Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.19% |
418 |
$2,530,774 |
$2,434,373 |
$0 |
$1,848,331 |
$1,840,198 |
75.59% |
| Missouri Total |
100.00% |
108,911 |
$213,067,406 |
$208,603,416 |
$889 |
$152,451,260 |
$153,251,127 |
73.47% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
60.79% |
51,329 |
$286,874,372 |
$279,762,655 |
$0 |
$262,970,925 |
$265,326,590 |
94.84% |
| Missouri Total |
100.00% |
129,949 |
$471,890,761 |
$464,638,207 |
$0 |
$424,701,223 |
$427,840,197 |
92.08% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.08% |
177,115 |
$655,684,298 |
$656,496,008 |
$0 |
$513,619,898 |
$521,086,354 |
79.37% |
| Missouri Total |
100.00% |
521,295 |
$2,043,759,231 |
$2,034,772,780 |
$0 |
$1,646,720,986 |
$1,677,153,032 |
82.42% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
41.32% |
137,237 |
$512,751,932 |
$493,197,284 |
$0 |
$364,642,170 |
$363,045,328 |
73.61% |
| Missouri Total |
100.00% |
341,640 |
$1,240,919,214 |
$1,219,533,648 |
$0 |
$912,495,981 |
$905,765,691 |
74.27% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.21% |
35,005 |
$10,618,866 |
$10,621,210 |
$0 |
$6,136,096 |
$6,146,187 |
57.87% |
| Missouri Total |
100.00% |
814,122 |
$203,840,252 |
$208,091,722 |
$0 |
$147,687,410 |
$147,890,089 |
71.07% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$117,876 |
$-214,834 |
|
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
18,354 |
$1,219,095 |
$1,218,821 |
$0 |
$567,386 |
$569,578 |
46.73% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.59% |
120,593 |
$18,301,760 |
$18,301,760 |
$0 |
$9,943,119 |
$10,662,933 |
58.26% |
| Missouri Total |
100.00% |
751,633 |
$172,887,922 |
$172,900,544 |
$0 |
$127,766,825 |
$131,863,432 |
76.27% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
51.27% |
80,101 |
$206,905,063 |
$195,552,668 |
$0 |
$142,993,475 |
$143,613,724 |
73.44% |
| Missouri Total |
100.00% |
173,628 |
$403,540,418 |
$393,273,014 |
$3,112 |
$304,853,227 |
$305,857,550 |
77.77% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.20% |
26,170 |
$6,032,999 |
$5,990,010 |
$0 |
$3,289,551 |
$3,290,442 |
54.93% |
| Missouri Total |
100.00% |
69,291 |
$18,735,830 |
$18,583,774 |
$0 |
$11,449,933 |
$11,323,993 |
60.93% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
19,755 |
$211,218 |
$210,667 |
$0 |
$34,935 |
$35,112 |
16.67% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
123 |
$90,443 |
$90,443 |
$0 |
$431,375 |
$325,455 |
359.85% |
| Missouri Total |
100.00% |
126,761 |
$207,496,536 |
$193,756,171 |
$235,333 |
$128,905,231 |
$163,123,353 |
84.19% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
976 |
$9,704,310 |
$9,699,725 |
$0 |
$9,177,371 |
$6,398,040 |
65.96% |
| Missouri Total |
100.00% |
62,422 |
$633,001,121 |
$633,285,444 |
$0 |
$510,785,888 |
$514,164,052 |
81.19% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.14% |
38,875 |
$86,560,604 |
$86,561,551 |
$0 |
$65,400,929 |
$65,681,089 |
75.88% |
| Missouri Total |
100.00% |
190,803 |
$391,032,013 |
$387,818,011 |
$0 |
$294,933,638 |
$300,142,075 |
77.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.24% |
706,051 |
$1,797,485,734 |
$1,760,137,175 |
$0 |
$1,381,173,437 |
$1,387,806,196 |
78.85% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.12% |
540,051 |
$1,487,981,097 |
$1,462,032,111 |
$0 |
$1,159,845,801 |
$1,168,462,334 |
79.92% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.77% |
166,000 |
$309,504,637 |
$298,105,064 |
$0 |
$221,327,636 |
$219,343,862 |
73.58% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |