Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.04% |
386 |
$2,180,450 |
$2,241,647 |
$0 |
$2,283,344 |
$2,283,481 |
101.87% |
| Missouri Total |
100.00% |
87,007 |
$210,628,599 |
$212,603,261 |
$0 |
$160,926,194 |
$161,360,391 |
75.90% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
62.84% |
63,585 |
$304,536,172 |
$310,092,400 |
$0 |
$288,418,985 |
$295,159,572 |
95.18% |
| Missouri Total |
100.00% |
100,624 |
$484,624,022 |
$490,105,025 |
$0 |
$452,111,209 |
$458,223,275 |
93.49% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.61% |
180,507 |
$710,863,415 |
$710,558,304 |
$0 |
$586,925,969 |
$590,096,704 |
83.05% |
| Missouri Total |
100.00% |
538,480 |
$2,114,877,846 |
$2,118,110,754 |
$0 |
$1,755,535,780 |
$1,768,789,278 |
83.51% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
39.23% |
127,232 |
$473,257,665 |
$486,522,759 |
$0 |
$364,045,435 |
$364,068,377 |
74.83% |
| Missouri Total |
100.00% |
326,045 |
$1,206,310,177 |
$1,220,304,803 |
$0 |
$922,953,524 |
$929,551,460 |
76.17% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.27% |
37,418 |
$11,513,548 |
$11,521,203 |
$0 |
$7,154,657 |
$7,124,804 |
61.84% |
| Missouri Total |
100.00% |
826,186 |
$218,668,481 |
$223,189,228 |
$0 |
$161,839,723 |
$162,520,532 |
72.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$125,247 |
$339,396 |
|
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
26,689 |
$1,533,029 |
$1,532,908 |
$0 |
$783,052 |
$808,283 |
52.73% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.85% |
100,576 |
$19,973,425 |
$19,973,425 |
$0 |
$12,845,223 |
$12,155,025 |
60.86% |
| Missouri Total |
100.00% |
846,466 |
$184,005,327 |
$182,778,042 |
$0 |
$130,083,713 |
$119,374,475 |
65.31% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
49.16% |
84,252 |
$203,520,143 |
$212,991,406 |
$0 |
$156,684,411 |
$159,707,718 |
74.98% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.45% |
28,969 |
$6,475,162 |
$6,460,603 |
$0 |
$3,601,356 |
$3,623,418 |
56.08% |
| Missouri Total |
100.00% |
74,933 |
$20,585,953 |
$20,492,069 |
$255 |
$12,405,523 |
$12,768,492 |
62.31% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.94% |
25,733 |
$318,952 |
$315,037 |
$0 |
$83,545 |
$86,494 |
27.46% |
| Missouri Total |
100.00% |
256,069 |
$33,897,113 |
$33,974,020 |
$5,104 |
$14,688,218 |
$14,849,565 |
43.71% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
115 |
$86,316 |
$86,316 |
$0 |
$343,420 |
$185,816 |
215.27% |
| Missouri Total |
100.00% |
130,101 |
$205,162,078 |
$198,031,471 |
$286,329 |
$140,639,101 |
$183,676,020 |
92.75% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-30,524 |
$1,221 |
$0 |
$1,426,259 |
$63,589 |
5,207.94% |
| Missouri Total |
100.00% |
80,690 |
$675,746,804 |
$677,581,956 |
$0 |
$539,764,950 |
$540,333,719 |
79.74% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.45% |
40,283 |
$92,723,432 |
$92,723,919 |
$0 |
$66,764,578 |
$66,241,112 |
71.44% |
| Missouri Total |
100.00% |
201,642 |
$432,218,959 |
$428,876,386 |
$0 |
$313,127,641 |
$315,120,265 |
73.48% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.91% |
715,745 |
$1,826,951,185 |
$1,855,021,148 |
$0 |
$1,491,485,481 |
$1,501,943,789 |
80.97% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.29% |
536,393 |
$1,523,857,704 |
$1,542,442,646 |
$0 |
$1,262,581,912 |
$1,272,035,642 |
82.47% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.67% |
179,352 |
$303,093,481 |
$312,578,502 |
$0 |
$228,903,569 |
$229,908,147 |
73.55% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |