Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
112 |
$832,985 |
$836,573 |
$0 |
$487,398 |
$480,393 |
57.42% |
| Missouri Total |
100.00% |
47,420 |
$126,541,131 |
$131,346,793 |
$0 |
$96,812,461 |
$94,855,503 |
72.22% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
62.30% |
61,397 |
$389,340,986 |
$391,075,835 |
$0 |
$355,852,834 |
$358,413,254 |
91.65% |
| Missouri Total |
100.00% |
106,066 |
$624,895,948 |
$626,630,255 |
$0 |
$556,624,216 |
$562,523,568 |
89.77% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.96% |
128,199 |
$541,195,030 |
$541,212,010 |
$0 |
$419,209,393 |
$424,158,147 |
78.37% |
| Missouri Total |
100.00% |
505,510 |
$2,007,103,666 |
$2,003,173,649 |
$0 |
$1,684,312,933 |
$1,646,221,270 |
82.18% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.90% |
88,545 |
$398,582,234 |
$400,299,216 |
$0 |
$294,514,403 |
$290,281,670 |
72.52% |
| Missouri Total |
100.00% |
265,597 |
$1,141,910,983 |
$1,142,851,740 |
$0 |
$869,814,187 |
$873,452,937 |
76.43% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.15% |
47,163 |
$15,115,715 |
$15,019,381 |
$0 |
$9,630,132 |
$9,448,442 |
62.91% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$72,623 |
$24,221 |
|
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.93% |
73,374 |
$4,760,365 |
$4,741,023 |
$0 |
$3,245,505 |
$3,276,017 |
69.10% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.53% |
130,000 |
$38,229,331 |
$38,229,331 |
$0 |
$25,470,032 |
$26,988,195 |
70.60% |
| Missouri Total |
100.00% |
1,243,398 |
$331,623,405 |
$331,119,779 |
$13,616 |
$254,223,258 |
$258,786,878 |
78.16% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.80% |
79,137 |
$322,982,611 |
$324,291,926 |
$0 |
$272,927,688 |
$267,121,917 |
82.37% |
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.14% |
22,521 |
$6,871,376 |
$6,867,269 |
$0 |
$3,829,368 |
$3,814,978 |
55.55% |
| Missouri Total |
100.00% |
95,275 |
$29,700,365 |
$28,823,472 |
$0 |
$16,157,355 |
$17,988,347 |
62.41% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.93% |
14,936 |
$342,828 |
$336,435 |
$0 |
$163,963 |
$158,454 |
47.10% |
| Missouri Total |
100.00% |
138,823 |
$36,727,590 |
$36,735,278 |
$4,219 |
$16,052,832 |
$17,324,879 |
47.16% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
93 |
$60,286 |
$63,309 |
$0 |
$481,463 |
$567,916 |
897.05% |
| Missouri Total |
100.00% |
154,272 |
$226,180,312 |
$219,939,917 |
$-871 |
$174,251,668 |
$218,484,815 |
99.34% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.02% |
0 |
$-62,421 |
$-62,421 |
$0 |
$1,341 |
$1,090 |
-1.75% |
| Missouri Total |
100.00% |
52,243 |
$399,999,652 |
$399,680,863 |
$0 |
$331,455,998 |
$326,264,355 |
81.63% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.34% |
35,399 |
$89,896,311 |
$89,900,296 |
$0 |
$60,974,941 |
$65,041,557 |
72.35% |
| Missouri Total |
100.00% |
434,608 |
$490,239,680 |
$483,785,674 |
$0 |
$360,881,200 |
$347,175,917 |
71.76% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
19.67% |
680,876 |
$1,808,147,637 |
$1,812,810,183 |
$0 |
$1,446,861,084 |
$1,449,776,251 |
79.97% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.47% |
528,790 |
$1,388,056,646 |
$1,391,413,369 |
$0 |
$1,108,482,320 |
$1,113,070,339 |
80.00% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.92% |
152,086 |
$420,090,991 |
$421,396,814 |
$0 |
$338,378,764 |
$336,705,912 |
79.90% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |