Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.12% |
89,222 |
$1,175,679 |
$1,000,527 |
$0 |
$558,409 |
$559,206 |
55.89% |
| Missouri Total |
100.00% |
4,501,659 |
$105,142,951 |
$105,661,993 |
$0 |
$47,992,224 |
$49,741,908 |
47.08% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.84% |
604 |
$2,370,711 |
$2,417,706 |
$0 |
$1,839,761 |
$2,417,706 |
100.00% |
| Missouri Total |
100.00% |
74,710 |
$128,982,788 |
$129,705,060 |
$46,779 |
$83,277,556 |
$83,056,149 |
64.03% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
51.42% |
48,326 |
$186,760,894 |
$188,450,334 |
$0 |
$202,483,076 |
$197,924,019 |
105.03% |
| Missouri Total |
100.00% |
114,931 |
$363,206,650 |
$364,709,162 |
$0 |
$358,919,483 |
$356,212,467 |
97.67% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
38.40% |
256,255 |
$606,971,816 |
$631,537,996 |
$0 |
$507,080,253 |
$509,854,910 |
80.73% |
| Missouri Total |
100.00% |
604,391 |
$1,580,839,426 |
$1,606,315,955 |
$0 |
$1,371,899,838 |
$1,296,313,480 |
80.70% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
39.82% |
139,350 |
$353,037,375 |
$368,148,203 |
$0 |
$294,936,728 |
$297,214,371 |
80.73% |
| Missouri Total |
100.00% |
326,080 |
$886,637,972 |
$900,721,252 |
$0 |
$700,662,436 |
$712,898,312 |
79.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.79% |
51,536 |
$13,258,979 |
$11,283,665 |
$0 |
$6,523,229 |
$6,532,538 |
57.89% |
| Missouri Total |
100.00% |
754,721 |
$170,101,342 |
$167,187,309 |
$0 |
$118,680,807 |
$122,583,830 |
73.32% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
8,498 |
$1,376,468 |
$1,171,403 |
$0 |
$913,665 |
$914,969 |
78.11% |
| Missouri Total |
100.00% |
1,061,393 |
$243,294,314 |
$241,790,431 |
$79,672 |
$161,498,969 |
$188,529,874 |
77.97% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
776 |
$518,236 |
$539,464 |
$0 |
$452,469 |
$452,469 |
83.87% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.73% |
15,940 |
$9,086,898 |
$9,434,045 |
$0 |
$4,064,788 |
$4,103,147 |
43.49% |
| Missouri Total |
100.00% |
1,214,997 |
$117,584,904 |
$117,788,867 |
$0 |
$90,581,960 |
$98,006,992 |
83.21% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.19% |
114,685 |
$9,431,057 |
$0 |
$4,917,522 |
$2,696,296 |
52.14% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
57.80% |
84,777 |
$190,129,731 |
$197,178,542 |
$0 |
$121,775,768 |
$121,028,865 |
61.38% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.70% |
17,680 |
$3,717,956 |
$3,718,870 |
$0 |
$1,878,720 |
$1,881,401 |
50.59% |
| Missouri Total |
100.00% |
69,584 |
$11,369,837 |
$11,350,265 |
$0 |
$6,092,444 |
$5,992,842 |
52.80% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
165 |
$132,025 |
$132,025 |
$0 |
$311,004 |
$169,224 |
128.18% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
242 |
$1,430,722 |
$1,430,722 |
$0 |
$690,155 |
$1,256,239 |
87.80% |
| Missouri Total |
100.00% |
23,564 |
$128,954,432 |
$126,659,916 |
$0 |
$95,594,103 |
$109,997,112 |
86.84% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.25% |
41,002 |
$75,285,565 |
$78,369,656 |
$0 |
$60,037,705 |
$60,953,927 |
77.78% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,762 |
$121,190 |
$0 |
$75,000 |
$49,255 |
61.89% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.43% |
754,373 |
$1,445,253,055 |
$1,494,813,158 |
$0 |
$1,203,545,730 |
$1,205,262,991 |
80.63% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.21% |
610,507 |
$1,174,557,056 |
$1,213,983,343 |
$0 |
$1,018,852,378 |
$1,019,973,335 |
84.02% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
114,685 |
$9,431,057 |
$0 |
$4,917,522 |
$2,696,296 |
52.14% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.81% |
143,866 |
$270,695,999 |
$280,829,815 |
$0 |
$184,693,352 |
$185,289,656 |
65.98% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,762 |
$121,190 |
$0 |
$75,000 |
$49,255 |
61.89% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
116,447 |
$9,552,247 |
$0 |
$4,992,522 |
$2,745,551 |
52.27% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |