Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$6,826 |
$5,755 |
$0 |
$18,117 |
$18,498 |
321.42% |
| Missouri Total |
100.00% |
4,212,201 |
$87,160,796 |
$87,586,505 |
$0 |
$51,632,494 |
$56,380,230 |
64.37% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.63% |
713 |
$2,362,636 |
$2,339,337 |
$0 |
$1,879,966 |
$2,339,337 |
100.00% |
| Missouri Total |
100.00% |
79,408 |
$144,915,810 |
$144,550,844 |
$77,008 |
$94,952,549 |
$93,731,192 |
64.84% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
51.27% |
50,222 |
$212,000,459 |
$211,225,304 |
$0 |
$228,837,491 |
$240,222,329 |
113.73% |
| Missouri Total |
100.00% |
116,796 |
$413,511,396 |
$412,717,467 |
$0 |
$416,503,751 |
$428,679,354 |
103.87% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.67% |
282,428 |
$639,352,462 |
$640,337,322 |
$0 |
$477,567,171 |
$480,607,765 |
75.06% |
| Missouri Total |
100.00% |
662,523 |
$1,957,296,360 |
$1,969,128,831 |
$0 |
$1,613,528,243 |
$1,603,626,587 |
81.44% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.64% |
128,071 |
$357,088,611 |
$358,220,761 |
$0 |
$266,700,022 |
$268,851,086 |
75.05% |
| Missouri Total |
100.00% |
367,486 |
$1,061,400,007 |
$1,061,986,721 |
$0 |
$795,089,132 |
$808,384,127 |
76.12% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.46% |
100,931 |
$14,247,194 |
$12,012,398 |
$0 |
$6,710,123 |
$6,805,331 |
56.65% |
| Missouri Total |
100.00% |
858,934 |
$191,105,734 |
$189,372,101 |
$0 |
$134,629,290 |
$134,927,961 |
71.25% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.02% |
0 |
$-42,316 |
$-35,679 |
$0 |
$12,516 |
$12,779 |
-35.82% |
| Missouri Total |
100.00% |
1,266,752 |
$256,309,616 |
$254,915,092 |
$101,841 |
$184,783,260 |
$196,034,771 |
76.90% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
29 |
$183,785 |
$183,785 |
$0 |
$85,507 |
$114,777 |
62.45% |
| Missouri Total |
100.00% |
7,932 |
$76,214,475 |
$76,067,986 |
$0 |
$57,629,971 |
$59,240,391 |
77.88% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
1,888 |
$2,707,029 |
$2,817,923 |
$0 |
$2,900,082 |
$3,062,686 |
108.69% |
| Missouri Total |
100.00% |
215,564 |
$226,491,723 |
$225,782,304 |
$0 |
$174,595,822 |
$175,866,146 |
77.89% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.18% |
11,242 |
$11,326,681 |
$11,326,407 |
$0 |
$5,901,734 |
$5,968,664 |
52.70% |
| Missouri Total |
100.00% |
643,992 |
$138,403,489 |
$138,339,711 |
$0 |
$101,010,079 |
$105,913,017 |
76.56% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
0 |
$179,289 |
$0 |
$107,994 |
$0 |
60.23% |
| Missouri Total |
100.00% |
2,937,935 |
$441,547,932 |
$1,921,557 |
$389,417,306 |
$196,767,469 |
88.19% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
54.86% |
79,157 |
$203,333,074 |
$202,431,030 |
$0 |
$137,873,098 |
$139,361,512 |
68.84% |
| Missouri Total |
100.00% |
167,382 |
$370,646,228 |
$370,337,030 |
$2,300 |
$269,723,548 |
$264,857,277 |
71.52% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
35.57% |
21,759 |
$5,229,601 |
$5,230,944 |
$0 |
$2,671,574 |
$2,727,747 |
52.15% |
| Missouri Total |
100.00% |
71,183 |
$14,700,416 |
$14,706,583 |
$0 |
$7,394,294 |
$7,197,429 |
48.94% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
145 |
$110,226 |
$110,226 |
$0 |
$373,906 |
$518,594 |
470.48% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.05% |
4,673 |
$31,314,511 |
$31,314,511 |
$0 |
$20,357,019 |
$23,031,874 |
73.55% |
| Missouri Total |
100.00% |
128,052 |
$517,594,148 |
$518,891,924 |
$0 |
$426,220,010 |
$428,841,919 |
82.65% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.45% |
45,504 |
$81,277,383 |
$84,606,937 |
$0 |
$62,774,955 |
$66,560,034 |
78.67% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$5 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
22.54% |
726,762 |
$1,560,498,162 |
$1,562,126,961 |
$0 |
$1,214,663,281 |
$1,240,203,013 |
79.39% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.13% |
575,524 |
$1,239,233,367 |
$1,238,433,313 |
$0 |
$990,612,729 |
$1,008,003,252 |
81.39% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$179,289 |
$0 |
$107,994 |
$0 |
60.23% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.13% |
151,238 |
$321,264,795 |
$323,693,648 |
$0 |
$224,050,552 |
$232,199,761 |
71.73% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$5 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$179,294 |
$0 |
$107,994 |
$0 |
60.23% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |