Company Name:
PEOPLES BENEFIT LIFE INSURANCE COMPANYCompany Address:
4333 EDGEWOOD RD NE
CEDAR RAPIDS, IA 52499Mailing Address:
4333 EDGEWOOD RD NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2007-10-01
| Line |
Authorized Date |
| Accident and Health |
1920-08-06 |
| Life, annuities and endowments |
1920-08-06 |
| Variable Contracts |
1920-08-06 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
4,008 |
$275,030 |
$285,405 |
$0 |
$73,091 |
$74,505 |
26.11% |
| Missouri Total |
100.00% |
4,501,659 |
$105,142,951 |
$105,661,993 |
$0 |
$47,992,224 |
$49,741,908 |
47.08% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
151 |
$155,552 |
$168,760 |
$0 |
$367,421 |
$367,200 |
217.59% |
| Missouri Total |
100.00% |
74,710 |
$128,982,788 |
$129,705,060 |
$46,779 |
$83,277,556 |
$83,056,149 |
64.03% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
1,102 |
$273,859 |
$288,026 |
$0 |
$83,224 |
$83,695 |
29.06% |
| Missouri Total |
100.00% |
13,789,610 |
$171,032,545 |
$170,947,087 |
$0 |
$78,730,474 |
$83,312,347 |
48.74% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
59 |
$105,366 |
$107,404 |
$0 |
$189,756 |
$125,215 |
116.58% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
2,224 |
$167,272 |
$0 |
$8,410,534 |
$0 |
5,028.06% |
| Missouri Total |
100.00% |
311,052 |
$497,524,140 |
$469,820 |
$765,071,081 |
$0 |
153.78% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
11 |
$551 |
$562 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
80,364 |
$10,554,160 |
$10,421,575 |
$0 |
$3,432,381 |
$4,060,827 |
38.97% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
1,170 |
$184,985 |
$184,985 |
$0 |
$4,581 |
$4,581 |
2.48% |
| Missouri Total |
100.00% |
1,214,997 |
$117,584,904 |
$117,788,867 |
$0 |
$90,581,960 |
$98,006,992 |
83.21% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
1,567 |
$489,154 |
$0 |
$437,444 |
$50,228 |
89.43% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
197 |
$0 |
$0 |
$372,869 |
$12,691 |
|
| Missouri Total |
100.00% |
70,227 |
$29,301,961 |
$69,924 |
$36,623,309 |
$3,296,824 |
124.99% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.66% |
5,163 |
$1,219,674 |
$0 |
$1,091,543 |
$20,074 |
89.49% |
| Missouri Total |
100.00% |
73,030 |
$33,344,915 |
$64,850 |
$195,331,633 |
$1,564,130 |
585.79% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
262 |
$8,624 |
$8,852 |
$0 |
$25,404 |
$26,103 |
294.88% |
| Missouri Total |
100.00% |
649,269 |
$47,939,093 |
$47,857,335 |
$-910 |
$20,627,176 |
$20,900,265 |
43.67% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
80 |
$393 |
$0 |
$77,467 |
$0 |
19,711.70% |
| Missouri Total |
100.00% |
34,511 |
$91,593,260 |
$42,509 |
$71,457,947 |
$0 |
78.02% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
631 |
$55,357 |
$56,878 |
$0 |
$69,116 |
$71,016 |
124.86% |
| Missouri Total |
100.00% |
172,748 |
$32,183,626 |
$32,426,875 |
$7,650 |
$15,128,450 |
$13,588,842 |
41.91% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
2 |
$15,323 |
$15,413 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
102 |
$143,263 |
$147,203 |
$0 |
$100,408 |
$89,456 |
60.77% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
321 |
$10,100 |
$0 |
$2,388,818 |
$0 |
23,651.66% |
| Missouri Total |
100.00% |
308,596 |
$1,089,198,163 |
$852,692 |
$1,374,264,980 |
$0 |
126.17% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
403 |
$8,663 |
$8,902 |
$0 |
$10,396 |
$10,682 |
120.00% |
| Missouri Total |
100.00% |
229,187 |
$53,675,196 |
$53,568,411 |
$0 |
$24,403,828 |
$25,131,162 |
46.91% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
755 |
$354,039 |
$0 |
$206,528 |
$59,911 |
58.33% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
135 |
$77,339 |
$0 |
$32,347 |
$11,047 |
41.82% |
| Missouri Total |
100.00% |
427,506 |
$507,239,598 |
$4,264,290 |
$394,254,964 |
$43,970,188 |
77.73% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.61% |
1,726 |
$28,381,397 |
$0 |
$11,436,569 |
$0 |
40.30% |
| Missouri Total |
100.00% |
179,459 |
$1,088,966,954 |
$45,876,413 |
$1,009,354,714 |
$0 |
92.69% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
3,495 |
$667,267 |
$1,558 |
$727,133 |
$41,846 |
109.21% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
7,901 |
$1,226,573 |
$1,272,390 |
$0 |
$923,397 |
$852,453 |
67.00% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
6,501 |
$995,343 |
$1,035,142 |
$0 |
$718,073 |
$655,196 |
63.30% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
9,151 |
$1,876,100 |
$0 |
$10,312,390 |
$82,993 |
549.67% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
1,400 |
$231,230 |
$237,248 |
$0 |
$205,324 |
$197,257 |
83.14% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
6,512 |
$29,490,535 |
$1,558 |
$14,868,862 |
$112,804 |
50.42% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
15,663 |
$31,366,635 |
$1,558 |
$25,181,252 |
$195,797 |
80.29% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |