Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.33% |
656 |
$2,430,411 |
$2,394,865 |
$0 |
$2,244,108 |
$2,232,265 |
93.21% |
| Missouri Total |
100.00% |
68,290 |
$104,258,757 |
$104,968,781 |
$69,045 |
$59,230,012 |
$62,078,754 |
59.14% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
48.35% |
47,302 |
$125,891,843 |
$124,890,851 |
$0 |
$103,009,242 |
$105,932,825 |
84.82% |
| Missouri Total |
100.00% |
100,911 |
$260,393,514 |
$250,981,820 |
$0 |
$214,268,430 |
$217,289,598 |
86.58% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
44.56% |
181,888 |
$401,871,467 |
$390,019,032 |
$0 |
$327,483,758 |
$324,254,824 |
83.14% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
52.33% |
149,412 |
$372,207,530 |
$366,763,830 |
$0 |
$280,321,522 |
$278,842,211 |
76.03% |
| Missouri Total |
100.00% |
343,012 |
$711,249,400 |
$706,408,289 |
$0 |
$530,984,633 |
$536,413,416 |
75.94% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
41 |
$87,527 |
$86,247 |
$0 |
$65,965 |
$65,617 |
76.08% |
| Missouri Total |
100.00% |
90,067 |
$129,108,423 |
$126,847,899 |
$0 |
$100,541,376 |
$103,551,157 |
81.63% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.38% |
22,668 |
$12,586,298 |
$12,402,218 |
$0 |
$3,957,928 |
$3,957,928 |
31.91% |
| Missouri Total |
100.00% |
874,250 |
$121,222,794 |
$119,312,628 |
$0 |
$71,856,629 |
$68,055,783 |
57.04% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.70% |
124,211 |
$5,905,238 |
$0 |
$1,975,348 |
$2,097,691 |
33.45% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
53.72% |
74,311 |
$152,140,042 |
$153,179,713 |
$0 |
$93,093,668 |
$91,380,430 |
59.66% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.53% |
61,828 |
$87,136,445 |
$87,731,904 |
$0 |
$58,308,220 |
$57,235,151 |
65.24% |
| Missouri Total |
100.00% |
205,175 |
$341,322,625 |
$341,769,460 |
$0 |
$231,360,020 |
$229,580,797 |
67.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
29.96% |
538,106 |
$1,154,351,563 |
$1,137,468,660 |
$0 |
$868,484,411 |
$863,901,251 |
75.95% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.79% |
401,967 |
$915,075,076 |
$896,557,043 |
$0 |
$717,082,523 |
$715,285,670 |
79.78% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
124,211 |
$5,905,238 |
$0 |
$1,975,348 |
$2,097,691 |
33.45% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.56% |
136,139 |
$239,276,487 |
$240,911,617 |
$0 |
$151,401,888 |
$148,615,581 |
61.69% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
124,211 |
$5,905,238 |
$0 |
$1,975,348 |
$2,097,691 |
33.45% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |