Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
5,906 |
$668,225 |
$666,300 |
$0 |
$482,779 |
$620,939 |
93.19% |
| Missouri Total |
100.00% |
3,963,850 |
$85,322,660 |
$83,068,482 |
$6,585 |
$45,564,463 |
$36,881,093 |
44.40% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
30 |
$0 |
$0 |
$3,388,299 |
$0 |
|
| Missouri Total |
100.00% |
110,469 |
$438,035,129 |
$0 |
$223,147,429 |
$0 |
50.94% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
142 |
$91,829 |
$0 |
$148,815 |
$0 |
162.06% |
| Missouri Total |
100.00% |
6,685 |
$20,181,148 |
$0 |
$23,140,567 |
$0 |
114.66% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
244 |
$59,488 |
$66,710 |
$0 |
$26,988 |
$145,409 |
217.97% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
96 |
$102,437 |
$98,342 |
$0 |
$127,652 |
$-44,544 |
-45.29% |
| Missouri Total |
100.00% |
50,329 |
$30,511,696 |
$30,496,420 |
$1,938 |
$11,247,802 |
$12,342,998 |
40.47% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.92% |
747 |
$3,774,973 |
$0 |
$9,337,545 |
$0 |
247.35% |
| Missouri Total |
100.00% |
4,538 |
$76,788,865 |
$0 |
$28,793,626 |
$0 |
37.50% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,634 |
$114,836 |
$0 |
$22,758,105 |
$0 |
19,817.92% |
| Missouri Total |
100.00% |
312,317 |
$526,376,668 |
$1,467,933 |
$523,939,409 |
$0 |
99.54% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$3,890 |
$0 |
|
| Missouri Total |
100.00% |
426,290 |
$897,667,166 |
$289,300 |
$400,903,559 |
$0 |
44.66% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
2,996 |
$1,047,396 |
$0 |
$903,192 |
$67,022 |
86.23% |
| Missouri Total |
100.00% |
3,138,717 |
$455,540,029 |
$1,468,996 |
$489,986,143 |
$188,427,507 |
107.56% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
2,500 |
$146,778 |
$0 |
$18,533,253 |
$0 |
12,626.72% |
| Missouri Total |
100.00% |
80,586 |
$547,337,447 |
$1,946 |
$511,661,999 |
$0 |
93.48% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
33 |
$0 |
$0 |
$142,503 |
$2,976 |
|
| Missouri Total |
100.00% |
16,671 |
$18,108,043 |
$11,903 |
$60,643,235 |
$11,240,393 |
334.90% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
101 |
$0 |
$0 |
$0 |
$1,046 |
|
| Missouri Total |
100.00% |
137,859 |
$33,265,813 |
$20,515 |
$256,477,980 |
$1,706,914 |
771.00% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
7 |
$4,131 |
$4,074 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
693,929 |
$56,765,950 |
$56,974,426 |
$0 |
$25,067,281 |
$23,358,519 |
41.00% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
51 |
$0 |
$0 |
$220,141 |
$0 |
|
| Missouri Total |
100.00% |
36,738 |
$91,432,950 |
$97,555 |
$34,187,288 |
$0 |
37.39% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$104,834 |
$0 |
|
| Missouri Total |
100.00% |
54,205 |
$560,333,304 |
$0 |
$299,230,120 |
$0 |
53.40% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$243 |
$259 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
147,488 |
$33,850,119 |
$33,988,206 |
$7,580 |
$16,081,727 |
$15,289,477 |
44.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-5,368 |
|
| Missouri Total |
100.00% |
128,533 |
$206,264,542 |
$196,427,601 |
$183,832 |
$107,862,055 |
$134,783,035 |
68.62% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
570 |
$59,621 |
$0 |
$933,339 |
$0 |
1,565.45% |
| Missouri Total |
100.00% |
3,722 |
$40,813,426 |
$0 |
$26,731,280 |
$0 |
65.50% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
3,283 |
$1,806,848 |
$0 |
$16,985,086 |
$0 |
940.04% |
| Missouri Total |
100.00% |
284,596 |
$1,881,745,967 |
$26,323,356 |
$1,193,717,953 |
$0 |
63.44% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
5,236 |
$1,666,351 |
$0 |
$1,482,359 |
$652,790 |
88.96% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.09% |
5,759 |
$5,862,156 |
$0 |
$5,759,902 |
$542,382 |
98.26% |
| Missouri Total |
100.00% |
417,910 |
$536,202,703 |
$4,796,339 |
$501,958,628 |
$48,295,031 |
93.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
66 |
$208,345 |
$0 |
$3,971,055 |
$0 |
1,906.00% |
| Missouri Total |
100.00% |
184,099 |
$1,582,794,395 |
$656,824 |
$889,922,798 |
$0 |
56.22% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
2,305 |
$402,898 |
$0 |
$541,034 |
$24,257 |
134.29% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6,253 |
$834,524 |
$835,685 |
$0 |
$637,419 |
$716,436 |
85.73% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
6,246 |
$830,150 |
$831,352 |
$0 |
$637,419 |
$721,804 |
86.82% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
10,183 |
$5,175,812 |
$0 |
$55,215,602 |
$71,044 |
1,066.80% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$4,374 |
$4,333 |
$0 |
$0 |
$-5,368 |
-123.89% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
17,270 |
$10,006,219 |
$0 |
$29,997,750 |
$1,219,429 |
299.79% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
27,453 |
$15,182,031 |
$0 |
$85,213,352 |
$1,290,473 |
561.28% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |