Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.05% |
156 |
$1,854,595 |
$1,844,451 |
$0 |
$1,725,417 |
$1,706,437 |
92.52% |
| Missouri Total |
100.00% |
301,530 |
$176,373,796 |
$179,721,808 |
$-649 |
$143,196,477 |
$139,197,534 |
77.45% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
63.05% |
59,343 |
$343,983,466 |
$359,955,902 |
$0 |
$332,180,566 |
$333,317,463 |
92.60% |
| Missouri Total |
100.00% |
97,553 |
$545,536,483 |
$561,678,984 |
$0 |
$523,318,124 |
$524,328,434 |
93.35% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.00% |
133,735 |
$561,315,458 |
$562,792,189 |
$0 |
$434,926,282 |
$421,469,336 |
74.89% |
| Missouri Total |
100.00% |
485,237 |
$2,004,949,742 |
$1,993,919,906 |
$0 |
$1,652,444,180 |
$1,623,044,418 |
81.40% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
39.27% |
90,247 |
$448,510,738 |
$446,056,108 |
$0 |
$327,587,728 |
$323,998,788 |
72.64% |
| Missouri Total |
100.00% |
269,933 |
$1,142,248,689 |
$1,151,819,957 |
$0 |
$831,655,694 |
$839,055,845 |
72.85% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.35% |
50,986 |
$14,755,774 |
$14,755,774 |
$0 |
$9,242,118 |
$9,591,527 |
65.00% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$79,237 |
$29,838 |
|
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.84% |
68,943 |
$4,163,665 |
$4,163,665 |
$0 |
$2,573,897 |
$2,664,730 |
64.00% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.98% |
116,520 |
$33,771,510 |
$33,771,510 |
$0 |
$21,311,554 |
$21,497,853 |
63.66% |
| Missouri Total |
100.00% |
1,061,148 |
$281,925,029 |
$281,526,112 |
$14,081 |
$225,743,687 |
$235,172,185 |
83.53% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
38.11% |
98,280 |
$349,746,979 |
$348,777,261 |
$0 |
$269,500,416 |
$284,449,986 |
81.56% |
| Missouri Total |
100.00% |
295,396 |
$917,829,288 |
$920,167,388 |
$2,799 |
$836,198,409 |
$905,306,253 |
98.38% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.71% |
29,043 |
$8,000,864 |
$7,877,973 |
$0 |
$4,079,828 |
$4,034,318 |
51.21% |
| Missouri Total |
100.00% |
92,263 |
$31,114,304 |
$30,847,967 |
$0 |
$16,265,975 |
$17,741,835 |
57.51% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.08% |
24,201 |
$728,056 |
$727,784 |
$0 |
$116,171 |
$119,195 |
16.38% |
| Missouri Total |
100.00% |
323,598 |
$35,038,403 |
$35,201,561 |
$4,218 |
$14,762,555 |
$15,150,216 |
43.04% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
102 |
$73,539 |
$77,965 |
$0 |
$350,797 |
$458,461 |
588.03% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-63 |
$-63 |
$0 |
$-5,458 |
$-5,458 |
8,663.49% |
| Missouri Total |
100.00% |
52,641 |
$430,507,723 |
$430,474,834 |
$0 |
$355,661,255 |
$357,703,596 |
83.10% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
19.48% |
36,863 |
$93,924,047 |
$93,923,955 |
$0 |
$66,682,734 |
$65,737,116 |
69.99% |
| Missouri Total |
100.00% |
206,675 |
$482,152,981 |
$485,951,130 |
$0 |
$347,057,903 |
$352,722,718 |
72.58% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.72% |
708,419 |
$1,860,828,628 |
$1,874,724,474 |
$0 |
$1,470,351,287 |
$1,469,069,590 |
78.36% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.82% |
519,930 |
$1,408,355,206 |
$1,423,339,599 |
$0 |
$1,129,626,799 |
$1,114,275,972 |
78.29% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.05% |
188,489 |
$452,473,422 |
$451,384,875 |
$0 |
$340,724,488 |
$354,793,618 |
78.60% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |