Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.81% |
68 |
$610,431 |
$609,855 |
$0 |
$133,742 |
$131,753 |
21.60% |
| Missouri Total |
100.00% |
24,164 |
$75,028,575 |
$74,641,495 |
$0 |
$61,272,752 |
$60,648,941 |
81.25% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
61.75% |
57,012 |
$420,472,619 |
$420,020,627 |
$0 |
$393,285,390 |
$388,440,569 |
92.48% |
| Missouri Total |
100.00% |
104,626 |
$680,909,063 |
$680,440,855 |
$0 |
$644,977,371 |
$641,294,777 |
94.25% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.59% |
184,686 |
$839,529,333 |
$852,863,351 |
$0 |
$708,869,519 |
$712,483,664 |
83.54% |
| Missouri Total |
100.00% |
594,620 |
$2,576,062,761 |
$2,588,216,058 |
$0 |
$2,283,759,066 |
$2,280,536,126 |
88.11% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.89% |
64,092 |
$357,883,901 |
$357,546,011 |
$0 |
$269,365,571 |
$265,360,320 |
74.22% |
| Missouri Total |
100.00% |
227,469 |
$1,158,477,348 |
$1,157,467,876 |
$0 |
$912,305,051 |
$919,636,337 |
79.45% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.92% |
64,443 |
$19,064,506 |
$19,194,853 |
$0 |
$13,831,051 |
$13,789,035 |
71.84% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$70,304 |
$23,094 |
|
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.53% |
78,867 |
$5,723,163 |
$5,723,149 |
$0 |
$3,894,338 |
$3,868,379 |
67.59% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.81% |
133,294 |
$48,432,214 |
$48,432,214 |
$0 |
$24,144,021 |
$24,661,461 |
50.92% |
| Missouri Total |
100.00% |
1,222,812 |
$493,705,878 |
$491,448,113 |
$23,604 |
$363,575,055 |
$369,513,763 |
75.19% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
37.13% |
65,550 |
$520,951,889 |
$508,009,950 |
$0 |
$336,113,948 |
$317,067,365 |
62.41% |
| Missouri Total |
100.00% |
237,448 |
$1,403,226,520 |
$1,403,823,495 |
$0 |
$975,900,877 |
$949,657,243 |
67.65% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.78% |
15,735 |
$4,982,603 |
$5,034,642 |
$0 |
$2,756,097 |
$2,716,416 |
53.95% |
| Missouri Total |
100.00% |
99,065 |
$36,160,572 |
$35,681,578 |
$0 |
$19,269,793 |
$19,396,289 |
54.36% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
10,127 |
$357,935 |
$362,252 |
$0 |
$141,894 |
$140,629 |
38.82% |
| Missouri Total |
100.00% |
153,238 |
$48,008,240 |
$47,982,108 |
$5,965 |
$17,684,818 |
$19,177,573 |
39.97% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
63 |
$42,357 |
$45,858 |
$0 |
$334,342 |
$145,551 |
317.40% |
| Missouri Total |
100.00% |
116,436 |
$211,978,898 |
$217,655,297 |
$0 |
$197,145,393 |
$230,953,198 |
106.11% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$920 |
$920 |
|
| Missouri Total |
100.00% |
64,791 |
$672,979,469 |
$673,070,004 |
$0 |
$555,727,153 |
$560,365,763 |
83.26% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.10% |
32,154 |
$85,202,831 |
$85,424,341 |
$0 |
$62,431,142 |
$62,052,635 |
72.64% |
| Missouri Total |
100.00% |
249,991 |
$564,149,552 |
$566,714,825 |
$0 |
$438,656,592 |
$442,214,536 |
78.03% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.24% |
706,091 |
$2,303,253,782 |
$2,303,267,103 |
$0 |
$1,815,372,279 |
$1,790,881,791 |
77.75% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.96% |
582,462 |
$1,691,716,167 |
$1,704,390,060 |
$0 |
$1,413,593,936 |
$1,408,758,275 |
82.65% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.60% |
123,629 |
$611,537,615 |
$598,877,043 |
$0 |
$401,778,343 |
$382,123,516 |
63.81% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |