Company Name:
UNION LABOR LIFE INSURANCE COMPANYCompany Address:
8403 COLESVILLE RD
SILVER SPRING, MD 20910Mailing Address:
7373 Wisconsin Avenue
Bethesda, MD 20814Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1927-05-10
| Line |
Authorized Date |
| Accident and Health |
1927-05-10 |
| Life, annuities and endowments |
1927-05-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
6,370 |
$139,641 |
$136,294 |
$0 |
$297,500 |
$268,275 |
196.84% |
| Missouri Total |
100.00% |
5,585,434 |
$109,615,562 |
$110,621,146 |
$11,973 |
$43,523,286 |
$42,190,276 |
38.14% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$512 |
$514 |
$0 |
$0 |
$-5 |
-0.97% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
57 |
$15,085 |
$14,868 |
$0 |
$4,269 |
$3,728 |
25.07% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$7,232 |
$7,130 |
$0 |
$2,809 |
$2,131 |
29.89% |
| Missouri Total |
100.00% |
88,825 |
$204,900,217 |
$202,239,298 |
$0 |
$162,151,342 |
$160,963,322 |
79.59% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$184 |
$184 |
$0 |
$0 |
$-7 |
-3.80% |
| Missouri Total |
100.00% |
158,240 |
$27,245,712 |
$27,300,439 |
$0 |
$9,509,880 |
$9,934,267 |
36.39% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
2,593 |
$1,725,673 |
$1,733,789 |
$13,616 |
$1,184,313 |
$1,683,709 |
97.11% |
| Missouri Total |
100.00% |
1,243,398 |
$331,623,405 |
$331,119,779 |
$13,616 |
$254,223,258 |
$258,786,878 |
78.16% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
26,939 |
$1,000,249 |
$317 |
$1,043,002 |
$167,747 |
104.31% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
101 |
$28,724 |
$0 |
$144,000 |
$653 |
501.32% |
| Missouri Total |
100.00% |
117,657 |
$53,726,734 |
$40,128 |
$105,148,186 |
$2,063,654 |
195.71% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
22 |
$2,099 |
$2,125 |
$0 |
$0 |
$673 |
31.67% |
| Missouri Total |
100.00% |
405,271 |
$58,683,332 |
$59,637,947 |
$0 |
$27,509,679 |
$36,494,147 |
61.19% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$635 |
$379 |
|
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$5,298 |
$5,298 |
$0 |
$0 |
$9,996 |
188.67% |
| Missouri Total |
100.00% |
154,272 |
$226,180,312 |
$219,939,917 |
$-871 |
$174,251,668 |
$218,484,815 |
99.34% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$5,181 |
$5,229 |
$0 |
$1,548 |
$879 |
16.81% |
| Missouri Total |
100.00% |
434,608 |
$490,239,680 |
$483,785,674 |
$0 |
$360,881,200 |
$347,175,917 |
71.76% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$2,500 |
$0 |
|
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$2,171 |
$0 |
$0 |
$525 |
0.00% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$3,125 |
$0 |
$0 |
$52 |
0.00% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
17 |
$5,316 |
$4,228 |
$17,708 |
$128 |
412.64% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
9,052 |
$1,900,905 |
$1,905,431 |
$13,616 |
$1,491,074 |
$1,969,758 |
103.38% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
9,028 |
$1,888,327 |
$1,892,779 |
$13,616 |
$1,488,891 |
$1,957,831 |
103.44% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
27,040 |
$1,028,973 |
$317 |
$1,187,002 |
$168,400 |
115.39% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$12,578 |
$12,652 |
$0 |
$2,183 |
$11,927 |
94.27% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
27 |
$10,612 |
$4,228 |
$20,208 |
$705 |
230.27% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
27,067 |
$1,039,585 |
$4,545 |
$1,207,210 |
$169,105 |
116.56% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |