Company Name:
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICACompany Address:
8501 IBM Drive, Suite 150
Charlotte, NC 28262Mailing Address:
8501 IBM Drive, Suite 150
Charlotte, NC 28262Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1973-07-06
| Line |
Authorized Date |
| Accident and Health |
1973-07-06 |
| Life, annuities and endowments |
1973-07-06 |
| Variable Contracts |
1973-07-06 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$1,854 |
$1,866 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
4,690 |
$1,336,822 |
$1,345,591 |
$0 |
$1,234,410 |
$1,271,555 |
94.50% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
4,907 |
$737,569 |
$742,407 |
$0 |
$432,414 |
$445,426 |
60.00% |
| Missouri Total |
100.00% |
1,426,585 |
$355,664,414 |
$355,935,208 |
$344,752 |
$263,047,903 |
$287,828,265 |
80.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
4,531 |
$266,747 |
$268,497 |
$0 |
$200,862 |
$206,906 |
77.06% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
95 |
$5,678 |
$5,715 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
244,668 |
$44,426,994 |
$44,857,845 |
$0 |
$15,379,136 |
$15,622,709 |
34.83% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
8,829 |
$777,594 |
$0 |
$925,113 |
$378,256 |
118.97% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
186 |
$60,598 |
$0 |
$108,797 |
$7,377 |
179.54% |
| Missouri Total |
100.00% |
50,951 |
$36,609,553 |
$0 |
$-644,224,352 |
$365,024,573 |
-1,759.72% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
22 |
$50,000 |
$0 |
$36,825 |
$0 |
73.65% |
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
220 |
$234,908 |
$0 |
$0 |
$97,491 |
0.00% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
723 |
$2,520,985 |
$0 |
$1,958,512 |
$240,661 |
77.69% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
119 |
$3,725,683 |
$0 |
$421,961 |
$0 |
11.33% |
| Missouri Total |
100.00% |
242,129 |
$2,260,901,165 |
$549,788 |
$4,707,625,569 |
$0 |
208.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.51% |
909 |
$3,573,182 |
$0 |
$179,183 |
$385,305 |
5.01% |
| Missouri Total |
100.00% |
69,032 |
$236,256,648 |
$3,823,558 |
$257,484,207 |
$98,971,734 |
108.98% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
14,239 |
$2,348,670 |
$2,364,076 |
$0 |
$1,867,686 |
$1,923,887 |
81.38% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
14,239 |
$2,348,670 |
$2,364,076 |
$0 |
$1,867,686 |
$1,923,887 |
81.38% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
9,015 |
$838,192 |
$0 |
$1,033,910 |
$385,633 |
123.35% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
1,993 |
$10,104,758 |
$0 |
$2,596,481 |
$723,457 |
25.70% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
11,008 |
$10,942,950 |
$0 |
$3,630,391 |
$1,109,090 |
33.18% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |