Company Name:
PEOPLES BENEFIT LIFE INSURANCE COMPANYCompany Address:
4333 EDGEWOOD RD NE
CEDAR RAPIDS, IA 52499Mailing Address:
4333 EDGEWOOD RD NE
CEDAR RAPIDS, IA 52499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2007-10-01
| Line |
Authorized Date |
| Accident and Health |
1920-08-06 |
| Life, annuities and endowments |
1920-08-06 |
| Variable Contracts |
1920-08-06 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
2,158 |
$248,313 |
$256,356 |
$0 |
$122,033 |
$126,840 |
49.48% |
| Missouri Total |
100.00% |
2,639,946 |
$91,674,208 |
$91,840,794 |
$-16,009 |
$43,387,500 |
$52,021,220 |
56.64% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
5,552 |
$276,195 |
$0 |
$39,449,024 |
$0 |
14,283.03% |
| Missouri Total |
100.00% |
347,110 |
$2,167,702,978 |
$11,420 |
$1,231,052,182 |
$0 |
56.79% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
1,160 |
$227,993 |
$235,377 |
$0 |
$112,047 |
$116,461 |
49.48% |
| Missouri Total |
100.00% |
2,028,031 |
$128,005,635 |
$128,348,189 |
$0 |
$30,255,339 |
$34,460,876 |
26.85% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
241 |
$482,164 |
$497,782 |
$0 |
$236,960 |
$246,294 |
49.48% |
| Missouri Total |
100.00% |
76,760 |
$103,970,994 |
$103,143,281 |
$0 |
$75,946,271 |
$77,155,039 |
74.80% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
118 |
$0 |
$0 |
$255,078 |
$0 |
|
| Missouri Total |
100.00% |
171,440 |
$121,633,339 |
$846,885 |
$706,163,075 |
$0 |
580.57% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
17 |
$1,173 |
$1,211 |
$0 |
$500 |
$500 |
41.29% |
| Missouri Total |
100.00% |
690,563 |
$9,841,895 |
$9,787,508 |
$0 |
$7,218,266 |
$6,335,010 |
64.73% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
1,217 |
$391,247 |
$391,247 |
$0 |
$507,434 |
$646,252 |
165.18% |
| Missouri Total |
100.00% |
509,729 |
$77,200,089 |
$77,222,145 |
$0 |
$58,090,154 |
$61,001,697 |
79.00% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
2,007 |
$596,899 |
$0 |
$432,620 |
$19,176 |
72.48% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
309 |
$0 |
$0 |
$0 |
$17,578 |
|
| Missouri Total |
100.00% |
130,132 |
$43,447,617 |
$60,284 |
$33,488,229 |
$10,959,617 |
77.08% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.67% |
4,450 |
$989,490 |
$0 |
$717,162 |
$20,370 |
72.48% |
| Missouri Total |
100.00% |
208,281 |
$59,186,388 |
$138,663 |
$61,142,484 |
$7,219,907 |
103.30% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
521 |
$24,316 |
$24,721 |
$0 |
$14,123 |
$15,131 |
61.21% |
| Missouri Total |
100.00% |
304,367 |
$23,295,746 |
$24,019,940 |
$-473 |
$9,636,438 |
$11,731,816 |
48.84% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
1,369 |
$13,305,449 |
$0 |
$11,704,096 |
$0 |
87.96% |
| Missouri Total |
100.00% |
302,005 |
$1,593,326,078 |
$444 |
$820,192,380 |
$0 |
51.48% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
1,345 |
$198,720 |
$202,031 |
$0 |
$115,420 |
$123,660 |
61.21% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
154 |
$230,213 |
$234,049 |
$0 |
$133,712 |
$143,257 |
61.21% |
| Missouri Total |
100.00% |
240,423 |
$306,889,507 |
$315,689,351 |
$0 |
$234,062,536 |
$236,918,393 |
75.05% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
51 |
$552 |
$0 |
$762,354 |
$0 |
138,107.61% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
657 |
$25,404 |
$25,827 |
$0 |
$14,755 |
$15,808 |
61.21% |
| Missouri Total |
100.00% |
154,667 |
$30,619,082 |
$31,023,371 |
$0 |
$14,308,840 |
$14,935,114 |
48.14% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
984 |
$228,014 |
$0 |
$204,179 |
$15,259 |
89.55% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
27 |
$5,812 |
$0 |
$0 |
$3,511 |
0.00% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
5,809 |
$1,006,486 |
$1,641 |
$912,633 |
$15,442 |
90.84% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
7,470 |
$1,829,543 |
$1,868,601 |
$0 |
$1,256,984 |
$1,434,203 |
76.75% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
4,793 |
$1,350,890 |
$1,381,973 |
$0 |
$978,974 |
$1,136,347 |
82.23% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
12,436 |
$1,862,584 |
$0 |
$40,853,884 |
$57,124 |
2,193.40% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
2,677 |
$478,653 |
$486,628 |
$0 |
$278,010 |
$297,856 |
61.21% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
8,240 |
$14,546,313 |
$1,641 |
$13,583,262 |
$34,212 |
93.39% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
20,676 |
$16,408,897 |
$1,641 |
$54,437,146 |
$91,336 |
331.76% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |