Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
89 |
$631,189 |
$624,927 |
$0 |
$416,378 |
$418,394 |
66.95% |
| Missouri Total |
100.00% |
28,633 |
$79,695,463 |
$83,228,161 |
$0 |
$67,896,627 |
$66,781,656 |
80.24% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
63.51% |
59,108 |
$440,367,930 |
$416,381,278 |
$0 |
$395,666,114 |
$394,605,903 |
94.77% |
| Missouri Total |
100.00% |
107,363 |
$693,418,246 |
$669,431,594 |
$0 |
$614,125,231 |
$613,662,043 |
91.67% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
36.48% |
192,637 |
$883,617,161 |
$845,455,098 |
$0 |
$684,587,141 |
$715,458,218 |
84.62% |
| Missouri Total |
100.00% |
603,631 |
$2,422,230,132 |
$2,386,155,237 |
$0 |
$1,987,978,299 |
$1,987,566,427 |
83.30% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.68% |
82,706 |
$387,098,701 |
$382,517,738 |
$0 |
$290,255,921 |
$291,661,277 |
76.25% |
| Missouri Total |
100.00% |
236,229 |
$1,184,636,228 |
$1,179,978,027 |
$0 |
$903,069,529 |
$911,559,550 |
77.25% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.86% |
69,537 |
$19,292,874 |
$19,254,316 |
$0 |
$13,312,787 |
$13,555,607 |
70.40% |
| Missouri Total |
100.00% |
734,667 |
$245,599,771 |
$244,314,159 |
$0 |
$161,017,689 |
$162,927,287 |
66.69% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$72,320 |
$34,315 |
|
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.63% |
80,042 |
$5,592,039 |
$5,592,197 |
$0 |
$3,853,913 |
$3,883,868 |
69.45% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.94% |
144,383 |
$44,682,275 |
$44,682,275 |
$0 |
$23,011,173 |
$24,283,915 |
54.35% |
| Missouri Total |
100.00% |
1,329,457 |
$408,514,667 |
$405,168,784 |
$20,537 |
$306,379,691 |
$294,603,703 |
72.71% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
48.68% |
123,975 |
$774,123,007 |
$762,822,279 |
$0 |
$518,830,352 |
$538,989,684 |
70.66% |
| Missouri Total |
100.00% |
266,884 |
$1,590,335,037 |
$1,573,627,885 |
$2,212 |
$1,139,799,127 |
$1,079,482,093 |
68.60% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.71% |
18,164 |
$5,532,144 |
$5,532,631 |
$0 |
$3,195,493 |
$3,219,915 |
58.20% |
| Missouri Total |
100.00% |
107,309 |
$35,222,379 |
$34,784,887 |
$0 |
$20,310,084 |
$20,275,754 |
58.29% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.97% |
11,891 |
$384,940 |
$384,755 |
$0 |
$133,527 |
$135,839 |
35.31% |
| Missouri Total |
100.00% |
145,191 |
$39,645,578 |
$39,900,226 |
$5,138 |
$15,485,140 |
$15,608,594 |
39.12% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
73 |
$45,413 |
$46,950 |
$0 |
$426,139 |
$380,441 |
810.31% |
| Missouri Total |
100.00% |
118,725 |
$213,304,206 |
$211,846,907 |
$15 |
$189,030,224 |
$241,318,507 |
113.91% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
0 |
$-48,564 |
$-48,564 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
55,923 |
$568,811,801 |
$568,913,745 |
$0 |
$443,325,755 |
$440,903,381 |
77.50% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.43% |
32,071 |
$84,079,082 |
$83,723,621 |
$0 |
$63,572,261 |
$61,176,729 |
73.07% |
| Missouri Total |
100.00% |
237,947 |
$545,008,656 |
$545,241,327 |
$0 |
$411,859,542 |
$410,582,735 |
75.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.20% |
814,676 |
$2,645,398,191 |
$2,566,969,501 |
$0 |
$1,997,333,519 |
$2,047,804,105 |
79.78% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.66% |
628,502 |
$1,781,282,169 |
$1,714,507,829 |
$0 |
$1,411,175,747 |
$1,443,901,497 |
84.22% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.30% |
186,174 |
$864,116,022 |
$852,461,672 |
$0 |
$586,157,772 |
$603,902,608 |
70.84% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |