Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
90 |
$652,556 |
$649,732 |
$0 |
$310,644 |
$309,728 |
47.67% |
| Missouri Total |
100.00% |
33,261 |
$99,276,507 |
$94,674,641 |
$0 |
$67,789,007 |
$61,572,177 |
65.04% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
63.43% |
60,146 |
$420,884,805 |
$413,684,713 |
$0 |
$371,123,417 |
$379,484,129 |
91.73% |
| Missouri Total |
100.00% |
108,351 |
$663,531,642 |
$656,121,991 |
$0 |
$578,693,046 |
$587,019,959 |
89.47% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.03% |
128,971 |
$565,575,644 |
$567,172,951 |
$0 |
$449,363,215 |
$450,498,415 |
79.43% |
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.47% |
81,241 |
$398,420,196 |
$396,696,212 |
$0 |
$295,273,243 |
$294,402,936 |
74.21% |
| Missouri Total |
100.00% |
237,432 |
$1,155,849,485 |
$1,157,345,761 |
$0 |
$862,070,854 |
$871,260,520 |
75.28% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.36% |
54,197 |
$16,213,372 |
$16,321,324 |
$0 |
$10,875,228 |
$11,012,873 |
67.48% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$72,337 |
$29,248 |
|
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.86% |
75,586 |
$5,114,909 |
$5,114,766 |
$0 |
$3,597,924 |
$3,555,511 |
69.51% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.72% |
140,923 |
$41,886,602 |
$41,886,602 |
$0 |
$27,858,678 |
$27,870,585 |
66.54% |
| Missouri Total |
100.00% |
1,383,188 |
$357,408,725 |
$355,763,844 |
$15,260 |
$272,922,956 |
$260,208,900 |
73.14% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.16% |
84,240 |
$409,663,388 |
$409,073,753 |
$0 |
$305,142,209 |
$311,557,791 |
76.16% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.50% |
20,231 |
$6,353,877 |
$6,358,087 |
$0 |
$3,470,054 |
$3,458,009 |
54.39% |
| Missouri Total |
100.00% |
101,838 |
$34,348,959 |
$33,888,563 |
$0 |
$19,272,543 |
$19,798,837 |
58.42% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.98% |
12,917 |
$350,542 |
$350,299 |
$0 |
$171,158 |
$171,601 |
48.99% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
81 |
$51,302 |
$56,485 |
$0 |
$358,604 |
$365,457 |
647.00% |
| Missouri Total |
100.00% |
122,476 |
$216,940,674 |
$214,069,833 |
$0 |
$183,558,794 |
$201,804,311 |
94.27% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
0 |
$-51,197 |
$-51,197 |
$0 |
$-24,534 |
$-24,534 |
47.92% |
| Missouri Total |
100.00% |
53,247 |
$530,769,338 |
$531,124,265 |
$0 |
$410,981,886 |
$421,690,266 |
79.40% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.39% |
33,464 |
$85,873,800 |
$85,873,800 |
$0 |
$64,441,085 |
$62,042,315 |
72.25% |
| Missouri Total |
100.00% |
229,523 |
$524,098,129 |
$525,564,633 |
$0 |
$387,411,855 |
$385,440,998 |
73.34% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
19.92% |
692,087 |
$1,950,989,796 |
$1,943,187,527 |
$0 |
$1,532,033,262 |
$1,544,734,064 |
79.49% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.88% |
541,154 |
$1,448,748,084 |
$1,441,526,300 |
$0 |
$1,158,474,686 |
$1,167,163,425 |
80.97% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.51% |
150,933 |
$502,241,712 |
$501,661,227 |
$0 |
$373,558,576 |
$377,570,639 |
75.26% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |