Company Name:
GOLDEN RULE INSURANCE COMPANYCompany Address:
500 E. 96th Street
Indianapolis, IN 46240Mailing Address:
9800 Health Care Lane
Minnetonka, MN 55343Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1965-09-27
| Line |
Authorized Date |
| Accident and Health |
1965-09-27 |
| Life, annuities and endowments |
1965-09-27 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
1,049 |
$225,227 |
$446,740 |
$0 |
$302,021 |
$161,338 |
36.11% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
98.42% |
12,127 |
$49,779,338 |
$49,706,227 |
$0 |
$36,462,194 |
$35,268,406 |
70.95% |
| Missouri Total |
100.00% |
13,075 |
$50,579,436 |
$50,512,204 |
$0 |
$37,065,683 |
$35,840,151 |
70.95% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
263 |
$111,686 |
$112,407 |
$0 |
$68,834 |
$70,281 |
62.52% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
488 |
$49,128 |
$50,028 |
$0 |
$14,316 |
$14,426 |
28.84% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
227 |
$63,568 |
$0 |
$0 |
$23,153 |
0.00% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.05% |
1,544 |
$667,734 |
$662,737 |
$0 |
$74,986 |
$141,904 |
21.41% |
| Missouri Total |
100.00% |
391,131 |
$63,521,313 |
$63,852,854 |
$8 |
$24,289,448 |
$24,453,365 |
38.30% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
7,390 |
$9,397,292 |
$9,230,460 |
$0 |
$3,201,421 |
$4,194,401 |
45.44% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.39% |
7,963 |
$2,908,629 |
$2,927,253 |
$0 |
$1,495,368 |
$1,539,119 |
52.58% |
| Missouri Total |
100.00% |
144,345 |
$39,352,114 |
$44,726,654 |
$0 |
$20,633,276 |
$20,692,102 |
46.26% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
13 |
$10,091 |
$6,908 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
123,307 |
$118,032,800 |
$114,204,809 |
$9,531,503 |
$69,334,277 |
$78,931,767 |
69.11% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.14% |
9,196 |
$5,678,243 |
$5,718,451 |
$0 |
$2,222,117 |
$2,569,827 |
44.94% |
| Missouri Total |
100.00% |
238,734 |
$62,119,485 |
$61,463,348 |
$3,426 |
$25,627,755 |
$28,759,928 |
46.79% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
458 |
$1,364,300 |
$1,383,607 |
$0 |
$1,033,108 |
$1,032,597 |
74.63% |
| Missouri Total |
100.00% |
251,112 |
$579,615,001 |
$578,102,282 |
$0 |
$462,572,992 |
$459,078,739 |
79.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
390 |
$55,588 |
$0 |
$1,601,268 |
$0 |
2,880.60% |
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
768 |
$222,767 |
$224,643 |
$0 |
$10,000 |
$10,000 |
4.45% |
| Missouri Total |
100.00% |
298,521 |
$98,796,882 |
$99,308,058 |
$3,088 |
$46,285,551 |
$46,678,537 |
47.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
552 |
$269,493 |
$0 |
$101,455 |
$76,920 |
37.65% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
615 |
$641,618 |
$0 |
$4,431,053 |
$59,866 |
690.61% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
139 |
$47,355 |
$1,545 |
$18,371 |
$1,287 |
42.06% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
41,259 |
$70,414,435 |
$70,469,461 |
$0 |
$44,884,365 |
$45,002,299 |
63.86% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
13,927 |
$50,165,379 |
$50,315,402 |
$0 |
$36,847,365 |
$35,514,451 |
70.58% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
227 |
$63,568 |
$0 |
$0 |
$23,153 |
0.00% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.59% |
27,332 |
$20,249,056 |
$20,154,059 |
$0 |
$8,037,000 |
$9,487,848 |
47.08% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,696 |
$1,014,054 |
$1,545 |
$6,152,147 |
$138,073 |
606.84% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,923 |
$1,077,622 |
$1,545 |
$6,152,147 |
$161,226 |
571.04% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |