Company Name:
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICACompany Address:
8501 IBM Drive, Suite 150
Charlotte, NC 28262Mailing Address:
8501 IBM Drive, Suite 150
Charlotte, NC 28262Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1973-07-06
| Line |
Authorized Date |
| Accident and Health |
1973-07-06 |
| Life, annuities and endowments |
1973-07-06 |
| Variable Contracts |
1973-07-06 |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
3,205 |
$734,684 |
$739,669 |
$0 |
$502,276 |
$505,779 |
68.38% |
| Missouri Total |
100.00% |
844,447 |
$300,645,160 |
$295,344,288 |
$0 |
$185,976,810 |
$185,006,303 |
62.64% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
3,330 |
$418,435 |
$421,275 |
$0 |
$166,640 |
$167,802 |
39.83% |
| Missouri Total |
100.00% |
1,254,330 |
$351,563,862 |
$373,290,521 |
$485,900 |
$237,891,721 |
$253,750,939 |
67.98% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
3,446 |
$165,367 |
$166,489 |
$0 |
$107,211 |
$107,959 |
64.84% |
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
4,102 |
$413,391 |
$0 |
$256,436 |
$308,275 |
62.03% |
| Missouri Total |
100.00% |
1,977,306 |
$539,326,139 |
$1,177,480 |
$434,868,809 |
$240,522,779 |
80.63% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
202 |
$59,645 |
$0 |
$128,229 |
$7,805 |
214.99% |
| Missouri Total |
100.00% |
49,880 |
$27,173,457 |
$35 |
$143,201,748 |
$5,851,436 |
526.99% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
36,757 |
$89,099,206 |
$0 |
$71,401,733 |
$0 |
80.14% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
26 |
$2,965 |
$0 |
$54,419 |
$0 |
1,835.38% |
| Missouri Total |
100.00% |
209,776 |
$1,196,697,406 |
$35,086,784 |
$1,128,293,483 |
$0 |
94.28% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
248 |
$167,741 |
$0 |
$226,551 |
$109,266 |
135.06% |
| Missouri Total |
100.00% |
838,239 |
$583,114,130 |
$8,601,831 |
$380,741,956 |
$692,128,891 |
65.29% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
721 |
$3,536,354 |
$0 |
$723,487 |
$232,430 |
20.46% |
| Missouri Total |
100.00% |
367,639 |
$717,052,897 |
$6,257,842 |
$647,129,980 |
$245,467,544 |
90.25% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
104 |
$60,425 |
$0 |
$180,516 |
$0 |
298.74% |
| Missouri Total |
100.00% |
259,411 |
$2,070,662,761 |
$580,055 |
$3,824,607,952 |
$0 |
184.70% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.41% |
821 |
$3,031,063 |
$0 |
$1,825,680 |
$345,113 |
60.23% |
| Missouri Total |
100.00% |
73,067 |
$214,318,001 |
$3,773,572 |
$246,324,573 |
$21,368,071 |
114.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
9,981 |
$1,318,486 |
$1,327,433 |
$0 |
$776,127 |
$781,540 |
58.88% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
9,981 |
$1,318,486 |
$1,327,433 |
$0 |
$776,127 |
$781,540 |
58.88% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4,304 |
$473,036 |
$0 |
$384,665 |
$316,080 |
81.32% |
| Missouri Total |
100.00% |
3,393,966 |
$4,757,516,863 |
$11,323,927 |
$4,543,143,614 |
$270,854,664 |
95.49% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
1,921 |
$6,798,548 |
$0 |
$3,010,653 |
$686,809 |
44.28% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
6,225 |
$7,271,584 |
$0 |
$3,395,318 |
$1,002,889 |
46.69% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |