Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.58% |
13,842 |
$1,385,357 |
$1,421,804 |
$0 |
$818,419 |
$857,683 |
60.32% |
| Missouri Total |
100.00% |
2,219,297 |
$87,537,941 |
$88,045,683 |
$119,142 |
$42,280,493 |
$43,315,043 |
49.20% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
2,013 |
$26,825 |
$0 |
$138,539 |
$1,459 |
516.45% |
| Missouri Total |
100.00% |
492,360 |
$31,327,282 |
$11,355 |
$22,656,984 |
$3,288,536 |
72.32% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
14 |
$0 |
$0 |
$4,949,134 |
$0 |
|
| Missouri Total |
100.00% |
152,845 |
$912,652,486 |
$0 |
$238,901,277 |
$0 |
26.18% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
1,230 |
$239,470 |
$245,770 |
$0 |
$69,259 |
$72,582 |
29.53% |
| Missouri Total |
100.00% |
2,355,746 |
$149,430,834 |
$149,659,814 |
$0 |
$36,410,456 |
$40,099,664 |
26.79% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
115 |
$131,613 |
$135,076 |
$0 |
$206,586 |
$216,497 |
160.28% |
| Missouri Total |
100.00% |
45,571 |
$21,299,034 |
$17,682,518 |
$1,330 |
$7,096,998 |
$8,552,962 |
48.37% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.33% |
173 |
$416,410 |
$0 |
$802,794 |
$0 |
192.79% |
| Missouri Total |
100.00% |
5,281 |
$31,411,424 |
$0 |
$8,025,290 |
$0 |
25.55% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
877 |
$925,434 |
$0 |
$710,792 |
$0 |
76.81% |
| Missouri Total |
100.00% |
359,034 |
$560,615,173 |
$706,082 |
$731,466,554 |
$0 |
130.48% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
56 |
$2,221 |
$2,221 |
$0 |
$51,907 |
$11,485 |
517.11% |
| Missouri Total |
100.00% |
303,968 |
$29,986,007 |
$35,416,213 |
$0 |
$16,617,563 |
$14,050,157 |
39.67% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
6,897 |
$1,843,301 |
$0 |
$1,080,350 |
$168,599 |
58.61% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.46% |
3,577 |
$32,965,258 |
$0 |
$20,661,162 |
$0 |
62.68% |
| Missouri Total |
100.00% |
141,274 |
$510,198,110 |
$4,824,799 |
$312,627,270 |
$0 |
61.28% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$372 |
|
| Missouri Total |
100.00% |
11,204 |
$26,933,545 |
$11,660 |
$11,105,514 |
$6,788,009 |
41.23% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
190 |
$7,559 |
$0 |
$0 |
$699 |
0.00% |
| Missouri Total |
100.00% |
93,520 |
$58,182,769 |
$58,983 |
$199,755,503 |
$3,849,361 |
343.32% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
23 |
$6,826 |
$6,899 |
$0 |
$103,319 |
$103,291 |
1,497.19% |
| Missouri Total |
100.00% |
749,548 |
$36,397,695 |
$36,884,388 |
$42,620 |
$16,185,204 |
$18,620,803 |
50.48% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
17 |
$19,884 |
$0 |
$451,275 |
$0 |
2,269.54% |
| Missouri Total |
100.00% |
42,871 |
$102,610,655 |
$498,456 |
$39,995,760 |
$0 |
38.98% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
160 |
$0 |
$0 |
$458,901 |
$0 |
|
| Missouri Total |
100.00% |
13,926 |
$147,198,494 |
$0 |
$42,698,243 |
$0 |
29.01% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
521 |
$3,406,470 |
$0 |
$674,156 |
$0 |
19.79% |
| Missouri Total |
100.00% |
323,194 |
$1,266,302,842 |
$1,915,121 |
$823,503,089 |
$0 |
65.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.67% |
5,416 |
$2,093,148 |
$0 |
$884,520 |
$913,607 |
42.26% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
7,165 |
$4,463,792 |
$0 |
$3,478,297 |
$729,832 |
77.92% |
| Missouri Total |
100.00% |
458,295 |
$491,131,691 |
$6,524,954 |
$331,504,239 |
$43,493,081 |
67.50% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
378 |
$478,306 |
$0 |
$660,761 |
$0 |
138.15% |
| Missouri Total |
100.00% |
197,351 |
$1,104,621,663 |
$59,360,346 |
$565,750,142 |
$0 |
51.22% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
3,118 |
$533,894 |
$0 |
$672,283 |
$31,973 |
125.92% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
15,266 |
$1,765,487 |
$1,811,770 |
$0 |
$1,249,490 |
$1,261,538 |
69.63% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
15,243 |
$1,758,661 |
$1,804,871 |
$0 |
$1,146,171 |
$1,158,247 |
64.17% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.13% |
13,743 |
$36,184,787 |
$0 |
$28,342,771 |
$171,129 |
78.33% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
23 |
$6,826 |
$6,899 |
$0 |
$103,319 |
$103,291 |
1,497.19% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
16,775 |
$10,995,494 |
$0 |
$7,280,193 |
$1,675,412 |
66.21% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
30,518 |
$47,180,281 |
$0 |
$35,622,964 |
$1,846,541 |
75.50% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |