Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.19% |
110,754 |
$1,142,253 |
$977,286 |
$0 |
$792,365 |
$790,339 |
80.87% |
| Missouri Total |
100.00% |
3,112,785 |
$96,313,011 |
$96,004,545 |
$103,738 |
$49,204,603 |
$51,379,533 |
53.52% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.69% |
646 |
$1,934,548 |
$1,948,445 |
$0 |
$2,607,628 |
$2,600,960 |
133.49% |
| Missouri Total |
100.00% |
77,628 |
$114,366,125 |
$113,733,916 |
$22,495 |
$70,155,731 |
$70,614,791 |
62.09% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
50.09% |
48,439 |
$141,404,267 |
$141,938,114 |
$0 |
$125,005,938 |
$130,228,709 |
91.75% |
| Missouri Total |
100.00% |
87,468 |
$282,297,910 |
$282,585,106 |
$0 |
$249,091,181 |
$255,551,524 |
90.43% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
48.71% |
119,371 |
$482,362,807 |
$484,801,225 |
$0 |
$378,056,639 |
$374,210,183 |
77.19% |
| Missouri Total |
100.00% |
388,370 |
$990,361,626 |
$991,633,986 |
$0 |
$858,201,657 |
$874,822,148 |
88.22% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
42.79% |
143,325 |
$344,208,373 |
$346,370,236 |
$0 |
$269,776,729 |
$267,357,553 |
77.19% |
| Missouri Total |
100.00% |
335,440 |
$804,495,751 |
$806,421,137 |
$0 |
$617,065,254 |
$620,790,892 |
76.98% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.02% |
34,801 |
$9,919,533 |
$8,486,928 |
$0 |
$6,374,764 |
$6,312,532 |
74.38% |
| Missouri Total |
100.00% |
676,475 |
$141,386,608 |
$134,078,757 |
$43,464 |
$101,787,485 |
$102,738,450 |
76.63% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
5,880 |
$1,140,428 |
$975,725 |
$0 |
$584,804 |
$583,308 |
59.78% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
132 |
$94,909 |
$108,675 |
$0 |
$128,021 |
$138,236 |
127.20% |
| Missouri Total |
100.00% |
99,512 |
$153,031,398 |
$151,573,487 |
$0 |
$122,604,054 |
$131,392,182 |
86.69% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.34% |
20,607 |
$7,765,302 |
$7,791,768 |
$0 |
$3,689,505 |
$3,724,092 |
47.80% |
| Missouri Total |
100.00% |
827,624 |
$232,404,579 |
$232,951,401 |
$0 |
$86,691,187 |
$189,878,256 |
81.51% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.47% |
118,521 |
$8,418,722 |
$0 |
$3,456,953 |
$2,755,732 |
41.06% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
57.71% |
78,899 |
$174,987,887 |
$167,681,024 |
$0 |
$105,484,618 |
$104,904,122 |
62.56% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.75% |
11,564 |
$2,051,868 |
$2,052,141 |
$0 |
$929,380 |
$927,003 |
45.17% |
| Missouri Total |
100.00% |
56,445 |
$7,968,150 |
$7,990,035 |
$0 |
$3,230,658 |
$3,674,059 |
45.98% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.15% |
58,266 |
$74,825,212 |
$85,678,165 |
$0 |
$61,222,906 |
$60,435,131 |
70.54% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
258 |
$5,909 |
$0 |
$0 |
$7,186 |
0.00% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.91% |
632,684 |
$1,241,837,387 |
$1,248,809,732 |
$0 |
$954,653,297 |
$952,212,168 |
76.25% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.07% |
483,955 |
$989,972,420 |
$993,398,402 |
$0 |
$787,016,393 |
$785,945,912 |
79.12% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
118,521 |
$8,418,722 |
$0 |
$3,456,953 |
$2,755,732 |
41.06% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.11% |
148,729 |
$251,864,967 |
$255,411,330 |
$0 |
$167,636,904 |
$166,266,256 |
65.10% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
258 |
$5,909 |
$0 |
$0 |
$7,186 |
0.00% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
118,779 |
$8,424,631 |
$0 |
$3,456,953 |
$2,762,918 |
41.03% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |