Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
2,538 |
$270,109 |
$270,109 |
$0 |
$4,425 |
$86,811 |
32.14% |
| Missouri Total |
100.00% |
5,469,519 |
$111,786,395 |
$111,483,321 |
$15,119 |
$41,272,752 |
$43,821,626 |
39.31% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.26% |
39 |
$566,700 |
$568,395 |
$0 |
$430,282 |
$420,626 |
74.00% |
| Missouri Total |
100.00% |
10,177 |
$45,112,948 |
$45,717,680 |
$0 |
$31,243,503 |
$32,275,835 |
70.60% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
59.47% |
59,443 |
$457,554,309 |
$460,703,879 |
$0 |
$414,192,828 |
$424,935,373 |
92.24% |
| Missouri Total |
100.00% |
110,545 |
$769,369,034 |
$772,474,860 |
$0 |
$686,461,116 |
$699,280,663 |
90.52% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.83% |
112,424 |
$616,323,654 |
$608,984,121 |
$0 |
$518,438,665 |
$502,757,784 |
82.56% |
| Missouri Total |
100.00% |
654,425 |
$2,386,247,635 |
$2,382,497,448 |
$0 |
$2,004,574,387 |
$1,982,254,630 |
83.20% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.15% |
39,876 |
$253,937,580 |
$254,697,233 |
$0 |
$192,809,029 |
$188,482,007 |
74.00% |
| Missouri Total |
100.00% |
139,008 |
$902,100,729 |
$902,828,516 |
$0 |
$703,716,601 |
$706,370,836 |
78.24% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.05% |
74,247 |
$21,180,685 |
$21,180,685 |
$0 |
$13,704,747 |
$13,946,403 |
65.84% |
| Missouri Total |
100.00% |
844,447 |
$300,645,160 |
$295,344,288 |
$0 |
$185,976,810 |
$185,006,303 |
62.64% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$52,841 |
$6,802 |
|
| Missouri Total |
100.00% |
1,254,330 |
$351,563,862 |
$373,290,521 |
$485,900 |
$237,891,721 |
$253,750,939 |
67.98% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.73% |
92,426 |
$6,804,076 |
$6,804,076 |
$0 |
$4,096,234 |
$4,185,463 |
61.51% |
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.98% |
151,193 |
$61,909,064 |
$61,909,064 |
$0 |
$107,897,463 |
$115,014,400 |
185.78% |
| Missouri Total |
100.00% |
2,037,004 |
$689,445,342 |
$689,671,968 |
$35,087 |
$588,054,933 |
$609,772,646 |
88.41% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.43% |
46,455 |
$385,478,087 |
$387,585,918 |
$0 |
$279,483,914 |
$286,420,501 |
73.90% |
| Missouri Total |
100.00% |
241,498 |
$1,266,595,288 |
$1,278,276,609 |
$0 |
$944,522,356 |
$954,521,239 |
74.67% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.57% |
14,231 |
$4,393,301 |
$4,393,301 |
$0 |
$2,185,458 |
$2,215,098 |
50.42% |
| Missouri Total |
100.00% |
174,758 |
$41,571,559 |
$40,956,327 |
$0 |
$19,743,003 |
$20,129,211 |
49.15% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
8,712 |
$398,446 |
$398,446 |
$0 |
$133,170 |
$134,538 |
33.77% |
| Missouri Total |
100.00% |
159,876 |
$62,712,790 |
$62,561,307 |
$3,131 |
$24,412,061 |
$25,278,119 |
40.41% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
43 |
$31,608 |
$33,716 |
$0 |
$232,998 |
$-50,324 |
-149.26% |
| Missouri Total |
100.00% |
104,950 |
$207,337,677 |
$212,352,222 |
$0 |
$209,925,380 |
$185,685,429 |
87.44% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.30% |
38,991 |
$93,938,447 |
$93,903,274 |
$0 |
$62,868,758 |
$63,918,738 |
68.07% |
| Missouri Total |
100.00% |
235,269 |
$576,421,509 |
$579,130,437 |
$0 |
$420,630,247 |
$419,589,932 |
72.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.05% |
640,618 |
$1,902,786,066 |
$1,901,432,217 |
$0 |
$1,596,530,812 |
$1,602,474,220 |
84.28% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.95% |
532,186 |
$1,418,546,177 |
$1,415,117,562 |
$0 |
$1,251,626,514 |
$1,249,835,669 |
88.32% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.18% |
108,432 |
$484,239,889 |
$486,314,655 |
$0 |
$344,904,298 |
$352,638,551 |
72.51% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |