Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
445 |
$2,592,229 |
$2,592,488 |
$0 |
$1,679,491 |
$1,693,263 |
65.31% |
| Missouri Total |
100.00% |
101,066 |
$176,302,725 |
$175,576,748 |
$140,194 |
$111,571,200 |
$113,379,188 |
64.58% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
53.30% |
49,341 |
$260,028,264 |
$260,028,264 |
$0 |
$249,163,182 |
$247,048,173 |
95.01% |
| Missouri Total |
100.00% |
134,075 |
$487,828,913 |
$487,707,744 |
$0 |
$458,395,289 |
$460,239,924 |
94.37% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.18% |
164,748 |
$624,419,384 |
$622,032,627 |
$0 |
$499,475,700 |
$491,648,400 |
79.04% |
| Missouri Total |
100.00% |
529,308 |
$2,002,684,307 |
$2,001,689,869 |
$0 |
$1,647,874,254 |
$1,634,484,226 |
81.66% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
42.17% |
133,997 |
$493,487,970 |
$493,555,498 |
$0 |
$355,763,299 |
$352,858,577 |
71.49% |
| Missouri Total |
100.00% |
333,451 |
$1,170,130,926 |
$1,170,358,339 |
$0 |
$857,038,070 |
$863,867,476 |
73.81% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.07% |
33,392 |
$10,112,629 |
$10,115,775 |
$0 |
$5,779,075 |
$5,650,336 |
55.86% |
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$114,966 |
$95,130 |
|
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
24,641 |
$1,041,197 |
$1,038,184 |
$0 |
$497,118 |
$501,537 |
48.31% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.05% |
123,559 |
$13,450,409 |
$13,450,409 |
$0 |
$5,438,580 |
$5,736,518 |
42.65% |
| Missouri Total |
100.00% |
788,966 |
$148,663,632 |
$147,405,469 |
$0 |
$108,076,042 |
$117,972,833 |
80.03% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
51.37% |
78,136 |
$207,404,658 |
$207,341,127 |
$0 |
$134,192,653 |
$133,762,135 |
64.51% |
| Missouri Total |
100.00% |
171,656 |
$403,756,711 |
$404,165,742 |
$0 |
$278,284,429 |
$276,889,791 |
68.51% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.65% |
24,325 |
$5,677,512 |
$5,670,446 |
$0 |
$3,139,250 |
$3,071,795 |
54.17% |
| Missouri Total |
100.00% |
59,022 |
$16,385,716 |
$16,248,416 |
$0 |
$10,212,618 |
$10,244,914 |
63.05% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
12,324 |
$96,185 |
$96,185 |
$0 |
$13,270 |
$13,297 |
13.82% |
| Missouri Total |
100.00% |
142,909 |
$32,607,359 |
$32,557,670 |
$9,676 |
$14,486,339 |
$15,171,764 |
46.60% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
131 |
$102,545 |
$102,545 |
$0 |
$446,737 |
$264,044 |
257.49% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.49% |
2,553 |
$24,015,095 |
$24,323,954 |
$0 |
$22,396,330 |
$21,014,955 |
86.40% |
| Missouri Total |
100.00% |
74,566 |
$687,726,290 |
$688,549,873 |
$0 |
$584,882,519 |
$569,541,064 |
82.72% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.53% |
37,643 |
$83,672,082 |
$83,665,527 |
$0 |
$62,676,867 |
$62,295,715 |
74.46% |
| Missouri Total |
100.00% |
167,331 |
$355,636,160 |
$349,586,468 |
$260 |
$262,414,053 |
$257,477,133 |
73.65% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.75% |
685,235 |
$1,726,100,159 |
$1,724,013,029 |
$0 |
$1,340,776,518 |
$1,325,653,875 |
76.89% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.63% |
530,123 |
$1,405,132,082 |
$1,402,813,245 |
$0 |
$1,117,911,411 |
$1,105,231,934 |
78.79% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.90% |
155,112 |
$320,968,077 |
$321,199,784 |
$0 |
$222,865,107 |
$220,421,941 |
68.62% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |