57.23% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.57% |
$609,826 |
$703,963 |
$230,214 |
$170,497 |
24.22% |
| Missouri Total |
100.00% |
$38,950,690 |
$38,096,504 |
$13,143,101 |
$10,055,891 |
26.40% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.84% |
$21,834,972 |
$21,588,503 |
$6,566,047 |
$9,495,505 |
43.98% |
| Missouri Total |
100.00% |
$568,337,066 |
$603,483,554 |
$334,235,058 |
$378,856,753 |
62.78% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,902 |
$33,394 |
$18,595 |
$13,933 |
41.72% |
| Missouri Total |
100.00% |
$785,477,015 |
$793,406,772 |
$450,298,920 |
$448,529,725 |
56.53% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$400 |
$3,907 |
$0 |
$643 |
16.46% |
| Missouri Total |
100.00% |
$719,748,706 |
$719,174,030 |
$438,738,616 |
$475,112,521 |
66.06% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.37% |
$1,996,244 |
$1,872,234 |
$17,500 |
$765,573 |
40.89% |
| Missouri Total |
100.00% |
$45,726,733 |
$48,846,364 |
$23,180,412 |
$4,761,872 |
9.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
182,778 |
$6,856,104 |
$6,444,255 |
$0 |
$915,876 |
$4,923,964 |
76.41% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
$3,900,060 |
$3,894,542 |
$127,562 |
$1,785,178 |
45.84% |
| Missouri Total |
100.00% |
$588,121,986 |
$589,707,629 |
$281,411,163 |
$302,319,859 |
51.27% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-76 |
$147,113 |
|
| Missouri Total |
100.00% |
$271,373,726 |
$265,149,404 |
$100,666,288 |
$86,534,872 |
32.64% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
182,778 |
$6,856,104 |
$6,444,255 |
$0 |
$915,876 |
$4,923,964 |
76.41% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-546 |
|
| Missouri Total |
100.00% |
$1,056,946,691 |
$1,045,454,044 |
$430,664,376 |
$475,240,408 |
45.46% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$638,645 |
$513,856 |
$81,052 |
$589,699 |
114.76% |
| Missouri Total |
100.00% |
$190,032,878 |
$192,382,331 |
$77,579,894 |
$88,557,355 |
46.03% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5,302 |
$37,301 |
$18,595 |
$14,576 |
39.08% |
| Missouri Total |
100.00% |
$2,773,452,710 |
$2,784,301,481 |
$1,597,094,439 |
$1,623,488,230 |
58.31% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.59% |
$48,697,454 |
$49,360,906 |
$9,260,594 |
$13,707,889 |
27.77% |
| Missouri Total |
100.00% |
$8,218,883,685 |
$8,161,366,248 |
$4,027,395,001 |
$4,348,337,255 |
53.28% |