Company Name:
HEALTHY ALLIANCE LIFE INSURANCE COMPANYCompany Address:
1831 Chestnut Street
St. Louis, MO 63103-2275Mailing Address:
N17 W24222 Riverwood Dr., Suite 300
Waukesha, WI 53188Mailing Phone:
8003311476Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-11-22
| Line |
Authorized Date |
| Accident and Health |
1993-11-22 |
| Life, annuities and endowments |
1993-11-22 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.94% |
278 |
$807,031 |
$833,792 |
$0 |
$540,906 |
$561,039 |
67.29% |
| Missouri Total |
100.00% |
61,735 |
$85,579,770 |
$84,644,366 |
$26,942 |
$51,186,679 |
$50,980,674 |
60.23% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
43.87% |
46,728 |
$112,459,908 |
$111,511,674 |
$0 |
$98,275,744 |
$100,751,877 |
90.35% |
| Missouri Total |
100.00% |
85,063 |
$256,341,654 |
$255,462,453 |
$0 |
$230,754,439 |
$223,561,793 |
87.51% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
44.97% |
168,501 |
$333,457,323 |
$344,514,867 |
$0 |
$299,430,277 |
$310,575,691 |
90.15% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
55.42% |
137,144 |
$301,118,536 |
$311,103,716 |
$0 |
$251,905,162 |
$261,281,593 |
83.99% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
41 |
$60,958 |
$62,979 |
$0 |
$42,139 |
$43,708 |
69.40% |
| Missouri Total |
100.00% |
77,135 |
$113,705,041 |
$112,808,723 |
$0 |
$91,451,077 |
$93,632,116 |
83.00% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.33% |
20,747 |
$8,113,615 |
$8,382,665 |
$0 |
$2,097,178 |
$2,175,180 |
25.95% |
| Missouri Total |
100.00% |
746,399 |
$110,671,927 |
$108,898,969 |
$0 |
$68,039,680 |
$72,206,007 |
66.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
15,968 |
$145,781 |
$0 |
$0 |
$265,611 |
0.00% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
54.43% |
49,264 |
$149,423,675 |
$129,332,015 |
$0 |
$59,198,796 |
$61,295,029 |
47.39% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.45% |
67,132 |
$98,327,115 |
$85,105,950 |
$0 |
$58,341,051 |
$60,406,911 |
70.98% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
29.20% |
489,835 |
$1,003,768,161 |
$990,847,658 |
$0 |
$769,831,253 |
$797,091,028 |
80.45% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.42% |
373,439 |
$756,017,371 |
$776,409,693 |
$0 |
$652,291,406 |
$675,389,088 |
86.99% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
15,968 |
$145,781 |
$0 |
$0 |
$265,611 |
0.00% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
26.02% |
116,396 |
$247,750,790 |
$214,437,965 |
$0 |
$117,539,847 |
$121,701,940 |
56.75% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
15,968 |
$145,781 |
$0 |
$0 |
$265,611 |
0.00% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |