Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,985 |
$185,144 |
$185,144 |
$0 |
$54,030 |
$-31,903 |
-17.23% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
74.69% |
22 |
$868,189 |
$857,745 |
$0 |
$617,040 |
$629,596 |
73.40% |
| Missouri Total |
100.00% |
193 |
$1,162,393 |
$1,187,262 |
$0 |
$855,867 |
$853,578 |
71.89% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
59.79% |
59,662 |
$488,419,544 |
$481,943,539 |
$0 |
$455,627,555 |
$455,109,749 |
94.43% |
| Missouri Total |
100.00% |
76,395 |
$527,832,427 |
$521,035,293 |
$0 |
$481,668,425 |
$481,007,042 |
92.32% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.18% |
89,677 |
$556,394,558 |
$553,998,175 |
$0 |
$451,514,588 |
$436,923,855 |
78.87% |
| Missouri Total |
100.00% |
568,697 |
$1,917,370,076 |
$1,910,925,820 |
$0 |
$1,618,916,943 |
$1,688,476,213 |
88.36% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.13% |
32,112 |
$214,501,136 |
$211,920,705 |
$0 |
$152,450,481 |
$155,552,524 |
73.40% |
| Missouri Total |
100.00% |
86,076 |
$636,544,090 |
$632,932,429 |
$0 |
$466,135,456 |
$388,868,679 |
61.44% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.89% |
79,917 |
$24,985,998 |
$24,985,998 |
$0 |
$18,866,751 |
$19,010,753 |
76.09% |
| Missouri Total |
100.00% |
887,743 |
$304,149,820 |
$302,293,996 |
$0 |
$235,410,931 |
$228,848,506 |
75.70% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$45,427 |
$12,123 |
|
| Missouri Total |
100.00% |
1,476,312 |
$377,327,672 |
$377,459,823 |
$1,669,126 |
$268,698,807 |
$280,075,073 |
74.20% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.73% |
100,272 |
$8,011,317 |
$8,011,317 |
$0 |
$5,283,043 |
$5,006,040 |
62.49% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.82% |
177,807 |
$69,696,980 |
$69,696,980 |
$0 |
$173,305,119 |
$179,321,285 |
257.29% |
| Missouri Total |
100.00% |
1,659,287 |
$890,798,246 |
$890,872,851 |
$101,110 |
$838,560,994 |
$846,342,367 |
95.00% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.93% |
40,232 |
$318,232,697 |
$317,848,370 |
$0 |
$237,836,042 |
$234,101,557 |
73.65% |
| Missouri Total |
100.00% |
236,250 |
$1,687,937,256 |
$1,701,002,674 |
$0 |
$1,424,719,625 |
$1,414,517,399 |
83.16% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.71% |
14,002 |
$4,739,105 |
$4,739,105 |
$0 |
$2,657,781 |
$2,629,394 |
55.48% |
| Missouri Total |
100.00% |
106,878 |
$45,084,404 |
$45,051,477 |
$0 |
$23,097,933 |
$23,229,111 |
51.56% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
7,841 |
$497,663 |
$497,663 |
$0 |
$169,456 |
$166,804 |
33.52% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
35 |
$17,655 |
$18,169 |
$0 |
$274,555 |
$505,484 |
2,782.12% |
| Missouri Total |
100.00% |
101,941 |
$199,078,023 |
$202,542,615 |
$157 |
$195,535,830 |
$227,614,609 |
112.38% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
19.29% |
40,941 |
$103,271,551 |
$103,269,461 |
$0 |
$75,069,871 |
$77,885,948 |
75.42% |
| Missouri Total |
100.00% |
197,643 |
$503,257,909 |
$503,810,924 |
$0 |
$394,511,283 |
$393,747,801 |
78.15% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.57% |
644,505 |
$1,789,821,537 |
$1,777,972,371 |
$0 |
$1,573,771,739 |
$1,566,823,209 |
88.12% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.38% |
541,454 |
$1,363,062,866 |
$1,351,599,603 |
$0 |
$1,257,764,034 |
$1,251,534,022 |
92.60% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.76% |
103,051 |
$426,758,671 |
$426,372,768 |
$0 |
$316,007,705 |
$315,289,187 |
73.95% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |