Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
5,382 |
$607,885 |
$613,626 |
$0 |
$401,514 |
$189,581 |
30.90% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
41 |
$0 |
$0 |
$-84,524 |
$0 |
|
| Missouri Total |
100.00% |
105,216 |
$366,117,028 |
$0 |
$47,704,800 |
$0 |
13.03% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
19 |
$0 |
$0 |
$262,059 |
$0 |
|
| Missouri Total |
100.00% |
6,173 |
$5,545,801 |
$0 |
$27,415,516 |
$0 |
494.35% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
207 |
$51,164 |
$50,218 |
$0 |
$17,265 |
$-116,730 |
-232.45% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
92 |
$97,165 |
$98,920 |
$0 |
$274,982 |
$363,247 |
367.21% |
| Missouri Total |
100.00% |
54,947 |
$32,298,781 |
$30,255,587 |
$1,034 |
$11,895,294 |
$13,591,952 |
44.92% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
8.55% |
720 |
$1,461,836 |
$0 |
$12,630,260 |
$0 |
864.00% |
| Missouri Total |
100.00% |
4,090 |
$17,091,150 |
$0 |
$115,767,079 |
$0 |
677.35% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
3,235 |
$130,013 |
$0 |
$28,756,324 |
$0 |
22,118.04% |
| Missouri Total |
100.00% |
303,214 |
$377,742,889 |
$3,527,400 |
$354,147,826 |
$0 |
93.75% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
2,702 |
$957,554 |
$0 |
$716,915 |
$60,361 |
74.87% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
2,193 |
$541,714 |
$0 |
$18,213,795 |
$0 |
3,362.25% |
| Missouri Total |
100.00% |
89,322 |
$461,435,583 |
$0 |
$634,639,714 |
$0 |
137.54% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
30 |
$0 |
$0 |
$366,515 |
$2,360 |
|
| Missouri Total |
100.00% |
17,636 |
$13,744,813 |
$15,512 |
$23,437,707 |
$11,117,618 |
170.52% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
84 |
$0 |
$0 |
$0 |
$914 |
|
| Missouri Total |
100.00% |
362,616 |
$73,423,631 |
$827,390 |
$214,052,894 |
$23,063,161 |
291.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
7 |
$4,104 |
$4,017 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
697,874 |
$57,040,268 |
$57,342,016 |
$8 |
$25,743,539 |
$26,501,210 |
46.22% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
41 |
$40,541 |
$0 |
$-507,777 |
$0 |
-1,252.50% |
| Missouri Total |
100.00% |
45,716 |
$102,674,813 |
$74,101 |
$36,662,224 |
$0 |
35.71% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
56 |
$196,510 |
$0 |
$70,117 |
$0 |
35.68% |
| Missouri Total |
100.00% |
57,637 |
$566,551,393 |
$0 |
$321,163,131 |
$0 |
56.69% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$257 |
$253 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
142,909 |
$32,607,359 |
$32,557,670 |
$9,676 |
$14,486,339 |
$15,171,764 |
46.60% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
537 |
$24,281 |
$0 |
$1,478,573 |
$0 |
6,089.42% |
| Missouri Total |
100.00% |
2,752 |
$12,197,132 |
$0 |
$15,685,937 |
$0 |
128.60% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
2,972 |
$1,064,790 |
$0 |
$15,971,810 |
$0 |
1,500.00% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
4,802 |
$1,527,763 |
$0 |
$698,923 |
$582,322 |
45.75% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
5,442 |
$3,253,421 |
$0 |
$4,394,749 |
$505,523 |
135.08% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
52 |
$60,278 |
$0 |
$7,018,935 |
$0 |
11,644.27% |
| Missouri Total |
100.00% |
200,929 |
$2,487,777,384 |
$415,628 |
$1,237,313,379 |
$0 |
49.74% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
2,191 |
$375,261 |
$0 |
$632,564 |
$22,961 |
168.57% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5,688 |
$760,575 |
$767,034 |
$0 |
$693,761 |
$436,098 |
56.86% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5,681 |
$756,214 |
$762,764 |
$0 |
$693,761 |
$436,098 |
57.17% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
9,024 |
$3,091,117 |
$0 |
$60,861,344 |
$63,635 |
1,968.91% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$4,361 |
$4,270 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
16,093 |
$6,542,845 |
$0 |
$29,757,894 |
$1,110,806 |
454.82% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
25,117 |
$9,633,962 |
$0 |
$90,619,238 |
$1,174,441 |
940.62% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |