Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
7,898 |
$799,019 |
$802,327 |
$0 |
$289,093 |
$269,154 |
33.55% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
40 |
$0 |
$0 |
$3,694,115 |
$0 |
|
| Missouri Total |
100.00% |
118,669 |
$632,677,212 |
$0 |
$236,549,654 |
$0 |
37.39% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
134 |
$81,976 |
$0 |
$89,649 |
$0 |
109.36% |
| Missouri Total |
100.00% |
7,265 |
$18,796,075 |
$0 |
$21,419,128 |
$0 |
113.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
317 |
$91,796 |
$92,409 |
$0 |
$40,821 |
$-160,659 |
-173.86% |
| Missouri Total |
100.00% |
3,809,557 |
$190,462,502 |
$190,165,792 |
$0 |
$83,562,105 |
$88,246,389 |
46.40% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
121 |
$120,617 |
$120,471 |
$0 |
$192,054 |
$124,422 |
103.28% |
| Missouri Total |
100.00% |
53,832 |
$29,910,251 |
$21,765,974 |
$1,255 |
$7,668,348 |
$12,803,049 |
58.82% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.42% |
749 |
$4,988,203 |
$0 |
$5,165,812 |
$0 |
103.56% |
| Missouri Total |
100.00% |
28,764 |
$145,866,166 |
$0 |
$139,370,859 |
$0 |
95.55% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
4,477 |
$872,295 |
$0 |
$23,780,008 |
$0 |
2,726.14% |
| Missouri Total |
100.00% |
307,281 |
$520,287,792 |
$6,621,363 |
$519,994,112 |
$0 |
99.94% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
4,636 |
$1,235,811 |
$0 |
$611,206 |
$86,929 |
49.46% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.62% |
3,249 |
$5,484,104 |
$0 |
$40,072,498 |
$0 |
730.70% |
| Missouri Total |
100.00% |
71,189 |
$882,713,398 |
$37,202 |
$718,594,840 |
$0 |
81.41% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
35 |
$0 |
$0 |
$27,909 |
$3,060 |
|
| Missouri Total |
100.00% |
13,094 |
$140,088,224 |
$7,434 |
$20,329,605 |
$9,310,374 |
14.51% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
5 |
$0 |
$0 |
$0 |
$18 |
|
| Missouri Total |
100.00% |
95,371 |
$31,286,221 |
$75,377 |
$238,746,197 |
$1,466,770 |
763.10% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
46 |
$4,952 |
$4,907 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
616,596 |
$52,708,199 |
$53,124,343 |
$0 |
$23,629,140 |
$25,479,816 |
47.96% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
45 |
$0 |
$0 |
$2,758 |
$0 |
|
| Missouri Total |
100.00% |
32,744 |
$96,311,198 |
$84,040 |
$52,897,047 |
$0 |
54.92% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
72 |
$0 |
$0 |
$510,962 |
$0 |
|
| Missouri Total |
100.00% |
50,318 |
$428,750,802 |
$0 |
$154,362,112 |
$0 |
36.00% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
153,438 |
$36,585,400 |
$36,696,997 |
$8,362 |
$19,096,230 |
$22,746,280 |
61.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-8 |
$-6 |
$0 |
$0 |
$-1,380 |
23,000.00% |
| Missouri Total |
100.00% |
131,359 |
$193,810,804 |
$181,939,093 |
$65,099 |
$92,957,108 |
$105,722,750 |
58.11% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
647 |
$0 |
$0 |
$55,717 |
$0 |
|
| Missouri Total |
100.00% |
6,528 |
$48,616,121 |
$0 |
$43,945,474 |
$0 |
90.39% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.81% |
3,614 |
$19,491,197 |
$0 |
$18,396,530 |
$0 |
94.38% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.41% |
6,047 |
$1,762,201 |
$0 |
$568,356 |
$736,875 |
32.25% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.40% |
6,300 |
$7,227,405 |
$0 |
$3,597,311 |
$607,314 |
49.77% |
| Missouri Total |
100.00% |
422,599 |
$515,700,108 |
$4,735,773 |
$341,779,305 |
$45,677,065 |
66.27% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
176 |
$528,130 |
$0 |
$1,927,061 |
$0 |
364.88% |
| Missouri Total |
100.00% |
182,592 |
$1,522,786,782 |
$641,646 |
$1,225,527,244 |
$0 |
80.48% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
2,563 |
$513,913 |
$0 |
$499,722 |
$26,781 |
97.24% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
8,383 |
$1,016,376 |
$1,020,108 |
$0 |
$521,968 |
$231,537 |
22.70% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
8,336 |
$1,011,432 |
$1,015,207 |
$0 |
$521,968 |
$232,917 |
22.94% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
13,325 |
$12,662,389 |
$0 |
$73,441,197 |
$90,007 |
579.99% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
47 |
$4,944 |
$4,901 |
$0 |
$0 |
$-1,380 |
-28.16% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
19,464 |
$29,522,846 |
$0 |
$25,558,417 |
$1,370,970 |
86.57% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
32,789 |
$42,185,235 |
$0 |
$98,999,614 |
$1,460,977 |
234.68% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |