Company Name:
GOLDEN RULE INSURANCE COMPANYCompany Address:
500 E. 96th Street
Indianapolis, IN 46240Mailing Address:
9800 Health Care Lane
Minnetonka, MN 55343Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1965-09-27
| Line |
Authorized Date |
| Accident and Health |
1965-09-27 |
| Life, annuities and endowments |
1965-09-27 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.78% |
16,211 |
$21,205,570 |
$20,938,380 |
$0 |
$12,162,240 |
$12,499,555 |
59.70% |
| Missouri Total |
100.00% |
61,735 |
$85,579,770 |
$84,644,366 |
$26,942 |
$51,186,679 |
$50,980,674 |
60.23% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$1,278 |
$1,279 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,079 |
$10,222,551 |
$10,360,147 |
$0 |
$11,018,251 |
$9,124,739 |
88.08% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
492 |
$893,430 |
$874,023 |
$0 |
$524,496 |
$561,876 |
64.29% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$1,583 |
$0 |
|
| Missouri Total |
100.00% |
238,241 |
$608,524,892 |
$2,324,553 |
$737,808,792 |
$0 |
121.25% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
514 |
$73,392 |
$0 |
$0 |
$15,422 |
0.00% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
215 |
$1,324,635 |
$1,340,929 |
$0 |
$923,696 |
$932,976 |
69.58% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
49,416 |
$88,565,544 |
$561,135 |
$52,125,293 |
$0 |
58.86% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
68 |
$10,384 |
$9,770 |
$0 |
$20,724 |
$4,200 |
42.99% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$286 |
$300 |
$0 |
$89 |
$102 |
34.00% |
| Missouri Total |
100.00% |
156,113 |
$21,926,715 |
$22,230,269 |
$7,734 |
$11,423,188 |
$10,992,215 |
49.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
1,461 |
$2,684,823 |
$2,650,894 |
$0 |
$1,844,129 |
$1,821,930 |
68.73% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
787 |
$4,295,445 |
$0 |
$1,806,585 |
$0 |
42.06% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
1,307 |
$605,612 |
$0 |
$100,293 |
$237,945 |
16.56% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.41% |
1,247 |
$6,551,232 |
$0 |
$1,096,391 |
$65,980 |
16.74% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
502 |
$0 |
$8,802 |
$516,992 |
$12,924 |
|
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
18,449 |
$26,120,406 |
$25,815,575 |
$0 |
$15,475,374 |
$15,820,639 |
61.28% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.89% |
16,703 |
$22,100,278 |
$21,813,682 |
$0 |
$12,686,736 |
$13,061,431 |
59.88% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
515 |
$73,392 |
$0 |
$1,583 |
$15,422 |
2.16% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
1,746 |
$4,020,128 |
$4,001,893 |
$0 |
$2,788,638 |
$2,759,208 |
68.95% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
3,849 |
$11,452,289 |
$8,802 |
$3,520,261 |
$316,849 |
30.82% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
4,364 |
$11,525,681 |
$8,802 |
$3,521,844 |
$332,271 |
30.63% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |