Company Name:
EVERLAKE LIFE INSURANCE COMPANYCompany Address:
3100 Sanders Road
Northbrook, IL 60062Mailing Address:
3100 Sanders Road
Northbrook, IL 60062Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-01-28
| Line |
Authorized Date |
| Accident and Health |
1959-01-28 |
| Life, annuities and endowments |
1959-01-28 |
| Variable Contracts |
1959-01-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.31% |
23,574 |
$1,890,570 |
$1,872,785 |
$0 |
$919,782 |
$860,180 |
45.93% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.50% |
55,693 |
$851,544 |
$0 |
$935,453 |
$47,858 |
109.85% |
| Missouri Total |
100.00% |
735,883 |
$56,821,057 |
$86,251 |
$22,203,611 |
$3,797,893 |
39.08% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
7 |
$1,250,000 |
$0 |
$9,931,041 |
$0 |
794.48% |
| Missouri Total |
100.00% |
356,450 |
$2,169,000,193 |
$13,741 |
$862,329,688 |
$0 |
39.76% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
285 |
$104,690 |
$103,705 |
$0 |
$23,439 |
$21,920 |
21.14% |
| Missouri Total |
100.00% |
2,131,422 |
$144,079,081 |
$143,935,582 |
$0 |
$32,023,723 |
$34,502,186 |
23.97% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.22% |
89 |
$141,702 |
$140,369 |
$0 |
$133,646 |
$124,986 |
89.04% |
| Missouri Total |
100.00% |
26,351 |
$11,650,062 |
$9,824,529 |
$1,020 |
$5,848,194 |
$6,303,595 |
64.16% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
533 |
$0 |
$0 |
$5,437,338 |
$0 |
|
| Missouri Total |
100.00% |
160,810 |
$181,983,805 |
$941,968 |
$342,626,170 |
$0 |
188.27% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
6,325 |
$101,088 |
$92,419 |
$0 |
$120,381 |
$38,924 |
42.12% |
| Missouri Total |
100.00% |
701,302 |
$48,145,871 |
$45,082,172 |
$0 |
$16,644,696 |
$18,309,348 |
40.61% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
8,167 |
$2,016,930 |
$0 |
$1,230,623 |
$193,632 |
61.01% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
39.94% |
1,281 |
$55,997,682 |
$0 |
$1,258,891 |
$0 |
2.25% |
| Missouri Total |
100.00% |
78,488 |
$140,205,481 |
$-48,589 |
$313,054,457 |
$0 |
223.28% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
244 |
$0 |
$0 |
$0 |
$1,072 |
|
| Missouri Total |
100.00% |
100,329 |
$45,330,946 |
$155,077 |
$72,108,705 |
$7,058,612 |
159.07% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
28 |
$6,615 |
$6,726 |
$0 |
$0 |
$861 |
12.80% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.11% |
160 |
$1,220,222 |
$0 |
$111,324 |
$0 |
9.12% |
| Missouri Total |
100.00% |
10,155 |
$57,750,428 |
$31,386 |
$19,570,277 |
$0 |
33.89% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
560 |
$532,193 |
$0 |
$1,591,647 |
$0 |
299.07% |
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.14% |
11,196 |
$2,439,116 |
$0 |
$1,086,585 |
$872,425 |
44.55% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.31% |
781,220 |
$4,822,842 |
$0 |
$2,777,962 |
$781,220 |
57.60% |
| Missouri Total |
100.00% |
1,266,057 |
$368,902,373 |
$7,066,780 |
$368,554,786 |
$40,696,179 |
99.91% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
615 |
$1,610,181 |
$0 |
$44,359 |
$0 |
2.75% |
| Missouri Total |
100.00% |
52,508 |
$235,538,781 |
$371,233 |
$258,676,378 |
$0 |
109.82% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3,347 |
$0 |
$0 |
$0 |
$33,997 |
|
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
30,301 |
$2,244,665 |
$2,216,004 |
$0 |
$1,197,248 |
$1,046,871 |
47.24% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
30,273 |
$2,238,050 |
$2,209,278 |
$0 |
$1,197,248 |
$1,046,010 |
47.35% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.02% |
65,925 |
$60,116,156 |
$0 |
$18,793,346 |
$242,562 |
31.26% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
28 |
$6,615 |
$6,726 |
$0 |
$0 |
$861 |
12.80% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
797,098 |
$10,624,554 |
$0 |
$5,611,877 |
$1,687,642 |
52.82% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.01% |
863,023 |
$70,740,710 |
$0 |
$24,405,223 |
$1,930,204 |
34.50% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |