Company Name:
GOLDEN RULE INSURANCE COMPANYCompany Address:
500 E. 96th Street
Indianapolis, IN 46240Mailing Address:
9800 Health Care Lane
Minnetonka, MN 55343Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1965-09-27
| Line |
Authorized Date |
| Accident and Health |
1965-09-27 |
| Life, annuities and endowments |
1965-09-27 |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.82% |
4,765 |
$1,126,826 |
$1,128,575 |
$0 |
$197,287 |
$206,216 |
18.27% |
| Missouri Total |
100.00% |
1,066,748 |
$61,809,439 |
$61,547,822 |
$0 |
$25,013,410 |
$23,499,289 |
38.18% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.20% |
6,849 |
$39,114,726 |
$39,201,593 |
$0 |
$29,991,397 |
$28,086,499 |
71.65% |
| Missouri Total |
100.00% |
236,250 |
$1,687,937,256 |
$1,701,002,674 |
$0 |
$1,424,719,625 |
$1,414,517,399 |
83.16% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.19% |
12,085 |
$4,974,131 |
$4,974,862 |
$0 |
$2,558,380 |
$2,536,123 |
50.98% |
| Missouri Total |
100.00% |
106,878 |
$45,084,404 |
$45,051,477 |
$0 |
$23,097,933 |
$23,229,111 |
51.56% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$5,352 |
$5,352 |
$0 |
$0 |
$-12 |
-0.22% |
| Missouri Total |
100.00% |
101,897 |
$110,488,483 |
$108,640,778 |
$11,762,059 |
$62,222,242 |
$57,211,714 |
52.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.84% |
21,011 |
$28,842,725 |
$28,857,095 |
$0 |
$13,729,767 |
$13,418,099 |
46.50% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
323 |
$973,375 |
$976,401 |
$0 |
$900,928 |
$896,372 |
91.80% |
| Missouri Total |
100.00% |
197,643 |
$503,257,909 |
$503,810,924 |
$0 |
$394,511,283 |
$393,747,801 |
78.15% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
777 |
$531,337 |
$531,340 |
$0 |
$92,500 |
$124,056 |
23.35% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
605 |
$812,634 |
$0 |
$3,658,298 |
$3,658,298 |
450.18% |
| Missouri Total |
100.00% |
340,392 |
$780,778,609 |
$4,406,140 |
$756,884,370 |
$3,184,045,843 |
96.94% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
45,819 |
$75,568,472 |
$75,675,218 |
$0 |
$47,470,259 |
$45,267,353 |
59.82% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.55% |
45,819 |
$75,568,472 |
$75,675,218 |
$0 |
$47,470,259 |
$45,267,353 |
59.82% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
605 |
$812,634 |
$0 |
$3,658,298 |
$3,658,298 |
450.18% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
605 |
$812,634 |
$0 |
$3,658,298 |
$3,658,298 |
450.18% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |