Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
303 |
$24,377 |
$24,377 |
$0 |
$3,100 |
$13,953 |
57.24% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
56 |
$261,717 |
$260,643 |
$0 |
$355,112 |
$353,930 |
135.79% |
| Missouri Total |
100.00% |
13,075 |
$50,579,436 |
$50,512,204 |
$0 |
$37,065,683 |
$35,840,151 |
70.95% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
62.14% |
58,529 |
$449,355,779 |
$439,817,714 |
$0 |
$418,880,279 |
$417,518,159 |
94.93% |
| Missouri Total |
100.00% |
109,670 |
$723,145,275 |
$713,524,692 |
$0 |
$680,117,788 |
$681,435,278 |
95.50% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.74% |
183,781 |
$861,608,576 |
$892,830,439 |
$0 |
$760,328,615 |
$761,502,054 |
85.29% |
| Missouri Total |
100.00% |
652,091 |
$2,802,941,279 |
$2,843,353,090 |
$0 |
$2,427,601,371 |
$2,423,510,593 |
85.23% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.33% |
51,403 |
$313,078,636 |
$311,794,223 |
$0 |
$244,425,185 |
$243,611,348 |
78.13% |
| Missouri Total |
100.00% |
159,378 |
$999,161,114 |
$1,003,255,718 |
$0 |
$788,796,862 |
$792,897,084 |
79.03% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.32% |
68,875 |
$20,637,890 |
$20,637,890 |
$0 |
$15,102,545 |
$15,232,200 |
73.81% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$63,409 |
$20,252 |
|
| Missouri Total |
100.00% |
1,448,026 |
$324,646,590 |
$344,472,566 |
$503,101 |
$212,439,422 |
$212,761,970 |
61.76% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.68% |
86,869 |
$6,438,992 |
$6,438,992 |
$0 |
$4,233,876 |
$4,340,174 |
67.40% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.77% |
126,857 |
$56,270,361 |
$56,270,361 |
$0 |
$70,087,083 |
$75,851,136 |
134.80% |
| Missouri Total |
100.00% |
1,464,981 |
$576,111,965 |
$581,983,008 |
$145,989 |
$457,210,737 |
$486,537,133 |
83.60% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.45% |
47,478 |
$393,771,958 |
$394,055,015 |
$0 |
$296,199,491 |
$286,431,653 |
72.69% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.83% |
14,461 |
$4,655,193 |
$4,655,193 |
$0 |
$2,644,557 |
$2,652,650 |
56.98% |
| Missouri Total |
100.00% |
144,345 |
$39,352,114 |
$44,726,654 |
$0 |
$20,633,276 |
$20,692,102 |
46.26% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
9,095 |
$369,937 |
$369,937 |
$0 |
$132,857 |
$132,074 |
35.70% |
| Missouri Total |
100.00% |
238,734 |
$62,119,485 |
$61,463,348 |
$3,426 |
$25,627,755 |
$28,759,928 |
46.79% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
49 |
$26,602 |
$30,524 |
$0 |
$295,591 |
$434,078 |
1,422.09% |
| Missouri Total |
100.00% |
111,307 |
$210,293,108 |
$206,489,953 |
$0 |
$214,673,832 |
$251,441,454 |
121.77% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.99% |
35,189 |
$86,871,104 |
$87,005,055 |
$0 |
$62,686,339 |
$63,188,405 |
72.63% |
| Missouri Total |
100.00% |
251,112 |
$579,615,001 |
$578,102,282 |
$0 |
$462,572,992 |
$459,078,739 |
79.41% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
19.50% |
682,945 |
$2,193,371,122 |
$2,214,190,363 |
$0 |
$1,875,438,039 |
$1,871,282,066 |
84.51% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.89% |
576,673 |
$1,707,676,328 |
$1,728,074,639 |
$0 |
$1,513,479,204 |
$1,518,443,206 |
87.87% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.08% |
106,272 |
$485,694,794 |
$486,115,724 |
$0 |
$361,958,835 |
$352,838,860 |
72.58% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |