Company Name:
PEOPLES BENEFIT LIFE INSURANCE COMPANYCompany Address:
4333 EDGEWOOD RD NE
CEDAR RAPIDS, IA 52499Mailing Address:
4333 EDGEWOOD RD NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2007-10-01
| Line |
Authorized Date |
| Accident and Health |
1920-08-06 |
| Life, annuities and endowments |
1920-08-06 |
| Variable Contracts |
1920-08-06 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
3,788 |
$458,643 |
$455,126 |
$0 |
$84,274 |
$85,100 |
18.70% |
| Missouri Total |
100.00% |
3,812,798 |
$101,315,087 |
$102,239,760 |
$213 |
$51,619,501 |
$61,942,309 |
60.59% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
652 |
$709,660 |
$694,735 |
$0 |
$874,213 |
$897,114 |
129.13% |
| Missouri Total |
100.00% |
118,177 |
$122,623,109 |
$120,656,816 |
$28,224 |
$79,036,245 |
$78,461,180 |
65.03% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$3,088 |
$3,106 |
$0 |
$2,316 |
$2,329 |
74.98% |
| Missouri Total |
100.00% |
348,896 |
$883,819,871 |
$884,893,731 |
$0 |
$694,601,339 |
$703,298,943 |
79.48% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
1,235 |
$117,706 |
$117,915 |
$0 |
$25,663 |
$25,815 |
21.89% |
| Missouri Total |
100.00% |
9,482,211 |
$150,748,936 |
$150,704,720 |
$0 |
$62,675,376 |
$61,233,285 |
40.63% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
74 |
$133,142 |
$133,931 |
$0 |
$60,019 |
$53,387 |
39.86% |
| Missouri Total |
100.00% |
133,973 |
$187,377,965 |
$187,114,339 |
$0 |
$150,829,407 |
$152,474,384 |
81.49% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
2,495 |
$236,100 |
$0 |
$8,601,183 |
$0 |
3,643.03% |
| Missouri Total |
100.00% |
267,534 |
$589,733,120 |
$554,174 |
$1,383,275,797 |
$0 |
234.56% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
12 |
$593 |
$596 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
61,037 |
$8,464,678 |
$8,420,389 |
$0 |
$3,566,439 |
$5,007,284 |
59.47% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
502 |
$232,509 |
$232,509 |
$0 |
$441 |
$413 |
0.18% |
| Missouri Total |
100.00% |
604,305 |
$122,060,010 |
$121,995,529 |
$0 |
$85,468,808 |
$89,851,650 |
73.65% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
1,653 |
$462,003 |
$0 |
$354,320 |
$47,743 |
76.69% |
| Missouri Total |
100.00% |
3,096,295 |
$376,714,634 |
$1,296,566 |
$397,857,704 |
$154,105,306 |
105.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
211 |
$0 |
$0 |
$458,586 |
$13,297 |
|
| Missouri Total |
100.00% |
73,961 |
$31,283,999 |
$25,564 |
$30,446,603 |
$7,725,610 |
97.32% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.56% |
5,359 |
$1,245,141 |
$0 |
$839,873 |
$23,734 |
67.45% |
| Missouri Total |
100.00% |
74,096 |
$48,687,415 |
$75,575 |
$79,016,263 |
$1,723,593 |
162.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
306 |
$9,334 |
$9,456 |
$0 |
$28,002 |
$28,367 |
299.99% |
| Missouri Total |
100.00% |
589,261 |
$43,749,097 |
$43,869,645 |
$0 |
$18,631,600 |
$20,020,395 |
45.64% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
86 |
$413 |
$0 |
$78,850 |
$0 |
19,092.01% |
| Missouri Total |
100.00% |
45,677 |
$100,971,117 |
$101,959 |
$66,680,404 |
$0 |
66.04% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
717 |
$61,892 |
$62,699 |
$0 |
$77,105 |
$78,108 |
124.58% |
| Missouri Total |
100.00% |
174,117 |
$30,162,088 |
$30,152,895 |
$7,059 |
$14,329,780 |
$14,855,245 |
49.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5 |
$15,619 |
$15,706 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
126,551 |
$174,773,182 |
$158,458,592 |
$9,209 |
$76,403,147 |
$88,928,188 |
56.12% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
120 |
$158,678 |
$160,741 |
$0 |
$186,407 |
$172,410 |
107.26% |
| Missouri Total |
100.00% |
164,410 |
$324,518,087 |
$326,964,025 |
$0 |
$238,360,551 |
$240,450,847 |
73.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
350 |
$57,937 |
$0 |
$1,554,786 |
$0 |
2,683.58% |
| Missouri Total |
100.00% |
344,720 |
$1,212,579,611 |
$849,961 |
$1,133,952,482 |
$0 |
93.52% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
445 |
$9,120 |
$9,238 |
$0 |
$10,943 |
$11,086 |
120.00% |
| Missouri Total |
100.00% |
220,147 |
$51,162,276 |
$52,122,674 |
$0 |
$25,486,371 |
$27,790,296 |
53.32% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
451 |
$162,261 |
$0 |
$127,260 |
$19,745 |
78.43% |
| Missouri Total |
100.00% |
733,500 |
$346,852,356 |
$8,750,340 |
$259,159,296 |
$116,833,543 |
74.72% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$3,718 |
$0 |
$472 |
$645 |
12.69% |
| Missouri Total |
100.00% |
443,699 |
$504,117,494 |
$5,165,009 |
$348,497,145 |
$44,044,631 |
69.13% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.11% |
1,619 |
$22,145,111 |
$0 |
$7,673,722 |
$0 |
34.65% |
| Missouri Total |
100.00% |
186,006 |
$1,048,332,179 |
$47,621,403 |
$827,719,273 |
$0 |
78.96% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
4,308 |
$1,021,586 |
$1,557 |
$818,248 |
$92,623 |
80.25% |
| Missouri Total |
100.00% |
2,159,798 |
$701,647,462 |
$308,194,063 |
$1,237,629,495 |
$61,494,557 |
176.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
7,859 |
$1,909,984 |
$1,895,758 |
$0 |
$1,349,383 |
$1,354,129 |
71.43% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
6,266 |
$1,655,341 |
$1,637,918 |
$0 |
$1,046,926 |
$1,064,158 |
64.97% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
9,718 |
$1,943,244 |
$0 |
$10,253,962 |
$84,774 |
527.67% |
| Missouri Total |
100.00% |
4,551,531 |
$3,375,832,231 |
$6,360,207 |
$3,171,102,415 |
$174,222,232 |
93.94% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
1,593 |
$254,643 |
$257,840 |
$0 |
$302,457 |
$289,971 |
112.46% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
6,819 |
$23,391,026 |
$1,557 |
$10,253,338 |
$113,013 |
43.84% |
| Missouri Total |
100.00% |
4,244,892 |
$4,981,733,225 |
$374,531,162 |
$4,855,471,916 |
$253,154,063 |
97.47% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
16,537 |
$25,334,270 |
$1,557 |
$20,507,300 |
$197,787 |
80.95% |
| Missouri Total |
100.00% |
8,796,423 |
$8,357,565,456 |
$380,891,369 |
$8,026,574,331 |
$427,376,295 |
96.04% |