Company Name:
GOLDEN RULE INSURANCE COMPANYCompany Address:
500 E. 96th Street
Indianapolis, IN 46240Mailing Address:
9800 Health Care Lane
Minnetonka, MN 55343Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1965-09-27
| Line |
Authorized Date |
| Accident and Health |
1965-09-27 |
| Life, annuities and endowments |
1965-09-27 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
746 |
$158,934 |
$159,483 |
$0 |
$50,114 |
$49,594 |
31.10% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
98.32% |
8,471 |
$40,763,975 |
$40,927,475 |
$0 |
$34,097,499 |
$31,473,297 |
76.90% |
| Missouri Total |
100.00% |
8,755 |
$41,461,786 |
$41,604,711 |
$0 |
$34,776,236 |
$32,119,131 |
77.20% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
198 |
$84,447 |
$84,354 |
$0 |
$45,022 |
$1,984,686 |
2,352.81% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
334 |
$32,335 |
$32,441 |
$0 |
$9,664 |
$10,137 |
31.25% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2 |
$56,556 |
$0 |
$0 |
$18,504 |
0.00% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.65% |
3,692 |
$1,028,893 |
$1,033,437 |
$0 |
$171,433 |
$195,252 |
18.89% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
11,984 |
$22,954,512 |
$23,067,489 |
$0 |
$11,805,977 |
$13,067,779 |
56.65% |
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.59% |
11,883 |
$4,468,988 |
$4,467,801 |
$0 |
$2,242,526 |
$113 |
0.00% |
| Missouri Total |
100.00% |
145,598 |
$46,618,575 |
$46,606,613 |
$0 |
$24,736,767 |
$22,677,286 |
48.66% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$4,266 |
$5,411 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.75% |
10,072 |
$5,270,221 |
$5,277,809 |
$0 |
$2,613,935 |
$2,863,387 |
54.25% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
350 |
$1,049,459 |
$1,058,533 |
$0 |
$857,013 |
$927,022 |
87.58% |
| Missouri Total |
100.00% |
229,712 |
$581,543,241 |
$584,863,816 |
$0 |
$437,225,084 |
$438,610,987 |
74.99% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
326 |
$39,378 |
$0 |
$3,544,082 |
$0 |
9,000.16% |
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
864 |
$548,798 |
$550,261 |
$0 |
$0 |
$49,097 |
8.92% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
714 |
$696,534 |
$0 |
$95,282 |
$77,290 |
13.68% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
522 |
$130,595 |
$0 |
$1,873,908 |
$52,050 |
1,434.90% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
116 |
$0 |
$1,404 |
$3,888 |
$1,235 |
|
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
48,604 |
$76,364,828 |
$76,664,494 |
$0 |
$51,893,183 |
$50,620,364 |
66.03% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
9,749 |
$41,039,691 |
$41,203,753 |
$0 |
$34,202,299 |
$33,517,714 |
81.35% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$56,556 |
$0 |
$0 |
$18,504 |
0.00% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
38,855 |
$35,325,137 |
$35,460,741 |
$0 |
$17,690,884 |
$17,102,650 |
48.23% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,678 |
$866,507 |
$1,404 |
$5,517,160 |
$130,575 |
636.87% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,680 |
$923,063 |
$1,404 |
$5,517,160 |
$149,079 |
597.85% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |