Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.96% |
327 |
$1,997,605 |
$2,018,325 |
$0 |
$2,097,516 |
$2,124,364 |
105.25% |
| Missouri Total |
100.00% |
85,198 |
$207,186,021 |
$208,643,668 |
$0 |
$151,685,312 |
$152,833,979 |
73.25% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
63.25% |
65,437 |
$322,464,052 |
$324,814,481 |
$0 |
$306,944,244 |
$308,004,394 |
94.82% |
| Missouri Total |
100.00% |
102,861 |
$509,805,798 |
$512,579,016 |
$0 |
$482,622,033 |
$484,276,163 |
94.48% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.91% |
156,874 |
$695,275,627 |
$693,854,904 |
$0 |
$570,158,759 |
$565,735,611 |
81.54% |
| Missouri Total |
100.00% |
655,152 |
$2,050,460,682 |
$2,047,788,163 |
$0 |
$1,728,158,433 |
$1,714,039,659 |
83.70% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
40.66% |
126,679 |
$503,895,400 |
$509,122,104 |
$0 |
$376,582,733 |
$381,404,740 |
74.91% |
| Missouri Total |
100.00% |
327,838 |
$1,239,216,740 |
$1,244,763,474 |
$0 |
$923,592,671 |
$937,673,203 |
75.33% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.89% |
43,562 |
$12,960,779 |
$12,960,780 |
$0 |
$8,196,924 |
$8,319,731 |
64.19% |
| Missouri Total |
100.00% |
733,895 |
$220,118,548 |
$219,285,057 |
$0 |
$165,816,300 |
$166,155,018 |
75.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$95,890 |
$-58,827 |
|
| Missouri Total |
100.00% |
1,125,267 |
$259,900,676 |
$260,513,436 |
$253,141 |
$212,934,734 |
$228,524,884 |
87.72% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.34% |
40,815 |
$2,031,916 |
$2,031,915 |
$0 |
$1,128,932 |
$1,177,709 |
57.96% |
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.58% |
96,866 |
$22,421,023 |
$22,421,023 |
$0 |
$11,534,832 |
$11,921,975 |
53.17% |
| Missouri Total |
100.00% |
951,366 |
$234,150,257 |
$235,327,544 |
$0 |
$180,958,786 |
$177,937,489 |
75.61% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
50.13% |
87,406 |
$219,852,513 |
$222,225,098 |
$0 |
$175,782,663 |
$179,328,860 |
80.70% |
| Missouri Total |
100.00% |
189,260 |
$438,556,358 |
$441,259,579 |
$2,918 |
$349,105,794 |
$352,000,915 |
79.77% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.46% |
30,881 |
$6,977,632 |
$7,079,216 |
$0 |
$4,013,694 |
$4,015,277 |
56.72% |
| Missouri Total |
100.00% |
89,039 |
$26,365,639 |
$26,384,901 |
$0 |
$14,775,980 |
$14,722,908 |
55.80% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
28,748 |
$387,968 |
$392,825 |
$0 |
$100,584 |
$103,298 |
26.30% |
| Missouri Total |
100.00% |
290,774 |
$35,291,790 |
$35,364,908 |
$4,704 |
$15,111,733 |
$16,011,121 |
45.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
109 |
$77,002 |
$43,611 |
$0 |
$363,114 |
$350,748 |
804.26% |
| Missouri Total |
100.00% |
130,788 |
$207,446,905 |
$201,536,525 |
$186,952 |
$149,032,662 |
$165,150,285 |
81.95% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
0 |
$-73,697 |
$-73,697 |
$0 |
$55,074 |
$46,043 |
-62.48% |
| Missouri Total |
100.00% |
66,269 |
$692,548,832 |
$696,517,314 |
$0 |
$646,320,274 |
$646,329,897 |
92.79% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.13% |
39,394 |
$96,122,711 |
$96,123,938 |
$0 |
$69,126,948 |
$68,715,200 |
71.49% |
| Missouri Total |
100.00% |
198,540 |
$455,009,751 |
$454,441,840 |
$0 |
$329,452,671 |
$328,813,631 |
72.36% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.17% |
717,098 |
$1,884,390,531 |
$1,893,014,523 |
$0 |
$1,526,181,907 |
$1,531,189,123 |
80.89% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.26% |
530,560 |
$1,561,046,402 |
$1,567,223,532 |
$0 |
$1,276,739,830 |
$1,278,629,697 |
81.59% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.44% |
186,538 |
$323,344,129 |
$325,790,991 |
$0 |
$249,442,077 |
$252,559,426 |
77.52% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |