Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
4,956 |
$559,088 |
$568,044 |
$0 |
$164,193 |
$175,500 |
30.90% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
44 |
$0 |
$0 |
$-252,555 |
$0 |
|
| Missouri Total |
100.00% |
105,741 |
$440,123,270 |
$0 |
$62,217,325 |
$0 |
14.14% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
16 |
$0 |
$0 |
$6,089,764 |
$0 |
|
| Missouri Total |
100.00% |
5,738 |
$7,655,126 |
$0 |
$30,004,800 |
$0 |
391.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
187 |
$44,260 |
$44,394 |
$0 |
$32,073 |
$26,758 |
60.27% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
86 |
$104,528 |
$104,887 |
$0 |
$299,760 |
$694,845 |
662.47% |
| Missouri Total |
100.00% |
55,332 |
$34,257,863 |
$31,694,453 |
$0 |
$13,674,442 |
$20,819,619 |
65.69% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
8.75% |
554 |
$960,941 |
$0 |
$15,410,261 |
$0 |
1,603.66% |
| Missouri Total |
100.00% |
3,624 |
$10,975,950 |
$0 |
$26,981,758 |
$0 |
245.83% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
2,874 |
$343,845 |
$0 |
$25,420,339 |
$0 |
7,392.96% |
| Missouri Total |
100.00% |
321,658 |
$443,394,917 |
$4,816,386 |
$371,677,173 |
$0 |
83.83% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
2,414 |
$874,085 |
$0 |
$867,931 |
$54,148 |
99.30% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,962 |
$254,778 |
$0 |
$15,726,550 |
$0 |
6,172.65% |
| Missouri Total |
100.00% |
79,187 |
$469,744,128 |
$0 |
$695,938,740 |
$0 |
148.15% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
22 |
$0 |
$0 |
$817,208 |
$1,768 |
|
| Missouri Total |
100.00% |
19,824 |
$16,235,622 |
$16,109 |
$23,322,145 |
$11,893,508 |
143.65% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
75 |
$0 |
$0 |
$0 |
$845 |
|
| Missouri Total |
100.00% |
99,526 |
$40,851,047 |
$7,936 |
$297,389,377 |
$1,196,808 |
727.98% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
7 |
$4,025 |
$-1,946 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
785,239 |
$58,883,142 |
$59,145,160 |
$0 |
$27,889,908 |
$27,623,899 |
46.71% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
33 |
$0 |
$0 |
$273,246 |
$0 |
|
| Missouri Total |
100.00% |
42,079 |
$147,958,412 |
$51,646 |
$46,172,956 |
$0 |
31.21% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
61 |
$817,156 |
$0 |
$1,143,870 |
$0 |
139.98% |
| Missouri Total |
100.00% |
59,783 |
$569,608,781 |
$0 |
$313,033,675 |
$0 |
54.96% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$83 |
$2 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$1,974 |
$1,974 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
126,761 |
$207,496,536 |
$193,756,171 |
$235,333 |
$128,905,231 |
$163,123,353 |
84.19% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
463 |
$0 |
$0 |
$4,174,119 |
$0 |
|
| Missouri Total |
100.00% |
3,418 |
$12,101,438 |
$0 |
$43,843,642 |
$0 |
362.30% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
2,611 |
$701,735 |
$0 |
$32,029,375 |
$0 |
4,564.31% |
| Missouri Total |
100.00% |
278,551 |
$1,192,968,099 |
$34,403,385 |
$1,258,219,180 |
$0 |
105.47% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
4,407 |
$1,386,504 |
$0 |
$810,269 |
$516,357 |
58.44% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
5,138 |
$2,797,052 |
$0 |
$5,444,839 |
$473,919 |
194.66% |
| Missouri Total |
100.00% |
417,158 |
$568,381,773 |
$3,756,845 |
$446,012,031 |
$56,472,546 |
78.47% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
51 |
$0 |
$0 |
$5,054,980 |
$0 |
|
| Missouri Total |
100.00% |
253,133 |
$3,230,892,805 |
$494,908 |
$1,576,113,885 |
$0 |
48.78% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
2,051 |
$347,743 |
$0 |
$811,655 |
$21,247 |
233.41% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5,236 |
$713,958 |
$717,355 |
$0 |
$496,026 |
$897,103 |
125.06% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5,229 |
$707,876 |
$717,325 |
$0 |
$496,026 |
$897,103 |
125.06% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
7,961 |
$2,433,649 |
$0 |
$64,079,498 |
$56,761 |
2,633.06% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$6,082 |
$30 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
14,815 |
$6,050,190 |
$0 |
$49,742,353 |
$1,011,523 |
822.16% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
22,776 |
$8,483,839 |
$0 |
$113,821,851 |
$1,068,284 |
1,341.63% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |