Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
2,405 |
$234,771 |
$236,849 |
$0 |
$177,203 |
$222,867 |
94.10% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
39 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
305,987 |
$586,885,644 |
$0 |
$172,738,118 |
$0 |
29.43% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$215 |
$217 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,426,585 |
$355,664,414 |
$355,935,208 |
$344,752 |
$263,047,903 |
$287,828,265 |
80.87% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4 |
$0 |
$0 |
$26,853 |
$0 |
|
| Missouri Total |
100.00% |
2,747 |
$4,433,107 |
$0 |
$38,070,222 |
$0 |
858.77% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
71 |
$13,725 |
$13,680 |
$0 |
$5,563 |
$17,615 |
128.76% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
3 |
$51,417 |
$50,650 |
$0 |
$142,195 |
$-362,833 |
-716.35% |
| Missouri Total |
100.00% |
42,810 |
$38,914,899 |
$36,166,316 |
$0 |
$27,489,592 |
$22,894,600 |
63.30% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
50 |
$0 |
$0 |
$1,683,170 |
$0 |
|
| Missouri Total |
100.00% |
63 |
$11,094 |
$0 |
$19,108,897 |
$0 |
172,245.00% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,262 |
$19,600 |
$0 |
$3,262,538 |
$0 |
16,645.60% |
| Missouri Total |
100.00% |
492,708 |
$1,342,427,179 |
$6,783,407 |
$798,290,193 |
$0 |
59.47% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$1 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
244,668 |
$44,426,994 |
$44,857,845 |
$0 |
$15,379,136 |
$15,622,709 |
34.83% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
771 |
$224,827 |
$0 |
$467,033 |
$20,098 |
207.73% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
657 |
$108,945 |
$0 |
$7,232,488 |
$0 |
6,638.66% |
| Missouri Total |
100.00% |
115,545 |
$601,462,099 |
$6,064 |
$1,207,887,377 |
$0 |
200.83% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$0 |
$0 |
$36,800 |
$594 |
|
| Missouri Total |
100.00% |
18,707 |
$14,748,984 |
$0 |
$42,116,331 |
$14,811,624 |
285.55% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
21 |
$158,687 |
$0 |
$1,600 |
$363 |
1.01% |
| Missouri Total |
100.00% |
132,689 |
$45,865,677 |
$15,853 |
$46,952,109 |
$193,481,508 |
102.37% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
13 |
$3,129 |
$3,176 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
37 |
$0 |
$0 |
$47,510 |
$0 |
|
| Missouri Total |
100.00% |
36,575 |
$91,645,557 |
$0 |
$57,203,456 |
$0 |
62.42% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
27 |
$0 |
$0 |
$1,360,834 |
$0 |
|
| Missouri Total |
100.00% |
99,790 |
$1,363,335,298 |
$0 |
$950,195,010 |
$0 |
69.70% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$1,950 |
$1,950 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
106,276 |
$207,548,649 |
$211,856,320 |
$37 |
$190,154,744 |
$194,051,268 |
91.60% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
121 |
$0 |
$0 |
$52,206 |
$0 |
|
| Missouri Total |
100.00% |
2,155 |
$39,753,283 |
$0 |
$31,363,459 |
$0 |
78.90% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
983 |
$105,359 |
$0 |
$6,700,053 |
$0 |
6,359.26% |
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
1,723 |
$975,875 |
$0 |
$1,137,457 |
$243,514 |
116.56% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
3,092 |
$2,193,498 |
$0 |
$4,794,986 |
$269,818 |
218.60% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
61 |
$0 |
$0 |
$6,649,037 |
$0 |
|
| Missouri Total |
100.00% |
242,129 |
$2,260,901,165 |
$549,788 |
$4,707,625,569 |
$0 |
208.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$0 |
$1,669 |
|
| Missouri Total |
100.00% |
69,032 |
$236,256,648 |
$3,823,558 |
$257,484,207 |
$98,971,734 |
108.98% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,540 |
$347,928 |
$0 |
$445,958 |
$28,919 |
128.18% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2,495 |
$305,207 |
$306,523 |
$0 |
$324,961 |
$-122,351 |
-39.92% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2,479 |
$300,128 |
$301,397 |
$0 |
$324,961 |
$-122,351 |
-40.59% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,809 |
$512,059 |
$0 |
$12,710,482 |
$21,055 |
2,482.23% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$5,079 |
$5,126 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
7,590 |
$3,622,660 |
$0 |
$21,188,041 |
$543,920 |
584.88% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
10,399 |
$4,134,719 |
$0 |
$33,898,523 |
$564,975 |
819.85% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |