Company Name:
PHILADELPHIA AMERICAN LIFE INSURANCE COMPANYCompany Address:
11720 KATY FREEWAY STE 1700
HOUSTON, TX 77079Mailing Address:
11720 KATY FREEWAY, SUITE 1700
HOUSTON, TX 77079Mailing Phone:
2813687200Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1978-05-10
| Line |
Authorized Date |
| Accident and Health |
1978-05-10 |
| Life, annuities and endowments |
1978-05-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
14 |
$42,733 |
$43,521 |
$0 |
$23,796 |
$23,925 |
54.97% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
4 |
$34,603 |
$36,445 |
$0 |
$40,135 |
$41,432 |
113.68% |
| Missouri Total |
100.00% |
101,066 |
$176,302,725 |
$175,576,748 |
$140,194 |
$111,571,200 |
$113,379,188 |
64.58% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
40 |
$12,838 |
$14,447 |
$0 |
$0 |
$-1,077 |
-7.45% |
| Missouri Total |
100.00% |
71,547 |
$21,585,485 |
$21,516,226 |
$0 |
$8,919,286 |
$9,472,882 |
44.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$14 |
|
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
82 |
$6,613 |
$6,741 |
$0 |
$0 |
$57 |
0.85% |
| Missouri Total |
100.00% |
697,874 |
$57,040,268 |
$57,342,016 |
$8 |
$25,743,539 |
$26,501,210 |
46.22% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$3,617 |
$3,928 |
$0 |
$1,288 |
$1,096 |
27.90% |
| Missouri Total |
100.00% |
171,656 |
$403,756,711 |
$404,165,742 |
$0 |
$278,284,429 |
$276,889,791 |
68.51% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
38 |
$14,457 |
$14,744 |
$0 |
$13,239 |
$697 |
4.73% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
62 |
$10,067 |
$8,163 |
$0 |
$30 |
$199 |
2.44% |
| Missouri Total |
100.00% |
142,909 |
$32,607,359 |
$32,557,670 |
$9,676 |
$14,486,339 |
$15,171,764 |
46.60% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$3,941 |
$3,981 |
$0 |
$138,254 |
$138,200 |
3,471.49% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$1,230 |
$1,230 |
$0 |
$2,804 |
$2,767 |
224.96% |
| Missouri Total |
100.00% |
167,331 |
$355,636,160 |
$349,586,468 |
$260 |
$262,414,053 |
$257,477,133 |
73.65% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
935 |
$256,685 |
$258,826 |
$0 |
$187,149 |
$181,332 |
70.06% |
| Missouri Total |
100.00% |
258,481 |
$67,234,847 |
$67,528,994 |
$0 |
$29,771,505 |
$33,107,946 |
49.03% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
85 |
$8,348 |
$0 |
$19,053 |
$1,865 |
228.23% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,196 |
$386,784 |
$392,026 |
$0 |
$406,695 |
$388,628 |
99.13% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
58 |
$90,174 |
$94,413 |
$0 |
$63,931 |
$64,280 |
68.08% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$14 |
|
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1,138 |
$296,610 |
$297,613 |
$0 |
$342,764 |
$324,348 |
108.98% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
94 |
$8,348 |
$0 |
$19,053 |
$1,865 |
228.23% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
95 |
$8,348 |
$0 |
$19,053 |
$1,879 |
228.23% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |