Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
678 |
$245,660 |
$200,110 |
$0 |
$18,210 |
$18,498 |
9.24% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.19% |
713 |
$2,973,517 |
$2,968,673 |
$0 |
$1,879,966 |
$2,968,673 |
100.00% |
| Missouri Total |
100.00% |
103,437 |
$135,911,686 |
$138,782,958 |
$46,597 |
$85,819,359 |
$84,663,539 |
61.00% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
55.11% |
48,366 |
$231,559,637 |
$229,666,312 |
$0 |
$218,709,284 |
$222,956,234 |
97.08% |
| Missouri Total |
100.00% |
117,647 |
$420,193,581 |
$417,299,279 |
$0 |
$395,799,056 |
$396,430,854 |
95.00% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.18% |
269,877 |
$593,103,266 |
$595,720,236 |
$0 |
$466,433,865 |
$467,749,511 |
78.52% |
| Missouri Total |
100.00% |
643,144 |
$1,734,986,043 |
$1,732,987,386 |
$0 |
$1,460,725,710 |
$1,475,263,750 |
85.13% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.91% |
132,443 |
$337,875,288 |
$340,165,506 |
$0 |
$265,715,071 |
$267,092,235 |
78.52% |
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.88% |
53,340 |
$12,374,387 |
$10,079,950 |
$0 |
$6,992,439 |
$7,106,031 |
70.50% |
| Missouri Total |
100.00% |
957,092 |
$179,952,585 |
$177,933,575 |
$0 |
$125,274,508 |
$125,921,554 |
70.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
218 |
$477,716 |
$389,139 |
$0 |
$706,793 |
$717,972 |
184.50% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
1,628 |
$2,197,847 |
$2,110,514 |
$0 |
$2,208,860 |
$2,551,310 |
120.89% |
| Missouri Total |
100.00% |
168,425 |
$222,976,189 |
$221,626,847 |
$0 |
$169,513,720 |
$172,179,604 |
77.69% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.20% |
14,171 |
$9,951,386 |
$9,976,404 |
$0 |
$5,679,098 |
$5,739,637 |
57.53% |
| Missouri Total |
100.00% |
787,028 |
$121,404,526 |
$123,205,114 |
$0 |
$102,608,262 |
$107,131,127 |
86.95% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
220 |
$2,148,469 |
$0 |
$2,219,300 |
$3,191 |
103.30% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
56.25% |
83,421 |
$200,125,669 |
$191,638,612 |
$0 |
$130,514,245 |
$135,094,840 |
70.49% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.85% |
20,521 |
$4,457,395 |
$4,497,007 |
$0 |
$2,389,258 |
$2,427,046 |
53.97% |
| Missouri Total |
100.00% |
73,833 |
$13,166,610 |
$13,197,137 |
$0 |
$6,814,223 |
$6,245,948 |
47.33% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
153 |
$123,922 |
$123,922 |
$0 |
$287,120 |
$213,876 |
172.59% |
| Missouri Total |
100.00% |
131,359 |
$193,810,804 |
$181,939,093 |
$65,099 |
$92,957,108 |
$105,722,750 |
58.11% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.47% |
1,715 |
$9,900,068 |
$9,900,068 |
$0 |
$5,496,295 |
$7,964,559 |
80.45% |
| Missouri Total |
100.00% |
37,294 |
$285,599,274 |
$286,228,563 |
$0 |
$216,845,340 |
$230,982,475 |
80.70% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.42% |
44,310 |
$82,597,058 |
$79,314,989 |
$0 |
$59,825,826 |
$62,710,982 |
79.07% |
| Missouri Total |
100.00% |
165,130 |
$324,879,304 |
$321,465,021 |
$73 |
$243,883,414 |
$260,428,319 |
81.01% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$419 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.54% |
671,554 |
$1,487,962,816 |
$1,476,751,442 |
$0 |
$1,166,856,330 |
$1,185,311,404 |
80.26% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.69% |
521,434 |
$1,190,758,704 |
$1,191,276,844 |
$0 |
$968,343,586 |
$976,900,101 |
82.00% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
220 |
$2,148,469 |
$0 |
$2,219,300 |
$3,191 |
103.30% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.62% |
150,120 |
$297,204,112 |
$285,474,598 |
$0 |
$198,512,744 |
$208,411,303 |
73.01% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$419 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
220 |
$2,148,888 |
$0 |
$2,219,300 |
$3,191 |
103.28% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |