Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
4,564 |
$384,288 |
$384,288 |
$0 |
$35,320 |
$87,491 |
22.77% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
34 |
$395,684 |
$389,356 |
$0 |
$286,494 |
$275,445 |
70.74% |
| Missouri Total |
100.00% |
8,755 |
$41,461,786 |
$41,604,711 |
$0 |
$34,776,236 |
$32,119,131 |
77.20% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
57.92% |
59,772 |
$451,090,142 |
$464,852,670 |
$0 |
$429,933,964 |
$438,918,029 |
94.42% |
| Missouri Total |
100.00% |
109,959 |
$778,865,939 |
$792,449,496 |
$0 |
$730,381,081 |
$744,524,250 |
93.95% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.25% |
106,801 |
$597,253,338 |
$595,881,930 |
$0 |
$484,453,830 |
$479,854,733 |
80.53% |
| Missouri Total |
100.00% |
698,783 |
$2,275,244,451 |
$2,274,620,063 |
$0 |
$1,939,841,747 |
$1,952,518,479 |
85.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.96% |
33,909 |
$229,547,725 |
$225,876,433 |
$0 |
$166,203,327 |
$159,793,636 |
70.74% |
| Missouri Total |
100.00% |
880,190 |
$884,159,452 |
$879,299,127 |
$386,054 |
$667,388,025 |
$669,856,392 |
76.18% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.61% |
81,744 |
$23,706,839 |
$23,706,839 |
$0 |
$17,917,053 |
$17,998,256 |
75.92% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$58,199 |
$14,412 |
|
| Missouri Total |
100.00% |
1,426,585 |
$355,664,414 |
$355,935,208 |
$344,752 |
$263,047,903 |
$287,828,265 |
80.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.81% |
114,367 |
$7,930,128 |
$7,930,128 |
$0 |
$5,218,710 |
$5,465,267 |
68.92% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.97% |
180,630 |
$63,209,568 |
$63,209,568 |
$0 |
$134,217,868 |
$138,125,726 |
218.52% |
| Missouri Total |
100.00% |
1,556,006 |
$792,923,853 |
$792,940,528 |
$301,695 |
$719,999,107 |
$752,764,219 |
94.93% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.77% |
42,354 |
$315,816,351 |
$332,418,496 |
$0 |
$251,816,732 |
$252,806,265 |
76.05% |
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.42% |
15,175 |
$4,857,500 |
$4,857,500 |
$0 |
$2,707,238 |
$2,703,233 |
55.65% |
| Missouri Total |
100.00% |
145,598 |
$46,618,575 |
$46,606,613 |
$0 |
$24,736,767 |
$22,677,286 |
48.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.68% |
8,384 |
$464,616 |
$464,616 |
$0 |
$181,495 |
$184,120 |
39.63% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
38 |
$25,701 |
$27,824 |
$0 |
$182,925 |
$552,018 |
1,983.96% |
| Missouri Total |
100.00% |
106,276 |
$207,548,649 |
$211,856,320 |
$37 |
$190,154,744 |
$194,051,268 |
91.60% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.60% |
41,303 |
$102,337,864 |
$102,339,890 |
$0 |
$70,385,370 |
$69,823,576 |
68.23% |
| Missouri Total |
100.00% |
229,712 |
$581,543,241 |
$584,863,816 |
$0 |
$437,225,084 |
$438,610,987 |
74.99% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.83% |
689,075 |
$1,797,019,744 |
$1,822,339,538 |
$0 |
$1,563,598,525 |
$1,566,602,207 |
85.97% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.08% |
581,821 |
$1,373,517,712 |
$1,382,231,212 |
$0 |
$1,238,324,765 |
$1,240,532,995 |
89.75% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.36% |
107,254 |
$423,502,032 |
$440,108,326 |
$0 |
$325,273,760 |
$326,069,212 |
74.09% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |